October 30, 2009

Friday Fiscals: Oof-tah!

Here are some posts of interest from my feed reader: Generation X Finance shows how to get your cheap books and movies. Free Money Finance tells us what not to aspire to:  being at the bottom of the financial barrel. Wise Bread hones the fine art of haggling for a great deal on a used car. The Simple Dollar discusses stress and overspending. Get Rich Slowly alerts us to the pitfalls of buying in […]

The Ten Most Important Things I’ve Learned About Money and Life Since Starting The Simple Dollar

Over the past three years, I’ve had countless opportunities to reflect not only on my own personal finance and life journey, but that of thousands of readers who have contacted me over the years with questions and stories. Along the way, quite a few principles for personal and financial success began to appear. […]

Opening an SFGI Direct Savings Account Earning 2.25% APY (Updated)

It’s not every day that I find a bank account offering more than 2% APY, but as of October 30, 2009, I’ve discovered one thanks to a reader. “Ski Naut” contacted me yesterday to ask about SFGI Direct’s offer of 2.25% APY. I had not heard of the bank, so I looked into it. SFGI Direct is the online banking division of Summit Community Bank, based in Moorefield, West Virginia. […]

pfPicks: Like A Phoenix, Roundups Reborn!

A year or so ago, I’d do weekly roundups highlighting some personal finance articles that I really enjoyed each week. Sometime within the last year, I fell behind and soon abandoned these articles because I felt like they weren’t adding much value. […]

Suggested 401k Reform

The following is an excerpt from America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need, courtesy of FT Press, imprint of Pearson. […]

Save a $100,000 with a Do It Yourself Taste Test

By Elizabeth Sanberg At Wise Bread we've written numerous times about the cost savings of buying store brand items instead of national brands. […]

Is it Possible to Live Without Credit Cards?

As time goes by and taxpayers see less and less personal benefit from the bank bailouts, tensions are on the rise. People are starting to ask more and more questions. People are starting to question what caused all the problems we are facing today. […]

Friday Finance Findings for October 30th

Happy Halloween! Well, we technically still have one more day but it’s close enough. I’m not terribly excited about Halloween, but there is one thing happening this weekend that is going to be great, and that’s reverting from daylight saving time. You know why? It means one extra hour of sleep on Sunday! […]

Three Years of The Simple Dollar: My 25 Favorite Articles of the Past Year

Three years ago today, I officially launched The Simple Dollar. It’s been a crazy ride. Each year, on the anniversary of the launch, I’ve highlighted my 25 favorite articles from the previous twelve months of entries. These aren’t necessarily the best articles, just the ones I enjoyed writing the most. […]

Simple Living: Overcoming Negative Inertia

By Sarah Winfrey Simple living is all about your priorities. It's about knowing yourself well enough to know what you value, why you value it, and what is less important. It's about making room for what is important by letting go of what isn't. […]

The Best 4-Step Plan to Manage Your Medical Correspondence

By Heather Johnson If you've ever seen a doctor or been covered by health insurance, you'll relate to this. You sift through a pile of mail, and in it are two letters from your health insurer, a couple more from your doctor, one from your dentist, a packet from your employer's HR department, and something else from your Flexible Spending Administrator. […]

$50 Bonus for New Prosper Lenders

Peer-to-peer lending institution Prosper is offering a $50 bonus for new lenders who sign up for for the service and bid on two loans. Peer-to-peer lending is an interesting way for people to qualify for loans and to lend money to others. In an economy where savings account interest rates are under 3% or 2%, it’s tempting to put cash to better use through these direct loans. […]

The Art of Improvising: Alternatives to Buying New

This post is from GRS staff writer April Dykman. When you have a need or a problem, there’s usually a solution that can be bought. Buying a solution is often the easiest and fastest way to solve a problem — but it also can be the most expensive. […]

Your Take: Are We Out Of The Recession?

Yesterday, the Department of Commerce reported that the annualized GDP (gross domestic product) grew to 3.5% in third quarter. This is significant because, by definition, a recession is two straight quarters of shrinking GDP. A 3.5% increase in GDP would mean, at least technically, the recession was over. […]

Save on a Wedding by Having It in the Winter

Here's an article by MSN Money that says you can save a ton of money on a wedding by having it in the winter. Some of the savings you can expect: The largest wedding-related expense is the banquet reception, which can cost more than $10,000, depending on the number of guests, location and menu, Markel says. Typically, banquet facilities charge a fixed price per person. […]

Review of Phil Villarreal’s Secrets of a Stingy Scoundrel

I requested a review copy of Secrets of a Stingy Scoundrel, and the first time the book was sent out, somehow it got lost in the mail.  The publicist contacted me to ask if I was going to review it, and I said that I never remembered seeing it. They sent me another copy, and looking back, I really wish that I hadn’t responded to that e-mail. Many of the tips in this book will quickly and efficient […]

Best Deals For Friday 10/30/09

By Paul Michael Today's WISEBUY. 59% - 90% Off Nine West Women's Shoes 6pm.com offers over 2,000 styles of Nine West women's shoes for $19.95 each plus $6.95 for shipping.   FREE Prefolded Pocket Squarez PocketSquareZ are unique, custom made, prefolded handkerchiefs. […]