November 12, 2009

Top Online Savings Bank: Why EverBank Remains Solid

Here’s a strong online savings bank offering decent savings account rates. Stories about failing banks make front page news, eclipsing a lot of the more positive events that occur in the banking industry. During a time when the economy has been unkind to us and especially to our friends in the financial industry, it’s welcome news to hear about the success stories. […]

Federal Reserve Issues New Rules for Overdraft Fees

With Congress threatening to create new consumer protection agencies to protect the public from customer-unfriendly banking practices, the Federal Reserve stepped in today to prove it is still relevant and involved with banking regulation. […]

Meatloaf Recipe: Healthy Turkey Meatloaf Muffins

Today I’m talkin’ turkey. I’m clucking fowl on complicated traditional Thanksgiving dinners that cost a wing and a leg. If you’re on a tight budget or a member of a smaller family, why not try something totally different. Last year I shared my easy Rolled Turkey Breast Recipe (with Artisan Bread Stuffing). This year I’m going super simple with ground turkey. […]

Is There a Generation Gap in Saving?

I’m old-school: I went to the bank to make a deposit today. (I make most of my deposits in person, inside the branch.) While I waited, I chatted with the teller, whom I know from many previous visits. “I’m writing a book about money,” I told him. “What’s the one thing you wish you could tell people about banking?” “Save!” he said. […]

Which Financial Website is Best for You?

Smart Money asks which financial website is best for you and offers up these options: I use none of these myself. I do use Quicken's desktop version mostly to track spending, investments, and net worth, but other than that, I don't use any website to do those tasks. […]

The Five Whys and the Power of Analyzing Your Life

Over the last month, I’ve mentioned a technique I call “the five whys” two or three times. The technique itself is simple: when you see something in your life that’s not working like you want it to, you start asking “why” until you come to something where you can’t say “why” any more. […]

Erik’s Homemade Cranberry Sauce Recipe

I had the pleasure of dining with Erik earlier this year for Canadian Thanksgiving. Yes, we Canucks celebrate “Turkey Day” much earlier than my American friends. I suppose we need the additional time to digest before the big event in December. But I digress. So back to Erik, my new favorite Turkey Day dining buddy. […]

Hire A Business Manager

A few weekends ago, I was listening to Marketplace Money when they ran an interview of Scrubs star Donald Faison. Faison got his big break with the movie Clueless and then followed that up with Scrubs. The entire piece was about him making bad money decisions and then turning it around. […]

Help a Reader: Refinancing a Mortgage

Here's an email I recently received from a reader: I am currently in a fixed rate mortgage with 27 years left to pay and a balance of $104,000.  My interest rate is 8.62%.  Is it wise for me to try to refinance at a lower interest rate in order to lower my monthly payment or should I just stay put and ride out the storm?  My eventual goal is to sell the house if the market ever turns back aroun […]

How to Buy Personal Carbon Credits That Count

By Sierra Black The notion behind carbon offsets, or credits, is simple. You're living your life, and if you're living in the developed world, you're probably producing more greenhouse gases than you're consuming. While you're driving to work, or planning your wedding, someone else is working to design alternative energy technology or replanting a tropical forest. […]

Best Deals For Thursday 11/12/09

By Paul Michael Today's WISEBUY. Target Black Friday Ad Leaked - Check It Out A "leaked" version of the Target Black Friday Ad has been posted on the new dealnews Black Friday Ads site.   FREE One-Way Flights From Air Asia! AirAsia offers free one-way flights to over 70 destinations during its latest sale. […]

Financial Priorities And Principles

I think it’s important to focus on simple, achievable goals.  As such, here are my top five financial priorities and principles - Priorities - I will maintain adequate cash reserves, sufficient to replace my income for 12 months. I will remain debt free, paying upfront for all purchases. I will save for retirement, focusing on both pretax and after-tax accounts. I will teach my children sound fin […]

The Debt Trap: Factors That Have Led Us To Our Debt

By Silicon Valley ... We're a nation of borrowers. This reality is quite well illustrated by the personal stories and profiles covered by various media publications on the subject of consumer debt. […]

Way to Save #116: Save A Load

Every load of wash uses between 25 and 50 gallons of water. The same is true of your dishwasher. And you shouldn’t need to soak or pre-wash dishes unless the food is burned or otherwise stuck on. By the way, the amount of detergent you use for both clothes and dish washing could probably be [...] […]

Is the Dollar Store Really a Bargain?

Before he passed away a few years ago, my uncle Ken (who I still miss greatly) was a fanatic shopper at dollar stores. He did most of his shopping at a pair of local dollar stores, where he would buy virtually all of his household supplies and quite a bit of his food. […]

Do What You Love: Idealistic Nonsense Or Good Advice?

By WC Porter At one point in our lives, we all pick a path: do we go with a career we're passionate about or do we pick a career that makes financial sense? Money or happiness? For the lucky few out there that have managed to do what they love while getting paid well for it — I salute you. […]

Lifestyle Creep and the Self-Employed

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. […]

How to Cancel Your Cable TV Service

Want to find a hundred bucks a month in savings without giving up all that much? Cancel your cable television service. That sounds absolutely crazy, right? When people look to trim the fat from the budgets, they often don’t think to cut out their cable television because it almost feels like a utility. Along with your electricity, your water, and your telephone is your television and internet. […]

The Anti-Stuff Holiday Gift Guide

This post is from GRS staff writer April Dykman. For the past couple of years, my husband and I have not exchanged traditional, wrapped-and-Christmas-bowed gifts. Instead, we plan an experience. We started our anti-Stuff celebrations because neither of us could think of a gift we truly wanted. […]