November 23, 2009

You Need A Budget Pro November Giveaway

Are you tired of giveaways yet? We gave away some Crest Whitestrips and a gift certificate to the Bonefish Grill, but we’re not done yet because this giveaway will the best giveaway so far. […]

How to Get the Best Deals on Black Friday

By Linsey Knerl This article shares tips from the 14h episode of Dealista, our new podcast that'll help you get more for less. […]

PFHour #28: Double Helping of Thanks & Giving

I hope you are all looking forward to this holiday shortened week! Our household will be hosting Thanksgiving this year and in celebration of the holiday of thanks, we’ll be talking a little about both thanks and giving. […]

Rich People Know that Things Don't Satisfy

Here are some interesting thoughts from the preface of Stop Acting Rich: ...And Start Living Like A Real Millionaire. Let's start with a short summary of what the book is about: [In this book] I detail why so many people who are not rich hyperspend on luxuries. Often they think that collecting these expensive toys will enhance their overall satisfaction with life. […]

Stacy Johnson On Talk Radio: the “Greatest Generation”

Stacy talks to Marth Zollar of the  “Martha Zollar Show” airing on FM1037 Talk Radio.  Stacy chats about  the “Greatest Generation”, living debt-free and his new book, “Life or Debt 2010″. Stacy Johnson on FM1037 Stacy Johnson on Relevant Radio Part 1 Stacy Johnson on Relevant Radio Part 2 Stacy is available for television and radio appearances.  Click here [...] […]

The Personal Finance Hour, Episode 28: Thanks. Giving.

Thanksgiving is my favorite holiday. It’s the least-commercialized major holiday, and the one whose message I most appreciate. On today’s episode of The Personal Finance Hour, I’ll join Jim from Bargaineering to discuss two aspects of this holiday season: the things we’re thankful for, and the importance of giving. This show will air live at 3pm Pacific (6pm Eastern). […]

How to Start a Meal Exchange

Recently, several couples in our community started a frozen meal exchange. It’s a really simple idea. On a certain day, everyone in the exchange meets for coffee and brings along a laundry basket full of frozen meals, one for each family, along with any needed instructions taped to the lid. […]

Get $50 Free from PerkStreet Financial

This is just a quick note to point out that PerkStreet Financial is offering a $50 signup bonus for new customers who open an online checking account with them. Here’s the scoop: To get the $50 bonus, open an account with a $25 minimum deposit and keep the account active for three straight months. […]

How Dave Ramsey Helped Me Pay Off My Debt

Late last December I came across a post on Bargaineering about Dave Ramsey’s book, “The Total Money Makeover.” Prior to this, I had never heard of Dave or his somewhat controversial teachings (e.g., he recommends folks pay off their debts from smallest to largest, regardless of interest rates, he quotes Bible verses – though mostly to share common sense financial wisdom, etc.). Somewhat intrigued, […]

A Few Black Friday Shopping Tips

Black Friday (the day after Thanksgiving in the United States) provides consumers with bargains beyond their wildest imaginations.  Retailers offer their goods and services at decreased prices as a way of persuading men and women to start their holiday shopping earlier. […]

2010 Roth Conversion: Factors to Consider Before Making a Decision

The following is a guest post by Bryan Olson, CFA, Vice President, Head of Portfolio Consulting for Charles Schwab & Co., Inc. For more than a decade, Roth IRAs have been offering investors a number of benefits generally including tax free growth in earnings, tax free withdrawals assuming you begin your withdrawals after the age of 59 1/2 and have held the Roth account for the minimum five-year h […]

Best Deals For Monday 11/23/09

By Paul Michael Today's WISEBUY. 500 MP3 Albums Just $5 at Amazon - First 1 Million Customers Pay Only $2! The MP3 Store now offers downloads of 500 MP3 albums for $5 each. […]

Is a College Degree Worth the Investment?

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. […]

The Fallacy of Homeownership as a Sound Investment

By Brandon Laughridge Homeownership is ingrained in the American psyche. Beyond that, the idea of owning a home has become a moral imperative in the United States. Presidents from Herbert Hoover to George W. Bush have extolled the virtues of homeownership as a symbol of American freedoms and values. […]

Best of Money Carnival Now Up

Here's my weekly note that the latest Best of Money Carnival is up. Congrats to all participants and especially the winning post, The X-Men Guide To Unlocking Your Financial Mutant Powers. I made the carnival as well with a guest post titled Steps To Grow Your Net Worth When You Don't Make A Six Figure Income (though if you follow my advice you can earn six figures.) ;-) […]

Giving Back to Those Not Necessarily on Your Christmas List

By Tisha Tolar As we rush to find the "perfect gift" for friends and family, we tend to get tunnel vision about the holiday season. No matter how tight our budgets or shopping time may be, remember still there are some people who would be thrilled to be in our shoes, amongst the chaos of family, friends, and festivities. […]

Streamlining Our Netflix Subscription

Back in April, I wrote up a fairly detailed comparison of Netflix vs. Blockbuster. In a nutshell, we started out as Netflix subscribers, eventually migrated over to Blockbuster Total Access for the in-store exchanges, and then came back to Netflix when Blockbuster tightened up their exchange policy. Overall, we’ve been quite happy with this decision. […]

Reader Mailbag #90

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. […]

Way to Save #128: Use Calling Cards

If you travel, calling cards are important because they allow you to get the same rates from the road that you’re used to paying at home, at least theoretically. But the big three long distance carriers often have ridiculously high rates and fees for their cards. Before you enroll in any plan, be sure to [...] […]

Get Out of Debt First, Then Focus on Saving

By Debbie Dragon When you’re in debt, it’s nearly impossible to save money. To motivate yourself for the mission of getting out of debt, ask yourself these two questions: How much money am I paying towards my debt monthly? How else would I like to use my money? The money you save while paying off debt is not likely to earn as much interest as the interest you pay towards your debt. […]