November 25, 2009

Free Budget Software Giveaway Winners Revealed

Just in time for Thanksgiving, I held a YNAB Pro download giveaway for two free copies of YNAB (along with some other goodies) last week. I wanted to share my gratitude with all our readers and visitors on this occasion, and to those who submitted their comments and tips on how to save and budget their money (particularly this holiday season), a big thanks! […]

Your Money Habits Will Influence Your Children's Money Habits

Here are some interesting thoughts from Stop Acting Rich: ...And Start Living Like A Real Millionaire where he talks about the impact parents have on the money habits of their children: In America, it is not at all unusual for children from modest means to become high-income-producing adults. Then they are fooled into thinking that all those with the means to do hyperconsume. They are wrong. […]

Eight Things I’m Thankful for This Year

Since tomorrow is Thanksgiving Day (one of the two holidays of the year that are really important to me, the other being Christmas), I thought I’d take a moment to reflect on the eight things over the last year that I’m most thankful for. I’m thankful for my family. My wife, my son, and my daughter are the center of my life. […]

Triage Your Finances

Over the past couple of weeks, six finalists have been auditioning for the opening of “staff writer” at Consumerism Commentary. Each is providing two guest articles to share with readers. […]

How To Get A Low Interest Rate APR on Credit Card Debt

I’ve been getting a lot of stories of people struggling to get out of debt because of the recent How to Fight a Debt Collector series. They haven’t reached the point of fighting debt collectors yet and they want to keep it that way. […]

Best of Personal Finance Roundup: The X-Men Guide to Unlocking Your Financial Mutant Powers

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. This week, we get all X-Men on your finances with an entertaining look at the financial powers that each character may hold. […]

Do You Use Non-Reward Credit Card Perks?

Here's a piece from Smart Money that lists six credit card perks and what they're worth as follows: 1. Auto rental collision damage waiver. Value: $10-$12 to $18-$20 a day. 2. Extended warranty. Value: $15 to $270. 3. Purchase protection. Value: Refunds limited to $300 (American Express), $500 (VISA) or $1,000 (MasterCard) per item. 4. Lost luggage reimbursement. Value: Up to $180. 5. […]

9 Ways to Save on a Move

By Coupon Sherpa For those of us who have been somewhat transient in the past, moving invokes nausea. The fierce rip of packing tape and musty odor of boxes can make anyone's head spin — and then you fork over big bucks for movers, a truck, and storage. Relocation is beyond the definition of hassle. There's no way to eliminate all stress associated with moving. […]

5 Things You Shouldn't Buy This Black Friday

By Adam Baker Every year, hundreds of thousands of shoppers swarm the local malls, shops, and online retailers. This phenomenom is of course known as...Black Friday! With all the websites, magazine ads, and televisions commercials telling you what you should buy, I thought it may be helpful to provide you with a list of what you shouldn't buy this Black Friday. 1. […]

Way to Save #130: Free Cell Phones Aren't Free

Normally you’re better off getting a cheaper plan and buying your own cellular phone. Plans that include “free” phones often also come with long contracts and higher monthly costs. […]

The Simple Dollar Weekly Roundup: Travel Tips Edition

Since many of you are reading this during the workday and will be traveling as soon as you leave, I thought I would collect together some of my favorite travel, Thanksgiving, and auto tip articles from various websites. A Holiday Travel Survival Guide A good collection of tips, plus the article includes a pretty worthwhile video. […]

Making Mortgage Prepayments

I recently received the following question from a reader named Merry that’s interested in paying off her mortgage early. I have been making an extra regular mortgage payment in the middle of every month. Currently, my next mortgage payment is not due until May 1, 2010. […]

Federal & State Telephone Recording Laws

In the last post about suing debt collectors that violate the law, one of Craig’s recommendations was to record your conversations with debt collectors as evidence they violated the FDCPA. In the comments, there was discussion about whether recording or taping telephone conversations was legal. […]

Giving to Receive: What Legacy Will You Leave?

This is a guest post from Tyler Tervooren, a long-time GRS reader. Tyler is a practical environmentalist who writes about the overlap of money, sustainability, and personal development at Frugally Green. Have you accepted yet that you’re going to die? Have you? Honestly? […]

Are You Tipping This Holiday Season?

Consumer Reports took a survey in 2008 that listed what people tipped the various service people in their lives. They ended up with some very interesting information -- what percent gave no gift at all, how many gave cash (or cash equivalent), how many gave a gift, and the value of the gift they gave. […]