November 30, 2009

Did You Shop This Past Weekend?

Here's a question for you: Did you shop this past weekend (including last Friday -- AKA Black Friday)? The past three days (the three days after Thanksgiving) are some of the wildest in retail stores each year. Believe me, I know. I used to work for a retailer and even though I worked at the home office, we were required to work one day between Thanksgiving and Christmas. […]

Putting the “Important but Not Urgent” Tasks Above the “Urgent but Not Important” Tasks

One of the biggest personal and professional frustrations that I have (and that a lot of others seem to share) is that there’s never enough time to get to the important things we want to do. […]

Best of Money Carnival Now Available

Today's Best of Money Carnival is now up. Congrats to all participants and especially the winning post (which I had to name since the host didn't), Are You A Gambler Or Investor? (A Flow Chart) (though I wanted to name Five Steps to Six Figures in Seven Years the winner). ;-) Enjoy! […]

Free $25 from LendingClub

Those of you looking for some extra spending money can pick up $25 free from LendingClub for opening an account with them (which is free to do) as a new user. Here’s how it works… 1. Visit Lending Club using this link. 2. Open and activate a lender account (which means you hit "invest" when selecting what you want to do with LC -- I'm not encouraging anyone to borrow money.) 3. […]

Highest Savings Account Rates

If you have fifteen minutes, you can be earning more interest on your savings account. Many readers are familiar with high yield savings accounts, so for the seasoned veterans you won’t get much out of this post (maybe this one on reward checking accounts is new to you?). […] How to Save on Toilet Paper and Diapers Without Working Hard

By Carrie Kirby I am a frugalista. I am willing to work for a bargain. But today I had to ask myself -- why work hard when you don't have to? Because -- a new site that sells necessities like toilet paper, detergent and diapers by mail -- is offering its gift cards at 30% off today for Cyber Monday, I really investigated the site for the first time. […]

optionsXpress $100 Signup Bonus

This is just a quick note to point out that optionsXpress is currently offering a $100 bonus for opening a new brokerage account with them. All you have to do is open an account and fund it with at least $500 in cash or securities (transferred in from another brokerage) before the end of the year, and then make three trades within the next twelve months. […]

12 Smart Ways to Save Big on Christmas Shopping

Oh the weather outside is frightful, but your wallet can still be delightful. And since we’ve got gifts to give, let us find the ways to save! Yay! Yes internets, it’s that time of year when the turkey leftovers and that tryptophan stuff have settled in our stomachs. After awakening from the holidaze slumber, it may be time to turn our attention towards Christmas. […]

How to Shop Online Safely

By Lynn Truong This article shares tips from the 15th episode of Dealista, our new podcast that'll help you get more for less. […]

Consumerism Commentary’s Prospective Staff Writers

Announcement: We have decided to extend the period for matching your charitable contributions through the end of this week. Contribute to your favorite charity this week and forward your contribution receipt to us. We will donate a matching amount to the World Food Programme. […]

Help a Reader: Mom Moving

Here's an email I recently received from a reader: My mom is retired and lives on the East Coast.  She still lives in the house that I grew up in and wants to put it up for sale this spring since it's too big for her to handle by herself (the house is fully paid, no mortgage).  I am currently in LA because of my job (yes, I know that the cost of living is ridiculous here).  My husband is applyi […]

Cooking Tips to Help You Keep Your Energy Bills Down This Holiday Season

The holidays are a time for delicious food shared with company. Most of us will be hosting holiday parties, entertaining family, or making traditional holiday goodies to pass around with friends and family. […]

Best Deals for Monday 11/30/09

By Lynn Truong It's Cyber Monday. Visit your favorite stores online -- deals are there for the taking. Check below for a list of stores offering Cyber Monday deals right now. […]

How to Minimize Bank Account Fees

Banks used to make their money by taking customer deposits and lending it out at a higher interest rate. Along the way, they discovered they could siphon off a little bit here or there in the form of “fees” cleverly disguised as “convenience” charges. Bankrate does annual fee surveys of what banks charge and the fee amounts are absolutely astounding. […]

An Easy Holiday Advent Calendar For Two Bucks

By Myscha Theriault December is fast approaching, and with it the Christmas season. An advent calendar is a popular holiday activity, but can often take more time or funds than we have available. […]

10 Reasons Why Credit Unions Kick Ass

Credit unions exist to help its members. Commercial banks exist to enrich their shareholders. You read that right. Credit unions are unions that exist to help its members. That’s why they often have better interest rates on both loans and deposits. Commercial banks are businesses. Their sole purpose is to figure out how to make more money from its customers (you!). […]

Way to Save #135: Don't Buy Softener Sheets

Don’t buy drier softening sheets. Instead, mix up a spray bottle with half water and half fabric softener. Spray a washcloth with the mixture and toss it in the dryer. […]

Reader Mailbag #91

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. I’m 30 years old and my wife and I are in the market for a new car. […]

5 Tips for Easy College Savings

By Tisha Tolar When you have a baby, there are many initial financial concerns, especially when a family is still working hard just to make ends meet. College savings on a tight budget may seem like something you'll do later when the kids start elementary school but time goes by so fast. […]

What is Debt Settlement?

Debt settlement. I’ve heard this term over and over in recent months. While I’ve had a vague idea of what this means, I’ve never known exactly what debt settlement entails, so today I thought I’d take a closer look. Debt settlement in a nutshell Debt settlement involves negotiating with a creditor to agree on a reduced balance that will be accepted as payment in full. […]