December 23, 2009

Nine Simple Things to Do to Get Ready for Tax Season Right Now!

With Christmas comes the new year, and with the new year comes the painful cycle of preparing one’s taxes. I personally loathe tax time – to me, it’s an example of how the government simply doesn’t work very well at all. The tax code should not be tens of thousands of pages in length when it’s expected that everyone navigate it. […]

Don't Forget to Sign Up

Just a reminder to sign up for the copy of You Need a Budget I'm currently giving away. I'll be offline most of tomorrow through the weekend and just wanted to be sure everyone who wants a chance to get one has that chance. […]

Lending Club: The Cost of Inactive Money

I updated our account in Quicken over this past weekend. In doing so, I was able to get a better look at the “real world” performance of my Lending Club portfolio. According to Lending Club, my net annualized return is currently right at 9.60%. According to Quicken, however, I’m running at about 7.5%. Why the difference? […]

Best of Personal Finance Roundup: Where to Find Free Antibiotics

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. In this article, we'll tell you where you can find free antibiotics, 45 of the weirdest college scholarships, and how to frugally and naturally fight seasonal affective disorder (SAD). […]

The 10-Second Credit Limit Increase

I logged into my Citi credit card account online today to make some changes to my profile when I decided to try to get an automatic credit line increase. I figured I was already logged in doing other things, a few button clicks to see if I could increase the limit certainly wasn’t going to cost me much time. I swung up to Tools & Services and click on Request a Credit Line Increase. […]

Going John Galt

The following is a guest post from Marotta Wealth Management. This could be a controversial post (as many are from Marotta) since it deals with politics, so please keep the debate civil.  If you're not an economist, you may vastly underestimate the negative impact of taxes on the U.S. economy. […]

Best Deals for Wednesday 12/23/09

Lenovo Multimedia Remote with Keyboard $30 & Free S/H 40" 120 Hz Samsung TVs w/free $100 Amazon Gift Card $10 off $25 at Yankee Candle FREE drinks on 12/24 at Peet’s Coffee & Tea Free Breakfast & Kids Meals at IKEA (12/26-1/3) […]

Carnivals This Week

Here's a quick list of carnivals I was in this week and my featured post for each: Festival of Frugality - How to Get Consumer Reports Online Access for Free  Carnival of Personal Finance - Net Worth for the US House of Representatives  Carnival of Money Stories - The Worst Money Stories I've Heard […]

Wrapping Up a Decade: Better Off in 1999 or 2009?

This decade flew by. Ten years ago, I had recently graduated college and had been working for a non-profit arts organization. At this point in my life, I didn’t know it, but I was setting myself up for financial problems. […]

Book 'Em This Season

By Jabulani Leffall We all remember where we were and what we were doing when we finished. We experienced the utter exhilaration, the awed silence, and the pining for more. It’s a personal experience that we have each shared over a duration of time and were better off for it, mostly. […]

How to Botch Up, Then Peddle Back to Good Credit

By Little House As a young adult, I thought I had a firm grasp on being financially responsible. At the tender age of 18, I moved out of my parent's house to live on my own. I couldn't wait to become an adult with adult responsibilities. I had the basic understanding that I had to pay my bills on time, and I made sure that I was always employed. […]

The Simple Dollar Weekly Roundup: Holiday Thoughts Edition

For this week’s roundup, I went to several of my favorite personal finance sites and looked for useful Christmas-related posts to share with you all – and I found quite a few. Enjoy! Who and How Much to Tip During the Holidays The link to Emily Post’s suggestions in this article is quite useful, but so are the comments. […]

Free Gifts From Lending Club’s DebtBuster Challenge

As I mentioned yesterday, the path to getting out of debt can sometimes be aided by consolidating your credit cards or loans. You might, for example, transfer your credit card balances to the one card with the lowest interest rate. With credit card issuers’ current practices, that will likely be a variable rate, subject to change. I also suggested investigating options from peer-to-peer lenders. […]

10 Quick Ecofriendly Things You Can Do Right Now

About a year and a half ago, did you know how much a barrel of oil cost? I bet you did a year and a half ago… that’s because it was big news. Around June 2008, it was over $125 a barrel. Today, a barrel is in the high seventies. […]

Where’s Your Financial Comfort Level?

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. I must confess to a new habit: I collect discarded ATM receipts. […]

When Should You Use Your Emergency Savings Fund?

Emergency funds are a hot topic amongst financial writers. How much do you need? How should you go about building one? Where should you keep it? It seems like every time you turn around, people are writing about the importance of emergency funds. Despite all of the attention paid to emergency funds, relatively little attention is paid to when you should tap into yours. […]

Help a Reader: Best Credit Card

Here's an email I recently received from a reader: What credit card(s) do you use currently?   With Amex pulling back rewards on its Blue Cash and Chase either cutting Freedom benefits or moving people to the Sapphire card, there's slim pickings now.  Also, I can't seem to find the Schwab 2% card applications online anymore. […]

Inflation is to cart as COLA is to horse

I suppose in some ways it might look like zero inflation is bad for you.  After all: Social Security checks don’t go up. Marginal tax bracket cutoffs don’t go up. The standard federal income tax deduction doesn’t go up. Interest rates on savings accounts are in the basement. Etc., etc., etc. These bad things are all distractions from what’s really happening. […]