January 27, 2010

Best Time To Buy Stuff: Discount Shopping On A Schedule

The subject of this post comes from an article I found in my email box today, care of Consumer Reports. CR put together a discount calendar showing the best times to save money during the year (and for what items). They based the information here on industry surveys and publications, among other things. […]

Kiplinger Doesn't Get It

Generally, I like Kiplinger's website. I don't get their magazine any longer because most of their good stuff is online, and those pieces are pretty good. I link to/write about their articles quite frequently. But in the case of naming the best values in public colleges, they're off the mark. […]

Big Winners, Little Winners

“Little things make the difference. Everyone is well prepared in the big things, but only the winners perfect the little things.” - Bear Bryant One big idea often put out there by personal finance writers is the concept that we have to take care of the big things first. If we just take care of the five biggest financial holes in our life, we’ll be fine, because those five big ones are doozies. […]

The New Frugality by Chris Farrell

The New Frugality by Chris Farrell is a new personal finance book that discusses a growing trend in America towards frugality. As we claw our way out of the Great Recession, American families are going back to smarter and safer spending after a near decade at the buffet table of cheap credit. […]

The $5 Gadget That Can Save You Thousands of Dollars

By Paul Michael Economically, times are still tough. And with healthcare being at the top of a long list of concerns about money, anyone taking medication should invest in a small gadget that can literally save you a small fortune every year. […]

An Update on Our Shopping List

Remember when I told you all that I was in a buying mood? I shared a list of purchases we were considering and gave details on each of them. Well, I thought it would be fun to let you know what's happened since that post in July. Here's the list as well as what we've done with each item: A house -- We've made the decision to stay put for now. […]

Viewer Question: Who Do I Turn To For Credit Help?

Need help with your credit? The way to find it isn't by looking at ads. Because the most trustworthy credit counselors are rarely the most heavily advertised. If you need help, read on. […]

Three Types of Asset Allocation: Strategic, Tactical, and Core-Satellite – Which is Right for You?

Diversification is the foundation of an investment portfolio. While simply being diversified can’t eliminate risk, it can help minimize your overall risk and protect you from catastrophic losses. But what does it mean to be diversified? Everyone tells us about how we need to diversify our investments, own stocks, bonds, real estate, cash, commodities, and everything else. […]

Citi Introduces Credit Card & Banking iPhone App

Citi is one of the first credit card companies to produce their own branded iPhone app – called Citi Mobile. It’s pretty much what you’d expect, all of the functionality of the Citi website packaged up in a nice little iPhone app. […]

Best Deals for Wednesday 01/27/2010

80% off Lacoste women's shoes: Deals from $15 + $7 s&h Philips Docking Cradle for Apple iPod for $10 + free shipping Free Colgate Character Toothbrush McCann's Steel Cut Irish 28-oz. Tin Oatmeal 4-Pack for $16 + free shipping Shoebuy: $10 Off Any Purchase w/ Coupon EMLBDAY10 […]

Viewer Question: How Do I Get A Free Credit Score?

If you can navigate the minefield of misleading ads, you might be able to find a free credit report. But you still won't be able to get a free credit score. Here's why. […]

How Low Can You Go? Taking the No Heat Challenge

By Sierra Black Last fall, The Non-Consumer Advocate turned me on to the No-Heat Challenge. The dare was to keep your heat off until November 1. Fine for her, I thought, she lives in Portland. I made it to the first snowfall, which for us was the second weekend in October. No way I'm sitting in an unheated house through a snowstorm, I thought. […]

Free Money Finance March Money Madness, Round 1, Posts 17-20

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Debt Collector Crusader Craig Cunningham in Dallas Observer

When I wanted to run a series on fighting debt collectors, I knew I wanted an expert. I was fortunate to have little in the way of debt (just a mortgage and student loans) so I had no personal experience with combating with debt collectors, but I knew someone on Fatwallet, Codename47, was a debt collector ninja. […]

The Simple Dollar Weekly Roundup: Comment Bug Edition

Earlier this week, I found an issue with the software I was using to manage comments for The Simple Dollar. I deleted a single character in a single line of code, breathed in deep, refreshed the page… … and 7,000 (!) comments appeared in the moderation queue. The bug was a simple one. […]

How Will the Obama Middle Class Tax Credits Benefit You?

By Xin Lu President Obama is announcing several tax credits for the middle class in his State of the Union speech. Here are some of the details on what the proposals are, and how those who qualify can get the most out of the credits. The Child and Dependent Care Tax Credit will increase from 20% to 35% of qualifying expenses for families making under $85,000 a year. […]

IRS Will Force Businesses to Disclose Borderline Tax Shelters

Starting in 2011 or later, the IRS will be requiring businesses to volunteer more information about their tax avoidance practices and transactions. I use the word “volunteer” loosely. […]

How to Maximize Your Entertainment Dollar

Over the last few months, my wife and I have been doing a lot of traveling by car. To help pass the time on the road, we’ve been borrowing a lot of books on tape from our local library. On our most recent trip, we finished Dan Brown’s The Lost Symbol (we weren’t big fans) and have started on Ender’s Shadow (so far it’s been good). […]

Does Renting Make Sense?

Writing Your Money: The Missing Manual has been intense. I’ve spent a ton of time researching personal finance topics ranging from buying a car to funding a 401(k) to the relationship between money and happiness. My research has reinforced some of my convictions (index funds are the best investment for 99% of personal investors, for instance) but has toppled others. […]