February 22, 2010

Credit Card Act: New Laws Are In Effect, So What’s Next?

What do you think of the new credit card laws and the Credit Card Act (aka the Credit Card Accountability, Responsibility and Disclosure Act) ? With card issuers’ profit margins under assault, what does this portend for card holders and consumers? The financial world has been quite abuzz about the Credit Card Act that was put into effect as of today. […]

The Mortgage Tax Deduction is a Consolation Prize at Best

Here's author Mary Hunt's take on one common argument for keeping a mortgage: Bad Advice: Do not pay off your mortgage because you will lose a valuable tax deduction. Mortgage interest on your principal residence is a deductible expense on your federal tax return. Even if you can pay off your mortgage, don't do it. […]

Today Is the Day

Today is the day to tell your wife that you love her. Today is the day to call your mother and chat with her for an hour. Today is the day to send your dad a note. Today is the day to get in touch with that friend you haven’t talked to in a while. Today is the day to call up a special person and set up a date. Today is the day to stop by your grandmother’s house with a sack full of groceries and m […]

Best of Personal Finance Roundup: How to Sew a Button On Correctly

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you the skills to sew on a button, kill some cockroaches, or make a better breakfast! Top 5 Articles How to Sew a Button On Correctly — This should be a no-brainer, but I never really learned this skill. Get the easy-peasy directions to keep you buttoned up tight. […]

8 of our Favorite Fitness and Diet Smart Phone Apps

By Linsey Knerl Those of us with smart phones are fairly certain we can’t live without them.  In fact, chances are good that if you use them right – they can actually help you live longer!  See what we think of these 8 popular mobile applications designed to help you shape up and slim down.  When it comes to healthy apps, there are usually four main areas of functionality that most users are look […]

Best Deals for Monday 02/22/2010

Two Lips footwear up to 75% off! Grateful Dead "Go to Heaven" MP3 downloads for $2 15% off office chairs at OfficeMax: Deals from $59 + free shipping $25 Restaurant.com Gift Certificates for $2.00 with code SAVOR […]

How to Get Rid of Roaches (or) How to Kill a Cockroach Invasion

Cockroaches are gross. I don’t know if it’s their relatively large size, their long antennae, those creepy looking legs, or the fact that their backs so disgustingly shiny. Oh… and they’re almost indestructible. It’s like you kill one and three more appear within days, each one having been grown from the pieces of the one you smashed with your shoe! […]

Want Free HBO or Showtime? Just Ask.

By Paul Michael Premium channels come with premium prices. Usually, between $10 and $20 a month, depending on the channel and your cable/satellite company. But here's something that applies across the board. They're usually available for free. I used to be employed by one of the big premium channels, and I can tell you right now that there are ALWAYS deals going on. […]

Ten Things Millionaires Won't Tell You

Smart Money lists 10 things millionaires won't tell you as follows: 1. “You may think I’m rich, but I don’t.” A recent survey by Fidelity found 46% of millionaires “do not feel” wealthy. 2. “I shop at Wal-Mart . . .”  Millionaires know what it is to be frugal. About 84% say they spend with a middle-class mindset, according to the AmEx/Harrison survey. […]

Reader Poll: Proposal to Lower Retirement Age

Dennis Kucinich is floating a proposal around the Senate which would create a six-month period in which anyone age 60 can retire voluntarily and receive partial Social Security benefits. This is a $15 billion bill funded by the bailout and stimulus. […]

Best of Money Carnival

Here's my weekly announcement to let you know that this week's the Best of Money Carnival is up. Congrats to all participants and especially the winning post, Taxes: The Missing Step. Enjoy! […]

5 Ways to Save Water, Energy, Money, and the World in One Afternoon

By G.E. Miller Ambitious title for sure, but not that far off when you look at the facts surrounding freshwater. According to water.org, 884 million people (one in eight in the world) lack access to a safe water supply. Less than 1% of the world's fresh water (or about 0.007% of all water on earth) is readily accessible for direct human use. […]

Free Money Finance March Money Madness, Round 1, Posts 61-64

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Credit Card and Debit Cards No Longer Have Automatic Overdraft and Over Limit Protection

New Credit Card Law Puts a Hold on Over Limit Charges As you have probably heard by now, the CARD Act takes effect on February 22nd. Many of these changes are part of the law, but a lot of banks are also making voluntary changes to their programs. There are a lot of changes to help credit card users stay out of trouble and avoid ridiculous fees. […]

Reader Mailbag: Bad Loans and Bad Yeast

It’s Monday morning… that means it’s time for another reader mailbag! My girlfriend bought a 2006 Chevy Cobalt in March 2009 because she wanted dependability and good gas mileage. She has put 31000 miles on it since then. She wants to settle down near school and doesn’t need the car anymore/can’t afford the insurance that goes with it. […]

USDA Data Visualization Tool

By Philip Brewer The USDA has just released a cool new data visualization tool called Your Food Environment Atlas. […]

Using Your HSA as a Retirement Investment Vehicle

As many of you know, we switched to a high-deductible health insurance plan (HDHP) this year. Along with that change came the opportunity to open a health savings account (HSA) to help offset our increased deductible. For those that are unaware, an HSA is similar to a flexible spending account (FSA), but better. […]

Being Frugal is Foolish

I bet this Devil’s Advocate is going to ruffle a lot of feathers! Frugality is a pretty big topic in the personal finance blog community because there are so many things you can do to trim a few cents or dollars off here or there. You can buy gadgets like a Kill-A-Watt to find out how much energy your appliances are using and disconnect them when they’re not in use. […]

Online Tools for Mindful Consumerism

This post is from GRS staff writer April Dykman. For many people, mindful consumerism starts with questioning the desire to buy Stuff. The reason might be to save money or avoid clutter — maybe both. It’s the first part of a journey to differentiate needs from wants and make mindful decisions about where to spend our hard-earned money. But at some point, most of us will consume. […]

New Credit Card Rules Take Effect Today

May 22, 2009 seems like ages ago. That is the date that the Credit Card Accountability, Responsibility and Disclosure (CARD) Act became a law, changing the way credit card issuers interact with their customers. As of today, this law is now fully in effect.The new regulations are designed to help protect consumers from practices that could be financially harmful. […]