March 1, 2010

Beware of the Refund Anticipation Loan!

Get a fast cash loan and pay through your nose! There are many of you that can’t wait to file your taxes each year because you are expecting a decent refund. Unfortunately, it’s only too often that families in need of some fast cash will not think through the consequences of getting a refund anticipation loan. […]

How Much Life Insurance Do You REALLY Need?

On Friday, I shared a guest response to a reader question about life insurance. Many GRS readers rightly complained that it didn’t do a good job of answering the question. One reader — Mike from Four Pillars and ABCs of Investing — took it upon himself to write this response. One of the most common issues that people with any kind of dependents face is, “How much life insurance do I need?”. […]

Are Over Half of Workers Really Dissatisfied with Their Jobs?

In this piece from Crown Ministries, I was surprised by the following statistic: A new study says just 45% of Americans are satisfied with their jobs. Really? […]

Best of Money Carnival

The latest Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Beginner Investing Strategies. I squeaked in at second with Two Simple Equations that Lead to Financial Success. […]

When Parental Money Lessons Backfire

As I’ve mentioned before, we give our children a small allowance each week. Our daughter, who is only two, puts all of her money into a single-slot piggy bank and is allowed to fully spend it as she chooses. […]

Accounts Closed by Grantor Don’t Hurt Credit Score More

Over the last year, since the CARD Act was passed, a lot of people have had their credit card limits lowered or their cards canceled. Credit card companies, faced with these new rules, are looking to reduce their risk and so they’ve cut a lot of inactive or low activity cards (or saddled them with fees). […]

Transforming Your Financial Life

The following is excerpted from Mind over Money: Overcoming the Money Disorders That Threaten Our Financial Health by Brad Klontz, Psy.D. & Ted Klontz, Ph.D. Copyright © 2009 by Brad  Klontz and Ted Klontz. Excerpted by permission of Broadway, an imprint of the Crown Publishing Group. All rights reserved. […]

Consumer Reports’ Best Cars of 2010

When Consumer Reports tests new cars, their staff shop just like consumers. They stop into dealerships and buy cars without giving any indication they intend to test the cars for a major magazine. Rather than receiving specially tuned or improved vehicles, the magazine takes to its test center the same cars ordinary shoppers would buy.Testing involves both subjective and objective evaluations. […]

Crock Pot BBQ Pulled Pork Recipe for Under $15 – Easy and Frugal

Cheap BBQ Pulled Pork Recipe Can Feed a Crowd One of the best ways to save money cooking at home is by using recipes that utilize an inexpensive cut of meat. The problem is that many people think cheap cuts of meat equals tough, or otherwise poor quality meat. This is not always the case. […]

20 Ways to Beat Insomnia and Get Better Sleep

By Healthy Theory In the busy and driven world that we live in, one of the things that really seems to suffer is a good night’s sleep, regardless of our age. Unfortunately, these sleep deficits are not without their own share of adverse health consequences. […]

Free Money Finance March Money Madness, Round 2, Posts 9-12

Here we go with the second round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Reader Mailbag: Drawing the Line

It’s Monday again, and that means it’s time for another Reader Mailbag. I think I read an old post where you gave a suggestion into when it is good to utilize a credit cards rewards program and when it isn’t such a good idea. I don’t remember too much about the post but I think it’s somewhere along the lines of “you should sign up for the rewards program only if a certain condition is met”. […]

10 Free Things to Do With Your Kindle

By Carrie Kirby When I received a Kindle ebook reader for Christmas, I was worried that it would prompt me to start spending a lot of money on books. Pre-Kindle, I got most of my reading material from the library, borrowed books from others, or at least bought them used. […]

Best Deals for Monday 03/01/2010

Divatex 250-Thread-Count Cotton Twin Sheet Set for $10 + $7 s&h 30% to 75% off Skechers shoes at 6pm.com: Deals from $10 + $7 s&h John Hiatt "The Open Road" MP3 album downloads for $4 V-Touch 8GB Touchscreen Expandable MP3 Player for $50 + free shipping Free downloads of Assassin's Creed II: Multiplayer for iPhone […]

How to Protect Yourself From Inflation

One of the unintended, though predictable, consequences of the unprecedented rescue of the United States financial system is that there will be higher than average inflation figures for years to come. While it’s been popular to dispute the reported Consumer Price Index (CPI), the reality is that the marketplace doesn’t really listen to the reported stats. It reacts to reality. […]

Book Review: The Happiness Project

One of my core beliefs is this: It’s more important to be happy than it is to be rich. My personal experience bears this out (though I’m fortunate to be both), as do the anecdotes I receive from GRS readers. In fact, of all my fourteen philosophies, this one is most important. […]

Discover Bank Online Savings Account Review

Interested in opening a savings account at Discover Bank? Read this article first. Note: this review has been updated in January 2011 to indicate that transaction downloads for Quicken are now available. Last year, I noted that E*TRADE Bank will be moving some customers’ accounts to Discover Bank. The only customers affected by this move are those who do not have brokerage accounts. […]

How Do You Know if a Credit Card Number is Valid?

As a followup to my recent post about what your credit card number means, I wanted to throw out a bit more credit card trivia and talk about how you can tell if a credit card number is valid. As you may or may not aware, most credit card numbers are generated based on something known as the Luhn algorithm. […]

Making the Most of Your Most Valuable Financial Asset

If you enjoy this post and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link. I've noted previously that your career is your most valuable financial asset. […]