March 15, 2010

Get Cheap Clothes Online or Elsewhere With These Tips

You can achieve a great wardrobe makeover even if you’re on a budget. Here are some ideas on where to get cheap clothes online and anywhere else. My clothing budget is one of the lowest you’ll see around. I simply do not spend much money on clothes. I figure — if it’s functional, I’ll use it. […]

Win a Free iPod Touch From H&R Block

This giveaway is now closed to new entries. Thanks to everyone who has participated. We will be selecting the winners shortly.It’s time for another giveaway. H&R Block wants to give an iPod Touch to two Consumerism Commentary readers. […]

What's the Best Way to Build Wealth?

I'm listening to Dave Ramsey's book The Total Money Makeover: A Proven Plan for Financial Fitness for a speech I'll be giving soon on how to get out of debt. […]

15 Examples of Finding Ways to Enjoy Your Hobbies with Minimal Spending

One big problem that many people have when they adopt a frugal lifestyle is the perceived reduction in enjoyment they’re going to have in their hobbies. Entertainment spending is one of the obvious places to cut in a budget because it’s not a base need, but it is a very painful cut. […]

Why You Should Be Reinvesting Dividends

I’ve been investing in a few dividend stocks lately because savings account rates have been pretty abysmal. The prospect of earning a percent or two on my money is great for an emergency fund but lousy for anything long term. One of the important ideas behind dividend investing is that you should reinvest the dividends if you don’t need the income. […]

The 7 Laws of Negotiation

By Kentin Waits Sometimes, it takes an economic downturn for folks to rediscover a lost art. I've heard all the buzz lately about people beginning to negotiate the price of everything from new shoes to cell phone plans. When we see companies slashing prices and luring us in with incentives and other goodies, we rightly begin to wonder just how firm the price was in the first place. […]

Can Being Financially Secure Add Years to Your Life?

Follow this line of thinking with me a bit. Point 1: Stress can take years off your life. This piece talks about how many different types of stress can add up and make you much older than your true biological age. […]

Best of the Best

This week's Best of Money Carnival is up. Congrats to all participants and especially the winning post, Learning Financial Lessons From Aesop’s Fables. And I made the carnival myself with Top Tools for Analyzing Your Salary. Enjoy! P.S. If you're a blogger and are interested in getting more traffic, several links, and the chance to win $1,000 for charity, how about hosting the carnival? […]

How to Look Like a Million Bucks For Less

Today’s frugal fashionistas know a thing or two about creating an enviable wardrobe at a fraction of the cost of buying retail and they do this in a number of ways.  Some shop deep discount outlet malls to pick up their brand name attire while others dig diligently through the racks of the secondhand store in hopes of acquiring the precise type of apparel that they are looking for […]

Reader Mailbag: Alarm Clocks

For the first time in almost two years, I didn’t set my alarm this morning. I woke up about an hour and a half later than I usually do and I felt really groggy. […]

Cash for Appliances: Get a Cash Rebate for Buying New Appliances

By Xin Lu Last year the Cash for Clunkers program gave out billions of dollars in rebates for purchasing new cars. This spring a smaller rebate program called Cash for Appliances is rolling out as part of the stimulus package. […]

Best Deals for Monday, 03/15/2010

ProFlowers Easter Flowers with vase from $20 + $15 s&h Amazon DVD sale: The Green Mile, Ocean's 11, TMNT, more from $5 + $3 s&h Dell Inspiron Mini 10 1.6GHz 10" Netbook w/TV tuner for $300 + free shipping Free Redbox Code on St. Patrick's Day […]

Free Money Finance March Money Madness, Sweet 16, Posts 1-4

Here we go with the Sweet 16 round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author wh […]

Roth IRA as an Emergency Fund?

Building an emergency fund is one of the critical first steps to personal financial success. With that in mind, a reader named LG recently wrote in with a question about using a Roth IRA as an emergency fund: I know you’ve written a lot about emergency funds, but my question is can a Roth IRA serve as an emergency fund? At first blush, the answer seems obvious. […]

Car Insurance Coverage

The first time I shopped for car insurance I didn’t know much about what I would be buying. I should have taken the time to learn more about the various types of coverage before shopping. As a result of my lack of preparation, I did a poor job comparing rates. I was slightly better armed after I purchased a new car six years ago. By then I knew a little more about car insurance. […]

Fixed Income Strategies to Help Boost Savings Interest Rates

If you take the 120 minus your age investment allocation rule to towards retirement, the conclusion is that your investments should mostly be in safe “bond” investments and out of risky “stock” investments. […]

Are You “Over” Spending?

Have you gotten to the point where you are “over” spending – as in -you just don’t feel like buying “stuff” anymore? There was a time when I wanted “stuff” – a nicer car, a bigger television, a newer computer, but now I’m “over” that stage in my life.  Seriously.  I just want to enjoy the “stuff” I already have, hang out with my family, and live life. It’s funny how, over-time, o […]

Welcome to the Carnival of Debt Reduction

Thanks for visiting!  Here are this week’s debt-reduction related posts: Steadfast Finances runs through several thought-provoking quotes on debt and paying interest. Debt Eagle show how to do debt settlement yourself. Silicon Valley Blogger warns about refund anticipation loans. The Smarter Wallet discusses the Dave Ramsey cash-only diet. Do You Dave Ramsey? […]

Made by Hand: In Praise of Amateurs

Note: I’m afraid this post is long and rambling and doesn’t have much of a point. So sue me. I’ve been meaning to write about this subject for a long time, and finally felt moved to do so. This article may be amateurish, but that’s kind of the point… My father was a serial entrepreneur — he was always starting businesses. […]