April 16, 2010

Extra Insurance Coverage Through Credit Cards: Use Those Perks

Don’t let those credit card perks go to waste. Most credit cards offer a plethora of extra rewards and benefits that a lot of cardholders may not be taking full advantage of. And one of those things is extra insurance. Yes, credit card debt is bad. However, credit cards, when used properly, can be a tool to help you save money on additional costs such as insurance. […]

Does Rewashing Ziploc Bags Really Save You Money?

Mal writes in: I loved your post about how little you save by not flushing. You should do the same thing about your favorite bugaboo, rewashing Ziploc bags! Rewashing Ziploc sandwich bags is something that I’ve joked about being a frugality “step too far” since the first days of The Simple Dollar. […]

Seven Steps to Get Your Finances Back on Track

CNN Money lists seven steps to get your finances back on track (along with specific tips for each) as follows: 1. Get in touch with a better reality. Boost your emergency fund. Tap the power of a Roth. Cut out big-ticket money drains. 2. Work on your plan b Act as if you're already job hunting. Do a hard-nosed assessment of the danger. […]

Smithee Debt Update, Mid-April 2010

Happy Friday. It’s been just about a month since my last debt update, and I’m feeling relatively successful at it. I’m still on track to get rid of it by July, having eradicated $1,267.39 in the last four weeks.Aside from the satisfaction of persistence, there’s actual good news: as of yesterday, my employer has brought my salary halfway back up to what it was a year ago. […]

Best Money Tips: The Wisdom of Yoda

Welcome to Wise Bread's Best Money Tips roundup. Today, we share financial wisdom from Yoda himself, tips for making the best baked beans, and a quick hack for a space-saving clothesline! Top 5 Articles Wisdom of Yoda: Personal Finance Lessons — These are precious, entertaining teachings for Star Wars fans and non-fans! […]

How to Budget and Track Expenses for Your Next Vacation

I recently discovered a neat — and free — online tool that will help you estimate, budget, and track your expenses for your next vacation. It’s aptly named Budget Your Trip. Travel is one of those luxuries that, even on a budget, can be costly. […]

3 Reasons Why Keeping Your "Latte Factor" Will Help You Save Money

"The Latte Factor" is a term referring to the small expenditures that you make every day that could add up to huge savings over time. […]

My Five Year Goals

One suggestion I frequently give to readers who write in unsure what to do with their money is to plot out some long term goals. The big question I usually ask them to think about is where would you like to be in five years? Over the last few months, my wife and I have done some soul-searching with regards to that very question in our own lives. […]

Are You Listening to TED?

Do you know TED? Have you heard the name? No, this is not a reference to the United airline, or my crazy uncle. This TED is devoted to technology, entertainment and design. TED promotes ideas worth spreading. And I am addicted. I once did something foolish. […]

How to Beat a Certificate of Deposit (CD) Ladder

Building a certificate of deposit (CD) ladder is a great process that ensures you’re eventually earning the strongest interest rates available while leaving the possibility open to withdraw money every three months without penalty. […]

Should You Roll Over Your 401(k)?

There once was a time when people worked the same job their entire life and retired with a pension. Now? Not so much. Instead, most people work multiple jobs during their lifetime, and their retirement is funded by money accrued in their 401(k). So… When you switch jobs, what should your old 401(k)? Don’t cash it out First and foremost, do not cash out your 401(k). […]

Your Take: Have You Ever Been Scammed?

Of course you have, we all have. Sometimes they’re small scams, like someone adding a little onto your bar tab, and sometimes they’re big scams, like someone skimming your credit card and going on a spending spree. When I was in college, I would occasionally buy and sell stuff on eBay. I remember the days of scouring Fatwallet Hot Deals forums for deals I could sell on eBay. […]

Finding Frugal Fun with Board Games

This is a guest post from Katie Boes, a self-avowed nerd. As kids, many of us loved playing board games. I was a child of the eighties and, as such, grew up playing Candy Land, Sorry!, and Monopoly. But somewhere along the path to adulthood, most games that we’re familiar with seem to lose their appeal. […]

Retirement Lessons: Sail Away into the Sunset Years

The following is a guest post by FMF reader Amanda S. Ever caught yourself saying “I would love to retire to some faraway tropical island and spend my days in the sun doing absolutely nothing”?  Lots of people daydream about visiting exotic locales in retirement; we found a way to do just that for less money than you think – we bought a boat.  Sure, it sounds crazy.  When we told our friends and […]

Star Money Articles and Carnivals for the Week of April 12

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Open A Lending Club IRA, Get A Cash Bonus

Here’s a limited time offer from Lending Club which I was a little late in announcing. But during the month of April 2010, Lending Club is offering up to a 3% cash bonus on deposits you make to a new No-Fee Lending Club IRA account. […]