April 19, 2010

Mango Money MasterCard Prepaid Card Review

This prepaid debit card is one option for people who have no or limited credit. For some of us, dealing with a checking account and its hidden fees can be a hassle. But rather than deal with overdraft fees and waiting for checks to clear, you might want to consider using a debit card to [...]Mango Money MasterCard Prepaid Card Review Copyright 2011 TheDigeratiLife.com All rights reserved. […]

One Change at a Time

For quite a while on Facebook, I’ve been following a friend’s attempts at getting into better shape. […]

8 Financial Deadly Sins

I did a lot of stupid things with money when I was a younger. In fact, I still make mistakes. We all do. But some mistakes are worse than others. This morning’s USA Today features an article that highlights eight money missteps that can really hurt you financially. Author Kathryn Canavan highlights eight economic deadly sins: Raiding your retirement accounts. […]

Help a Reader: Condo Underwater

Here's an email I recently received from a reader: My fiance and I are looking to get out of a condo I bought in 2004, as it is too small.  I am writing this because we wanted to know what was the best move for us to make regarding this housing situation. […]

Latest Best of Money Carnival

Here's my weekly announcement that the Best of Money Carnival is now up. Congrats to all participants and especially the winning post,  Airstream Saga Continues: Jan and I Second Guess Our Decision. Enjoy! […]

Best Money Tips: Self-Promote for More Success

Welcome to Wise Bread's Best Money Tips roundup. Today, we share tips for promoting yourself, how to make a nifty soil enricher from egg shells, and why you may spend more when you eat at a loud restaurant! Top 5 Articles How to Self-Promote for More Success — Got your elevator pitch ready? If not, you could be missing out on big bucks! […]

Explanation of the SEC Charges against Goldman Sachs

I’m sure you’ve heard the recent news that the SEC has charged Goldman Sachs with fraud for misleading some of its investors. At the core of the complaint is that Goldman structured and marketed a synthetic CDO but failed to disclose key aspects of the product. […]

The Three Best Times to Buy a New Car

Since I'm looking to buy a new car later this year, I was interested in seeing this piece listing the three best times to buy a new car. The summary: 1. End of the Calendar Year. According to TrueCar’s data, the absolute best day to buy a car in 2010 will be December 26. On that day, they predict dealers will offer new cars at an average of 6.85 percent below MSRP. […]

Reader Mailbag: Project Ideas

I have more great ideas for projects than I ever possibly have time to complete. I have a 2004 Santa Fe which is getting to be too small for my family. We have three kids now and plan to make it 4 and 5 in the coming years. (Though not within a year or so for the next one.) It has some minor body damage (scrapes, small dents, etc.) but still runs well. […]

3 Reasons Not to Invest Now

ShareThisA common piece of investing advice (which is generally true) is that the best time to start investing is now. But we must also remember that investing requires a personalized plan. You must invest based on your particular season in life and your particular financial situation. Too often people invest on what others say or think. […]

10 Ways to Get Physically Fit Without Spending Money on a Gym Membership

The 2009 Gallup-Healthways Well-Being Index found that out of the 673,000 Americans they interviewed by phone, 36.6% are overweight and 26.5% are obese. […]

Stay Focused: 300+ Tips for Staying Focused

I don't know about you, but for me, spring brings out the worst in my ability to focus. When the weather turns sunny all I want to do is be outside. My basement renovation project gets pushed aside for garden work. Library studying turns into less-than-productive patio studying. […]

Tax Deferred vs. Roth Retirement Contributions

If given the choice, should you make traditional (i.e., tax-deductible) or Roth retirement contributions? This has been a hot question in financial planning circles ever since Roth plans were created in 1997. For the sake of simplicity, I’m going to restrict today’s discussion to IRAs, but it’s applicable to any retirement vehicle with a tax-deferred vs. Roth option. […]

100 Best Money Moves You Can Make Now

The latest issue of Money Magazine shares a list of one hundred tips for dealing with your money, from investing in stocks and locating a deal on a house to maintaining sanity on flights and feeling superior to Nicholas Cage. […]

Consequences of a Large Roth IRA Conversion

You won’t have a bigger fan of a Roth IRA. I’ve been a fan of them every since my dad told me about them over ten years ago. Back then, the appeal was in not having to keep track of capital gains and losses for tax purposes. As a kid with little understanding of personal finances and a healthy appreciation for the law, that seemed paramount. […]

If You’re Going to Buy a Warranty, Shop Around

This post is from GRS staff writer April Dykman. I’m writing this post on my brand new MacBook, which I just purchased yesterday. […]

How to Ask for a Raise

If you enjoy this post and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link or get daily email updates using this link.  I've talked about how to make the most of your most valuable financial asset -- your career, getting consistent raises by delivering what your boss wants you to deliver. […]