June 16, 2010

Visa Card for Students: Review of Citi Dividend Platinum Select

Getting a credit card while you’re in college can be useful for purchases on campus, online, and for other aspects of your life, but only if you use your card prudently. If you’re hunting for a credit card that rewards you for using it, there are some cards that are a good choice for students, based on the benefits and perks they offer. […]

Buying Things You Wish You Had Time For

Not too long ago, I traded in my Nintendo DS and the games I had accumulated for it for a Playstation 3 and a handful of used games. I did this for two reasons, mostly. One, I don’t play the DS much at all since I’m not traveling (when I am out and about, I usually use my iPod Touch). […]

Are You Sandwich Material?

Interesting title, huh? I don't mean "sandwich" in the food sense, but "sandwich" in the stuck between sense. Here's how one MarketWatch writer describes being a sandwich: I spend my nights worrying about my nearly 80-year-old father and stepmother. […]

The Marginal Utility of Money

This is a guest post from Mike Piper, who writes at Oblivious Investor, where he explains such thrilling topics as 401k rollovers and Roth IRA rules. I know I’m taking a risk by starting an article by defining a term from economics. But please, stick with me. […]

Bank of America MyAccess Checking $75 Promotion CH75OL1

If you have a Bank of America credit card and are thinking about opening a checking account with Bank of America, then this $75 promotion on their MyAccess Checking account may be help you overcome inertia. […]

The Dumbest Things People Do With Their Money

Yahoo lists the dumbest things people do with their money as follows: 1. Falling in Love...With Your Investments. No one should have more than 10 percent of his or her wealth locked in one stock. 2. Chasing a Fantasy. Past performance is not an indication of future returns. 3. Equating "On Sale" With "Good Deal." Consider two television sets: Both are $500, but one is marked down from $800. […]

Poll: Do You Pay Extra On Your Mortgage Each Month?

For most homeowners a mortgage is just a fact of life. You get a loan and then make monthly payments for what seems like an eternity. It’s not all that bad because it does put a roof over your head and you’re using leverage to buy something that could otherwise take decades to save up for and you may even get a nice little tax break or two. […]

Federal Reserve Limits Credit Card Fees

The Federal Research Board approved a final rule today regarding fees for late payment, penalties, inactivity fees, and other similar charges. […]

The Simple Dollar Weekly Roundup: Money Is Time Edition

Everyone says that time is money. Well, there’s truth in the reverse, as well. If you spend your money wisely, money becomes time. […]

Best Money Tips: Start Thinking About Christmas in Summer

Welcome to Wise Bread's Best Money Tips roundup. Today, we share ways you can save money this Christmas by thinking about it now, Father's Day gifts for under $20, summer rental car deals, and more. Top 5 Articles Five Big Ways You Need to Think About Christmas…Now! […]

Are Your Five Senses Tricking You to Spend More?

Our senses help provide input and perception to everything in the outside world. Without them, everything would be lifeless. But in a strictly financial sense (no pun intended), are they actually helping keep us in the poor house? Let's look at each more specifically and allow me to give you examples of what I mean. 1. […]

Dollar-Cost Averaging

Is dollar-cost averaging (DCA) a sound investing strategy?In theory, dollar-cost averaging allows you to invest smaller portions of your money over a longer period of time, reducing the chance that you pay a price too high for any individual investment. […]

How to Improve Your Credit Score

There is such a thing as spending too much time, effort, and energy on trying to improve your credit score. Yet, if by following a few simple steps it can help you improve your financial situation and your credit score, then it makes sense to try to boost your credit. Despite the claims of people like Dave Ramsey, FICO scores matter. […]

CD Early Withdrawal Penalties

Not all CD early withdrawal penalties are created equal. I’ve long assumed that the standard penalty schedule of 3-months and 6-months was ubiquitous but with recent news that Ally Bank charges a mere 60 days has thrown by world view into disarray! Fortunately, early withdrawal penalties are disclosed in the Truth in Savings document a bank must publish about its bank products. […]

The Personal-Finance Continuum

This is a guest post from Paul Williams, a fee-only financial planner and the founder of Provident Planning, Inc. He regularly writes about personal finance from a Christian perspective at Provident Planning. About a year ago, there was nearly an epic battle between Ramit Sethi of I Will Teach You to Be Rich and Trent Hamm of The Simple Dollar. […]

Balancing Career Satisfaction With Financial Security

Earlier this week, I attended a career development seminar that talked about how to find a satisfying career. In general, this was a pretty low level presentation, and it was largely based on a diagram similar to the following. Breaking it down… Simply stated, we each have a unique set of passions/interests as well as a certain skill set. […]

Is the Cost of a Movie Worth It?

Here's a piece from the Wall Street Journal that says some tickets to a recent Shrek movie went for $20 each. Yikes! If you have a family of four and wanted to see that movie, it would run you $80. […]

Looking for Job Opportunities Overseas? Rent An Expat

I have a ton of friends and a handful of relatives who are now expatriates who live in different countries around the world. While I’m based here in the U.S. today, I’ve had the chance to work in my native country as well, in another life. And what they say is true, the expatriate’s life [...]Looking for Job Opportunities Overseas? […]