June 25, 2010

Retail Credit Cards: Pros, Cons & Alternatives

“Would you like to save 10% on your next purchase?” How many times have I heard those words come from the nice lady at the register? My not so fond memories used to stem from the mall where high end department stores wouldn’t let you go until you listened to their sales pitch. Not anymore. [...]Retail Credit Cards: Pros, Cons & Alternatives Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Summer Meal Series #4: Grilled Apple Pork Chops, Garlic Baby Potatoes, and Steamed Broccoli

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. A few days ago, I was going through the produce section of our grocery store when I noticed a great sale on baby potatoes. […]

Citi Dividend Platinum Adopts Rotating Reward Categories

Guess what? Since I’m such a “valued cardmember,” Citi recently wrote to say that they’ve decided to “enhance” the rewards program associated with my Citi Dividend Platinum Select card. […]

Reminder: How to Ask a "Help a Reader" Question

Just a reminder for those of you who have financial questions and want some advice from FMF readers (who often provide a wide variety of well-informed/thought-out opinions), here's how you can ask your question. I'm well into July in posting these, so if you have a question please plan ahead and allow a good amount of lead-time. […]

Getting Things Done: Keeping Your System Functional

This is the eighth entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. […]

Friday Finance Findings for June 25th

If you live in the Midwest you can probably relate. Since about last Friday we’ve seen round after round of severe weather. Tornadoes, 90 mph straight line winds, and large hail. Of course, just one storm wasn’t enough. Instead, we had to get hammered with an incredible storm last Friday evening only to get hit again on Wednesday night. […]

Negotiate Your Own Hotel Deal

Knowing how to approach a hotel clerk when you want to find a room can be the key to really scoring a sweet deal for a trip or last-minute getaway. Like most consumer industries, hotels have their secrets. The more you know, the better chance you have of successfully negotiating a better price and enjoying your stay a little more. […]

Gluten-Free, Carb-Free Noodles

Lowering my intake of carbohydrates has been one of the biggest struggles of my life. I don't have a particularly sweet tooth — if you told me I could never have cake or pie again, I'd be bummed, but I'd get over it. But giving up bread? Pasta? Rice noodles? […]

Your Take: What Have You Been Putting Off?

You never need more than one checking account. I have two and for the last year or two, as I’ve moved slowly towards simplifying our finances, closing the second checking account has always been on my “To Do” list but has never been scratched off. […]

Living on (a Lot) Less

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. I spent last weekend at a lake house in Maine with a broken water pump. For three days, we had no running water. […]

Good and Bad Uses of Leverage

Earlier this year, I suggested starting the decade off right by paying off debt. In general, debt is something that should be eliminated. […]

Summer Travel Plans

I don’t know about you guys, but we’re headed out of town for a glorious week of relaxation. In fact, by the time you read this, we’ll have nearly reached our destination. As we do nearly every summer, we’re traveling by car, and we’ll wind up covering close to 3,000 miles by the time we get back home. […]

What Home Inspectors Don't Do

Buying a Home: The Missing Manual lists what home inspectors won't do as follows: A home inspector doesn't have to inspect any system or structural element not readily accessible. A home inspector doesn't offer professional services beyond the inspection itself. A home inspector doesn't evaluate the strength, adequacy, effectiveness, or efficiency of any system or component. […]

Review of Gregory Karp’s The 1-2-3 Money Plan

(Thanks to Suburban Dollar for including this post in the Carnival of Personal Finance!) Well, my Bargaineering Bucks were burning a virtual hole in my electronic pseudo bank account, so I bid on Gregory Karp’s The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart, and won the auction. I was impressed with the book.  It covers a broad variety of finan […]

Cash Back Debit Card Rewards from PerkStreet Financial

If you’re not keen on using credit cards in lieu of cash, but still would like the convenience of using a card for making purchases, then you’ve probably considered using a debit card instead. Many banks and financial institutions are now offering free ATM bank cards and debit cards to their customers to give them easy access to their accounts. […]