July 7, 2010

The Simple Dollar Is in Bookstores Today… And Here’s Some Free Bonuses for Buyers!

My new book, The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams, is now available in bookstores (I just saw it at a Barnes and Noble in the Des Moines, Iowa area and at the Borders in Ames, Iowa)! […]

Choosing a Target-Date Fund

This is a guest post from Edwin Choi, the founder of Mariposa Capital Management. Edwin is a fee-only investment advisor in Los Angeles and a long-time reader of GRS. Prior to starting Mariposa, Edwin Choi spent several years as a portfolio manager with Merrill Lynch in New York. So, you find the lazy way to invest very appealing: You like the simplicity and the long-term results. […]

Trusts and Wills Defined, Part 2: What is a Trust?

This article is reproduced by permission from Living Trusts for Everyone: Why a Will is Not the Way to Avoid Probate, Protect Heirs, and Settle Estates by Ronald Farrington Sharp, newly released by Allworth Press. © Ronald Farrington Sharp 2010. […]

Best Money Tips: 10 Best No-Alcohol Drinks

Welcome to Wise Bread's Best Money Tips roundup. Today, we share some fun drink recipes even the kids can enjoy, how to keep your SSN safe, and why you should be extra careful when checking into hotels. Top 5 Articles 10 Best No-Alcohol Drinks — Signed up to be a designated driver at your next party? No problem. […]

Stamp Prices: Proposed 2011 Increase

In case you haven’t heard, the US Postal Service has proposed raising stamp prices yet again. I guess we can consider ourselves lucky this time around, as we dodged the seemingly annual spring stamp price increase. This time around, they’re proposing a $0.02 increase in the price of a first class stamp ($0.44 to $0.46), effective January 2011. […]

Discover® More® Card $75 Cash Back Bonus

A few weeks ago, we wrote about a $50 cash back bonus offer from the Discover More® Card® and while it wasn’t as good as the Chase Freedom® Visa $100 bonus cash back offer, it was still a great offer. […]

Postage Prices Set to Increase Yet Again in 2011

Does it seem like the cost of a postage stamp just went up? That’s because it did: Last year, the Postal Service last increased the price of a first-class stamp to 44 cents, up from 42 cents in 2009. Yesterday the Postal Service met to discuss a new rate increase and they have agreed that it’s time to increase rates once again. […]

No One Cares About Your Career Like You Do

Here's a comment left on my post titled "Advice for Graduates" that I thought was worth sharing with all of you: My advice would be this (I am 4 years removed from college, and learned this lesson all of five days ago). Your employer does not give a (bleep) about you. They might say they do, but they don't. […]

Living Debt Free – Part 2

I have decided to do a series of posts, ten in all, exploring the concept of living debt free.  This is the second post in that series. Click here to read Living Debt Free – Part 1. Planning For Future Major Purchases If we are going to live debt free, we have to have a solid plan for making future major purchases.  It’s never good enough for us to simply save money and hope th […]

The Simple Dollar Weekly Roundup: Link Choice Edition

A fellow blogger wrote to me asking me how I go about choosing the articles I include in my weekly roundup each week. What I basically do is read a lot of blogs and news sites throughout the week (including ones that bloggers send to me) and bookmark articles that made me think. […]

Facing Financial Insecurity? Lower Your Stress Levels

A new survey suggests that 9 out of 10 people feel stressed about their finances. Two thirds of people say that they stress about finances more than they did 12 months ago, and 4 out of 10 claim that their finances cause anxiety. […]

How to Save Money Buying a New Car and Be Happy

Though a car could be one of the most enjoyable purchases, many of us are simply fed up with the whole shopping process. It's not that we don't like picking and choosing our favorite color and options, but those sales people...arrgggghhh. […]

Financial Services Companies Get Ready for Boomers

The Baby Boomer Generation consists of Americans born between about 1946 and about 1964. Many individuals in this generation are approaching the typical retirement age, as defined by the U.S. government’s tax and benefit policies. […]

2011 Income Tax Rates Prediction

We talked about how capital gains taxes will increase in 2011 (and how dividends will be taxed as ordinary income in 2011 too), but we haven’t talked much about the tax brackets themselves. Normally, in the fall, we go through the exercise of calculating the tax brackets once we know the inflation figures. […]

How to Safeguard Your Social Security Number

This post is from GRS staff writer April Dykman. In articles about how to prevent identity theft, I’ve often read that one should never give out his or her social security number (SSN) unless absolutely necessary. That sounds like good common sense. […]

How Much Do Kids Cost?

According to a recent report from the USDA, the average cost of raising a child from birth to age 17 for a middle income family currently stands at $222,360 (in 2009 dollars). […]

10 Ways to Get Kids to Save Money

Miserly Moms: Living Well on Less in a Tough Economy lists ten ways to get kids to save money on various purchases as follows: 1. Shop alone as often as possible.2. Explain that you have a limited amount of money and choices have to be made.3. While at a store, explain what amount you plan to spend at this particular store.4. Give them the facts: "I can't afford it."5. […]

Rewards giveth, and rewards taketh away

Customer reward programs go by a number of different names: customer loyalty programs, frequent flier programs, shoppers’ club, and so forth.  In exchange for some of your personal information and the ability to laser-target their advertising to you by tracking your purchases, you get discounts or rebates on your purchases. Maybe it’s just my opinion, but haven’t rewards programs […]