July 12, 2010

How A Good Insurance Agent Helps Cut Insurance Costs

It’s no secret how I feel about insurance. It seems like everyone has their hands out when it comes to getting a little piece of the action. From auto insurance to health insurance, homeowners insurance, business liability insurance, life insurance, death insurance. […]

When Partners Don’t Cooperate With Setting Goals

Yesterday, I posted an article about setting goals with your partner. In the comments, Brittany left a wonderful question that I felt deserved a post all its own: What if you have your shared goals, but one partner doesn’t have the financial gumption to see it through? I’m not married, not even engaged, but I’m in a relationship that looks like it might be heading for the long term. […]

How Much I Made This Spring Refereeing Soccer

Last fall I noted that my son and I had started refereeing soccer games as an added source of income. This post will give you an update on how we progressed in this effort since then. Between the fall and spring soccer seasons, there was one major event that took place. I went to a class and passed the test to become a Level 8 US Soccer Federation referee. […]

No Law Requires Acceptance of US Currency

Take any bill out of your wallet, notice the little “Federal Reserve Note” written in the ribbon at the top of the bill? […]

Get Your Free Credit Score With IDENTITY GUARD®

If you’re looking to obtain a copy of your credit report, your first choice should be to visit the website AnnualCreditReport.com. As I mentioned this morning, every American is entitled to three free credit reports, and this is the only website that allows you to view these credit reports for free. […]

Poll: How Much Do You Spend on Gas Each Month?

For those of us who don’t live in a city with public transportation, owning a car and paying for gas is usually a necessity. Thankfully, gas prices have remained relatively stable over the past year and we haven’t seen the crazy prices of just a few summers ago. Even so, gas isn’t cheap and it can take up a pretty large chunk of the monthly budget. […]

Help a Reader: Managing an Inheritance

Here's a question I recently received from a reader: I will be inheriting roughly 500,000 to 750,000 thousand dollars and I am 22, I have a career job (commercial A/C tech) that I am moving up in and my soon to be wife is a software engineer and makes good money, we already have a house and I am only in 4000 dollars of dept and she just owns money for a car and house, about 320,000 of that is s […]

The Best of Money Carnival

The latest Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 10 Steps Everyone Should Take to Prepare for Their Own Demise. Enjoy! […]

Reader Mailbag: Notes and Some Questions on the “Getting Things Done” Series

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. GTD and privacy 2. Planning for a long trip 3. GTD and prioritizing 4. Overcoming jaded partner’s money attitudes 5. GTD and daily routines 6. Hopping into an IPO 7. Reporting a tiny income 8. Stagnant savings 9. […]

Best Money Tips: 12 Best Days to Get Free Stuff

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you the best days to score freebies, how to make perfect scrambled eggs, and why you might want to consider renting your casket. Top 5 Articles 12 Best Days to Get Free Stuff — Most of these have already passed, but that just means you’ll be early for next year! […]

Build Your Own Furniture: 9 Helpful Tips For Non-Carpenters

“Can’t we wait until my dad comes to visit? He knows all about this kind of stuff.” When my wife and I were first married, that is exactly what I said for about a five year period any time any repairs needed to be done at home. […]

How to Build Credit

In a perfect world for a consumer, no one would need credit. There would be enough time to earn and save money before needing a car or a house. Credit cards would be used only for cash back rewards and other bonuses, and no one would ever pay interest. There would be no such thing as a credit score or credit report.Unfortunately, most people need to borrow money when they buy a house. […]

17 Things You Are Missing Out on for Spending Too Much

Many of us will never reduce our spending even though we know it's beneficial. We put it on our to-do list, only to leave it there indefinitely. But don't fret, you probably aren't missing much more than these 17 things. 1. A job you like instead of one that makes you money. The vast majority of us work because we need the income. […]

Coverdell Education Savings Account Tax Break Expiring

The Coverdell Education Savings Account, or Coverdell ESA, is the education version of a Roth IRA. You get to make annual non-deductible contributions, like a Roth IRA, and withdrawals are tax-free if you meet certain requirements. […]

The Savvy Blogging Summit

I’ve been a bit quiet around here lately, but for good reason. Over the weekend, I attended the Savvy Blogging Summit in Breckenridge, Colorado. This gathering of roughly 65 women (and three men) is a new event designed to help participants build better blogs. […]

Credit Card Statement Changes

Have you received a credit card statement yet this month? If so, did you notice anything different about it? I ask because, as of July 1, your credit card statement has to meet specific formatting guidelines laid out by the Federal Reserve. […]

The Wealth of Farmers

Late last year I noted how the book Stop Acting Rich: ...And Start Living Like A Real Millionaire found that within the high-income population there's a negative correlation between occupational status and net worth. In other words, those that hold prestigious, highly-thought-of, respected jobs are the least likely to have high net worths. […]

When does it make sense to refinance your mortgage?

The rates on 30-year, fixed rate mortgages hit historic lows this past week — 4.57% according to Freddie Mac’s data collection.  These low rates may provide a rare opportunity for saving a substantial amount of money through mortgage refinancing.  The essence of mortgage refinancing is just paying off a current mortgage with a new mortgage, presumably with a lower payment, shorter […]