September 20, 2010

Join Us at the New York Times Small Business Summit

This Thursday I, along with Anita Campbell (Small Biz Trends) and John Jantsch (Duct Tape Marketing), will be conducting all-day Q&A sessions at the New York Times Small Business Summit. The topics we’ll cover include: How small businesses can prepare for new social media trends. The current business landscape for small business owners. Ho […]

Are We About to Pay a 1% National Sales Tax?

Is there a law pending in Congress that would require paying a 1% sales tax on all transactions? Technically, yes. […]

Pay Cash or Not? Cash Flow Versus Liquidity

Let’s say, hypothetically, I have $50,000 in cash just sitting in my savings account. I need to replace my car and I’ve decided on a model that costs $20,000. […]

Help a Reader: Paying Off a Mortgage

Here's an email I recently received from a reader: I know that you are a big proponent of being debt free even including mortgage, but I have some doubts about this method: I've always been a little confused by the notion of paying off your mortgage early.  Because of inflation being typically at 3% per year, people will theoretically have more money (even though it will have less purchasing po […]

Do You Have Multiple Social Security Numbers?

Did you know that 6.1% of Americans have at least two Social Security numbers associated with their name? A hundred thousand Americans have five or more associated with their name. Those are just two the amazing statistics out of an surprising report by ID Analytics. […]

Best Money Tips: 40 Ways to Relieve Insect Bites

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you what you need to fight back against insect bites, some cool ways to date your closet, and the skinny on those zero-percent interest loans. Top 5 Articles Over 40 Insect Bite Relief Tips — Move over mosquitoes! It’s spider season! […]

Monday’s Money Deal: Good Shoes for Bad Feet

Men hate buying shoes as much as women love to. It's worse when those men have foot problems. Here's an offbeat way to to find the right shoes for the wrong feet. […]

Buxr Review and Giveaway (Chance to win an Amazon Gift Card, Buxr Travel Mug or Tote)

Buxr is a small, tightly-knit community of bargain hunters who share, review and rate the best current deals on the internet. You can find lists of freebies and discounts there, and they make it as easy as possible to save money. Active Buxr members are rewarded with a chance to win daily cash prizes. […]

Review of The Instant Millionaire by Mark Fisher

The law of attraction is in full effect within the pages of Mark Fisher’s The Instant Millionaire: A Tale of Wisdom and Wealth. […]

Money Myths

In a couple months I'll be speaking to a group on "Money Myths." The speech will focus on things that most people think are true about money but aren't (and there's some supporting evidence for this.) I don't want to have a "regular" set of "myths" that are really just tips (for instance, "debt is good" and "buying a home is always better than renting" my be untrue, but they are really just tips - […]

Thousands of E-books: Free

When you think about using the library now, you may think of getting in the car, driving to the nearest branch, finding the book you're looking for - hopefully all the copies won't be checked out - then waiting in line to borrow it. But what if all you had to do was to log on to the library's website, do a quick search, then click "download"? […]

Reader Mailbag: Long Hair, Short Hair

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Single mom, crazy life 2. Debt payoff or Roth IRA? 3. Pay cash for car? 4. 401(k) or IRA rollover? 5. Cut Roth contributions to travel? 6. Switch to HSA? 7. Watching sports without cable/satellite 8. […]

When Deals Matter

Some people are into deals. They collect and organize their coupons, they check prices on the internet, they shop multiple stores, they keep an eye out for surplus or discontinued items on sale, they buy used, they buy at auction, they negotiate with sellers. These are all good strategies, but they all take effort. […]

Free Amazon Prime for Students and Parents

Not quite three years ago, I signed up for Amazon Prime, which offers free two day shipping and discounted overnight shipping ($3.99/item) with no minimum purchase requirements on millions of items. If an item is eligible for “Super Saver Shipping,” then it’s generally eligible for Prime. In short, I love this service. […]

Free FICO Score: Score Watch Trial is Back (Yay!)

Whenever people ask me about getting a free FICO score, it’ll often involve a long process where I’ll explain why they will most likely have to pay for their FICO credit score. […]

Children Covered by Parents’ Health Insurance Plans

A Consumerism Commentary reader wrote in with the following question:I called our health insurance company about adding our sons back on our policy and they said they still had to be in school for 12 credit hours. Is this true? They said the new law did not effect them yet. Any answers for this would be great.It likely is true. […]

Travel and Money: Carrying Decoy Wallets

Traveling safely and managing your money along the way is an exercise in balancing multiple risks: theft, loss, high surcharges, and confusing discrepancies. […]

How to Run Without Music

I don't run with music (or podcasts, audio books, etc.) but I can understand the attraction. Logging lots of miles can be boring and pushing yourself can be difficult without distraction. […]

Rule of Thumb on Insurances To Avoid

Here’s the rule of thumb I use on whether or not an insurance policy is worth getting – if they are willing to sell you insurance without knowing anything about you, don’t buy it. Think about how much information you have to provide if you’re buying any kind of “traditional insurance.” With life insurance, you have to submit yourself to a physical. […]

The War on Work

I write a lot at Get Rich Slowly about Financial Independence, by which I essentially mean early retirement (or semi-retirement). That is, accumulating enough money that I no longer have to work. To me, escape from work has always seemed like the ultimate goal. This is probably because my father held out retirement as a sort of Promised Land. […]