October 28, 2010

Winners of the Dave Ramsey Kit & YNAB Giveaway!

A couple of days ago, I wrote about giving away a free Dave Ramsey Starter Kit, YNAB budgeting tool and a few other prizes to celebrate my 4th year blogging anniversary. The giveaway looks to have been quite popular — I wasn’t fully aware of the number of people who followed Dave Ramsey (or who were familiar with YNAB). […]

The Two Types of Procrastination

I just finished reading a wonderful article on procrastination by James Surowiecki in the October 11 issue of The New Yorker. The money quote: [I]t might be useful to think about two kinds of procrastination: the kind that is genuinely akratic and the kind that’s telling you that what you’re supposed to be doing has, deep down, no real point. […]

Seven Rules for an Enjoyable Retirement

The book The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life ends with a list of the seven rules for an enjoyable retirement. Instead of financially-related tips, these center more on the quality of life during retirement, which I found both interesting and refreshing. Here they are: 1. Invest well in friendship and good times. […]

My Type of Couple

Here's an interesting story about a couple who recycled 400,000 cans to pay for their wedding. The summary: Geyer and Parrish have been in the news because they are paying for their wedding solely with the $3,800 in proceeds they earned from recycling 400,000 cans.  The Spokane couple reached their goal last week when over a ton of aluminum cans was hauled off their porch by a local recycler. […]

Reader Mailbag: Halloween Treats

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Sharing too much information online 2. How do ARMs work? 3. World Series prediction 4. First time apartment hunting 5. Saving for a wedding 6. Workbook for missions/goals 7. In-person insurance agent? 8. […]

November 11: The Last Free National Park Day of the Year

Looking for that final escape to the outdoors for the year? Circle Thursday, November 11 (Veterans Day) on your calendar. November 11 is one of the "Free Entrance Days" at the 146 national parks that charge an entrance fee. […]

How to Build Wealth in a Depressed Economy

ShareThisThe current economic environment has led many investors to become pessimistic about the United States' economy. Consumer confidence is low and unemployment is running high. […]

Top 5 Online Resources for the Design Impaired

If the pages of home design magazines leave you drooling — and frustrated about your own lack of skill — there’s no need to give up on your dreams of having a chic, modern, or even award-winning look to your home. […]

Mint Data: More Than You Care to Know About Other People’s Spending Habits

The trend of financial over-sharing continues, and I’m glad to have been on the leading edge. I’ve been sharing the details of my finances, including spending habits, since I created Consumerism Commentary in 2003. […]

What are Life Settlements?

A life settlement is where the owner of a life insurance policy sells it to a third party. In general, the owner will sell it for more than its cash value, which the owner can get from the insurance company, but less than its payout at death. It sounds a little creepy, to be buying life insurance policies, but it’s something that can make sense for both the buyer and the seller. […]

How to Slay Energy Vampires

This post is from staff writer April Dykman. April is writing a series on money monsters for the recently launched Pageonce blog, including fighting zombie debt and how to Frankenstein your savings. There are demons that can suck the life force from you — and you unknowingly invited them into your home. […]

How to Hire the Perfect Business or Life Coach for Free

You will benefit in unimaginable ways if you hire a great business or life coach. I don’t care if you are trying to get rid of credit card debt, fix your marriage, or start saving for retirement. You can hire a great coach. And the good news is that the very best coaches will gladly work for you for free. […]

Five Reasons to Invest in College-Town Real Estate

The book Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents has one chapter near the end where it suggests buying a house/apartment/condo in a college town for your student to use while he goes to school there. […]

Like going to prison just to get out early on parole

I really hope the Financial Samurai is kidding with his latest post on debt reduction and weight loss.  I really hope that he’s just being wacky and looking for link bait or something to further Yakeziefy his web presence. Here’s his premise:    Buying the plasma, leasing the convertible, and living way beyond your means rocks.  Paying off your debts rocks. […]