November 4, 2010

Should You Cash Out of Your Retirement Savings Plan?

During these times of historically high unemployment rates, many people have had to resort to dipping into their retirement savings simply to survive. It’s something I understand since I’ve been in this situation before. […]

Use a Debit Rewards Card To Skip Holiday Debt & Save

I just wanted to get the word out for those ready to start on their shopping plans for the upcoming holiday season: PerkStreet Financial (whom we’ve been featuring here a bit lately) has an ongoing promotion for their debit rewards card and checking account products. If you haven’t had the chance to take a look at this offer yet, then read on! […]

Personal Finance Links: Domain Speculation Edition

A few people have asked, so I thought I’d confirm that I still hope to re-launch my “making money from a blog” project in January. Stay tuned. Meanwhile, here’s a brief look at some of the drama behind the scenes. This week, I found a fantastic idea for an awesome blog, one that I’d love to run, one that I think people would love to read. And I came up with the perfect name, too. Only trouble? […]

Commercials, Kids, and Materialism

Right off the bat, let’s take a peek at this “wonderful” new commercial by Toyota: I was pointed to this ad by longtime reader Beth and the AutoAdOpolis blog. If you’ve been reading The Simple Dollar for long, you’ll know that this ad takes a swing directly at a lot of different ideas I’ve shared over the years about parenting, money, materialism, and other things. […]

Five Tips to Save on Pest Control

Money Talks News lists five ways to save on pest control as follows: 1. Keep tree branches and shrubs trimmed away from the roof and windows. These are natural bridges and ladders into your home for all sorts of bugs. 2. Seal up cracks and holes, inside and out. Those are tunnels. 3. Replace rotting wood, a likely place for insects to break through. […]

Lending Club Now Available to Borrowers in North Carolina and Kansas

If you live in Kansas or North Carolina and want to take out a person-to-person (P2P) loan, then you’re in luck… Residents of both states are now eligible to borrow via Lending Club. That brings to the number of states eligible for borrowing through Lending Club to 42. […]

8 Personal Finance Management Tips for the Unemployed

The following is a guest post by Tom Becker from Money Choices.  When you lose your job, it might feel like all reason for keeping up with your personal financial management may be lost. […]

Reader Mailbag: Diet

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. How to find a housemate 2. Getting neighbors involved 3. Building credit from nothing 4. Charities and taxes 5. A 203(k) mortgage 6. Suggest some board games 7. Investing extra money 8. Writing online for money 9. […]

How to Live in a Big City on a Small-Town Budget

Many young professionals and recent college grads dream of moving to the big city. Big cities offer excitement, culture, and activities that are hard to match in smaller locales. Plus, there are oodles of other young people to meet for the single set. […]

Advertising Jargon That Aims to Mislead

As an advertising professional, I have often had to use phrases and headlines that stretched the truth a little. Sometimes, a lot. I have never lied, unless it was blatant for the sake of humor (beer so strong, the bar prices are in Braille). […]

Should You Drop Out of College?

College can be an expensive waste of time. Not everyone has the capability or will-power to make the most of higher education. That’s perfectly acceptable. […]

Rethinking the 529 College Savings Plan Strategy

For years we've been plowing money into 529 plans for our children (after, of course, contributing to our retirement accounts as well), knowing how painful it's going to be 10-15 years out when we start getting those tuition bills. […]

Five Ways to Save Money on Food

Inspired by this post by Eating Well on The Huffington Post, I thought I’d share a few ideas on what we do to save money on food without even noticing. The number one way to save money is by learning how to cook. You might have a hectic schedule and be exhausted at the end of the day but push yourself to prepare a nice meal. […]

How to Save: Putting “Pay Yourself First” into Practice

For many people, saving is tough. Between housing, utilities, groceries, transportation, credit-card debt, student loans, and other expenses, there never seems to be enough left to set aside for long-term savings. And that’s the problem. Most people try to save something out of what’s left over instead of saving first. One of the oldest rules of personal finance is to pay yourself first. […]

Know When to Do It Yourself And When to Pay a Pro

Professionals aren't always out to rip you off, but sometimes handling home improvement projects yourself is the cost-effective solution. Learn how to know what you can handle and when you need help. […]

How Much Will You Spend in Retirement?

When people share their retirement plans with me, they often assume that they’ll be able to reduce their spending once they retire. At first glance, this seems reasonable. After all (they tell themselves) they won’t have to support the kids anymore and the house will be paid for. And the media encourages people to think this way too. […]

The Future of the Stock Market

The following is reprinted with permission from Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back. Copyright © 2010 by Kimberly Palmer, Ten Speed Press, an imprint of the Crown Publishing Group, Berkeley, CA. You can find out more about Kimberly at the Alpha Consumer blog. The 1990s are over. […]

No need to trust in the stock market gods

J Money is one of the liveliest personal finance writers I know, and an awfully hard worker.  In between this and his other blogs, he’s got going on, a new idea in paying it forward to individuals who’ve come upon hard times.  Ahh … to have a third of his energy and a tenth of his mohawk. But anyway, this is from his latest net worth post: But wow, what a month!  Goin […]