November 5, 2010

Steps to Buying a House: Checklist & One-Year Plan For Home Buyers

Financial guru Dave Ramsey would say that I have “house hunger”. I desperately want to buy a house, but my “financial house” is not in order. […]

Best Money Tips: 4 Ways to Fight Procrastination

Welcome to Wise Bread's Best Money Tips roundup! Today, we share tips to fight procrastination, make money by watching TV, process the odds and ends around your house, and easy ways to make a difference. Top 5 Articles How to Overcome Procrastination: 4 Classic and Essential Tips — Tackle the hardest task of the day first. […]

Homemade Gift Series #8: Personalized Cards and Stationery

A few years ago, Rachel gave my wife Sarah a wonderful Christmas gift: some beautifully-constructed stationery with photos of her own choosing placed on the front of note cards, along with envelopes to mail them in. […]

Black Friday Deals: A Sneak Peek

ShareThisLook for a sneak peek at some hot Black Friday Deals? Several stores have already released their discount lists. We’ve got the round-up right here.     Kohls is planning to open at 3am on Friday November 26, and at 6am on Saturday November 27. […]

Blue Sky℠ Preferred from American Express $100 Cash Back Bonus

You’ve seen $100 cash back offers from Chase, Citibank and Discover; here’s one from American Express. The Blue Sky℠ Preferred from American Express is offering all new cardholders a 7,500 point bonus for signing up and making $500 in purchases (with no time limit). Those points can be traded in for a $100 statement credit or travel rewards also worth $100. […]

Making It All Work – Getting Control: Applying This to Life and Work

This is the tenth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. Allen takes an interesting detour in this chapter. […]

6 Festive, Frugal Ways to Spruce Up Your Home for the Holidays

Commit this to memory: There is such a thing as too much. Ever been to someone’s home at holiday time, and it looked as if the ghosts of Christmas Past, Present, and Gaudy got blitzed on eggnog and vomited yuletide cheer all over the place? Singing wreaths on every door. Electric candles in all the windows. […]

Amway Class Action Lawsuit Settlement

I have a business opportunity for you. For the most part, you’ll be a salesman. You’ll sell overpriced, mediocre products to your friends and co-workers, people already in your trust network, with whom you can use their guilt and their desire to maintain happy relationships.The truth is the products don’t matter. It can be jewelery, kitchen tools, or beauty products. […]

Canned vs. Dried Beans: Which Are Cheaper?

When it comes to cutting your grocery bill, switching from prepared foods to their dried counterparts can often save you a good chunk of change. Looking for a good place to start? […]

Your Take: Was Lasik Surgery Worth It?

Today the Your Take is a bit of a selfish question about Lasik, something I’m starting to consider more seriously again. […]

Ask Stacy: Should I Refinance My Mortgage?

While deciding whether to refinance your mortgage may seem mysterious, when you boil it down, it's just simple math. […]

On the Value of Networking

It’s hard to believe, but Kris and I graduated from Willamette University nearly twenty years ago. We enjoyed our time in college, and remain close to many of our classmates. It’s always fun when we get a chance to drive to Salem to re-visit the campus. […]

What is QE2, and What Does it Mean for You?

The big news on the economic front is that the Federal Reserve has decided to launch a second round of “quantitative easing” – dubbed QE2. The ultimate goal of QE2 is to pump more money into our financial system to avoid deflation. […]

An Argument Against Retirement

Recently I did a series of posts on early semi-retirement (see Is Early Semi-Retirement a Better Option than Retirement?, Eight Steps to Early Semi-Retirement, and An Example of Early Semi-Retirement) on how to retire early. But here's a piece from the New York Times that says retiring early might not be a good idea. Why? Because your mind goes downhill. […]

Carnivals for the Week of Nov 1

Let's start off with a reminder: FMF is on Facebook. Every weekday I post a couple pieces that usually aren't on FMF. […]

Snapping ARM defeat out of the fixed-rate jaws of victory

It really disheartens me to see people go from some of the best kind of debt to have to some of the worst kind, at the worst possible time. Someone over at Basically Money was planning to do a mortgage refinance from a 30-year fixed-rate at 5% to a 5/1 adjustable rate mortgage at 2.7%. As I read this, some baby koalas were dismembered. A 30-year fixed-rate mortgage at anything clo […]