December 7, 2010

Help a Reader: Owning Two Homes

Here's an email I recently received from a reader: In 2007, I bought a 2-br, 2-ba house for $38K and have put about $30K improvements into it (cash flowed).  This house is really convenient to everything but my son was getting into a lot of trouble at school, so we made the decision to move.  We found a wonderful 4-br house in the country, 30-45 minutes from everything.   We put the smaller hou […]

Out With The Old, In With The New: Clean Out Your Closets and Liquidate

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 7. Clean out your closets and liquidate. Even after a few rounds of doing this very thing, our closets are still loaded with stuff. Accumulated but largely unwanted Christmas presents. […]

Are E-Books Cost Effective? The Pros and Cons of E-Books

Yesterday, Google opened its ebookstore for business. The search giant joins Apple and Amazon (and Barnes & Noble) in a fast-growing field. Electronic books will never completely replace paper books, but they’re going to make up a sizable portion — and maybe even the majority — of the market sooner than you think. Naturally, more and more GRS readers are moving to e-books. […]

50 Gift Ideas from the Dollar Store

It’s amazing what you can find for a buck or two at your local dollar store. Sure, a lot of the stuff sold at these stores is cheap and crappy — if I see one more book light selling for a buck I’ll scream into the two-dollar computer microphone and listen to myself howl on the three-dollar set of speakers. […]

Fixing the Estate Tax Situation

As you’ve likely heard by now, President Obama has agreed to extend the Bush era tax cuts for all taxpayers for the next two years. What you may not have heard is that this sweeping agreement also includes a fix for the looming estate tax situation. What situation? […]

Best Money Tips: How to Make Your Habits Stick

Welcome to Wise Bread's Best Money Tips roundup. Today, we share tips to help you stick to new habits, a sweet recipe for homemade hand-pulled cotton candy, and clever hacks for the frugal traveler! Top 5 Articles 6 Practical Tips To Make Your Habits Stick — Give your new habit a 21-day trial period. […]

Three Big Problems with Business Schools (And the Smart Way to Get an MBA)

One of the keys to growing my career and enabling me to establish a great income was that I got an MBA 20 years ago. That degree opened the door to my first job which, in turn, set me on the path to earning a great income. I have literally made millions (with more to come) off a degree that cost me $5,000 to obtain. But have the glory days of MBAs passed us by? […]

What if the mortgage interest deduction didn’t exist?

Welcome to the first edition of our “What If?” series, where we wonder aloud and ponder some of financial life’s great mysteries. This first edition will take a look at the mortgage interest deduction, one of our most popular tax deductions, because it was featured by the deficit reduction commission just last week. […]

How Much Does Your Credit Card Debt Cost You?

Credit cards sometimes make a purchase hard to pass up. For example, they make it possible to buy something for $3,000 and pay just $60 per month until it's paid off. Most people can afford a $60 monthly payment, but what is often overlooked is how much you end up paying in interest. […]

Back the Truck Up: How to Avoid Car Repair Rip-Offs

The colder temperatures and inclement weather may signal the need for a checkup at the mechanic shop. […]

10 Ways to Rock Your Next Presentation

This Small Business Series is brought to you by I have been an advertising copywriter for over 15 years now, and part of my job (a big part) is selling the ideas that I create. […]

Making It All Work – In the Real World

This is the nineteenth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. Much of this book focuses not on the day-to-day actions that fill our lives, but on a broader view of them. […]

What If? Series

Many many years ago, when I was a young kid and a collector of comics, there was a series called “What If?” that I loved reading. I never bought many of them but the premise was that a Watcher could see alternate universes and, for our entertainment, showed us these alternate universes. It was a fun time. […]

6 Ways to Earn Extra Holiday Cash

The most wonderful time of the year is also the most expensive one. Consumers of all stripes can usually stand to gain some supplemental income during the holiday season. A holiday boost to the bottom line lets you spoil those you care about or simply help cover your expected outlay. […]

Life After Salary: Individual Health Insurance

Now that I’ll be leaving my corporate job and leaving behind the benefits a salaried position afforded me, I need to begin looking at alternative options for those benefits. One of the first concerns on my list is health insurance. […]

Quick and Dirty Vacation Planning

This post is from staff writer April Dykman. As I write this, I’m in New York City on a trip I spent about two hours planning. Normally, I like to do my research. […]

Our Year End Financial Checklist

The year is quickly winding down, and soon we’ll be starting 2011. It’s gone by incredibly fast, and so many things have happened. Fortunately, we’ve been doing well so far and are hoping to end the year on a good note. […]

Ask the Readers: Name Your Favorite Moment of 2010

We live in interesting times. While some waited in unemployment lines, others queued up for iPads. Inception boggled our minds while Glee rocked our worlds. Conan found a new home and Chevy joined a Community. […]

How to Get a Minimum of 2% Cash Back When Shopping at Costco or Sam's Club

There were two especially insightful comments left on my post titled Time to Make a Credit Card Change. They both offered new ideas on how to get additional cash back credit card rewards at the two largest club stores. The challenge is that both Costco and Sam's only allow certain credit cards to be used: Costco offers American Express and Sam's uses Discover. […]