October 31, 2011

8 Different Ways To Diversify And Manage Stock Market Risk

So you’ve opened an account with a stock broker. What’s next? Some say that we should spread our eggs across many baskets. Some say that we should put all our eggs in just one basket… and watch it carefully. So which is the best advice? […]

How to Buy a Pension with a Lifetime Annuity

This is a guest post from Mike Piper, a long-time GRS reader and the author of Oblivious Investor, where he explains how exciting things like 401k rollovers and tax brackets work. Previously at GRS, Piper wrote about earning extra income with a small blog. Would retirement planning be easier if you had a pension? It’s a silly question, I know. […]

Saving Pennies or Dollars? Making Your Own Noodles

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

How to Make an Easy $50

Here are two offers associated with American Express that can earn you an easy $50 next month.The first is the American Express Small Business Saturday promotion which gives you a $25 statement credit. […]

Tough Economy = Fewer Births, Marriages & Divorce Rates

When it comes to decisions about the family, cost is very often one of the factors considered. Among the more expensive family decisions are those to marry, have children, and divorce. Even though the recession “officially” ended in 2009, many people are still struggling financially. […]

5 Negotiating Tips You Can Use Almost Anywhere

If you grew up in the U.S., chances are that you haven’t done a lot of negotiating. My first experience with negotiating was with a street artist selling watercolor views of the city in Salzburg, Austria. I was 18, and on a foreign exchange. I stopped to look, and the man spoke to me in rapid German and gave me a price. […]

Boost Your Human Capital: Cultivate Your Network

While saving money, reducing expenses, and earning income all help improve your net worth, these tactics often ignore the larger picture. Improving your personal human capital is like a form of insurance; you’re protecting your ability to increase your net worth over a long period of time. […]

Go Cheap This Thanksgiving and Save Money

My favorite day of the year is coming up: THANKSGIVING!  A day full of football, family, amazing food, and great memories. A day of thankfulness for what we have.  The all-American holiday. With such a big holiday comes big expenses.  Travel costs are the big expense for some families, but for others it’s the big dinner.  Thanksgiving dinners can cost a pretty penny but they don’t have to. […]

Help a Reader: Pre-Marriage Advice

Here's an email I recently received from a reader: I own two homes.  I was engaged on 5/2011 and am postured to be married November 2011.    My fiance did not put any money down on any of the homes.  We moved in together one month ago.  I purchased the second home for us to live in which closed last month.  His credit is shot with a recent foreclosure in 5/2011 just a week before his proposal.  […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 4 Step Guide To Launching Your E-Product. Enjoy! […]

Are Personal Loans Taxable?

On Friday, I talked about using your 401(k) to pay off your mortgage. Then, over the weekend, a reader wrote in to ask about a different scenario – a family member lending you the money to pay off your mortgage. […]

Reader Mailbag: Trick or Treat

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Will and/or trust 2. Setting monthly savings goals 3. Buying a SUV 4. Geocaching 5. HAMP concerns 6. Credit card to fund Roth? 7. Television as cheap hobby 8. On depressing career track 9. Online personal finance software 10. […]

More Banks Drop Debit Card Fees

Consumer outrage and backlash does work, apparently. Wells Fargo Bank and Chase Bank have been testing debit card fees in a small number of locations within the United States, but due to the anger unleashed after the largest bank, Bank of America, announced it would add a $5 debit card fee in 2012, the two smaller (but still very large) banks backpedaled. […]

Career Moves: How to Win the Office Politics Game (Part Two)

This post is from staff writer April Dykman. Last week we talked about the whys of office politics. Why do they exist? Why do we have to play the game? Today we’ll get to the good stuff: How to run a positive campaign and how to deal with the Negative Neds and Nancys in your work life. […]

Hidden Cost of Home Ownership

We bought our home nearly six years ago and it was one of the best decisions we’ve ever made. While the sagging housing market has been in the news frequently in the last few years, I never bought into the idea that home ownership was a wealth building move. […]

ZipList Giving Away $600 to Lucky Wise Bread Readers!

To help us celebrate Thanksgiving, ZipList is helping us give away $600 in prizes!  ZipList is a free online and mobile shopping list and recipe organizer that lets you save all your favorite recipes and automatically organizes your grocery lists. […]

6 Ways Money Really Can Buy Happiness

A study in the Journal of Consumer Psychology (PDF) looked into the age-old question, "Can money buy happiness?" Their answer was a resounding yes. […]

Best Money Tips: Foodie Fun on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on foodie fun on a budget, finding good deals and spending less, and tips for selling your stuff online Top 5 Articles Foodie Fun on a Budget — To have fun with food without breaking the bank, try shopping seasonally. […]

Financial Emergencies: How to Weather the Storm

There has been a lot written about smart budgeting, avoiding debt, and staying on the financial straight-and-narrow, but what do you do in the middle of a financial crisis? Once you find yourself in the eye of the storm, what are the steps and strategies to hunker down and come out the other side as unscathed as possible? […]

Reader Profile: JH

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]