November 7, 2011

Guess Who I Met?

Remember when I talked about the special event I was attending in Nashville? Well, I went to it and had a BLAST!!! And I ran into a famous personal finance personality too. […]

Saving Pennies or Dollars? Going Below Speed Limit

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Wealth Gap: Young Vs. Old

The wealth gap is growing, and if the Occupy Wall Street and its satellite protests are any indication, those not within the top one percent of income earners are not happy with their circumstances or the policies that help foster the wealth of those at the top. […]

Should We Occupy Wall Street or Just End the Fed?

The following debate is a fictional exchange between two people who are discussing the Occupy Wall Street situation as well as the issues that our financial system has been facing in the past decade. […]

Is Travel Insurance Worth It?

You’ve been planning your dream vacation to some far-away secluded place for years and it’s finally close to becoming a reality. You’re going to hop on a plane, fly half way around the world and take a jeep to some place where the elephants roam free and people run around in only a loin cloth. […]

How to Get Out of a Parking or Speeding Citation Ticket

In my younger days, I did a lot of stupid things. Some of these stupid things included speeding, or parking in places I knew were illegal. One of the things I quickly learned about citations related to my driving practices is that tickets can be expensive. Not only do you have to pay a fine when you receive a citation, but you will also see an increase in your auto insurance premiums. […]

Credit Unions Successfully Woo 650,000 New Customers

Bank of America has given into the pressure of losing more than just a few unprofitable customers, canceling its planned $5 monthly debit card fee. The damage, not just to Bank of America but to retail banking overall, has already been done. […]

TreasuryDirect Changes Security Features – Easier Account Access?

Guess what? It just got easier to access your TreasuryDirect account. If you’re not familiar with TreasuryDirect, it’s a website run by the US Treasury which allows individual investors to make direct purchases of Treasury securities. […]

Average Family Could Earn Over $600 in Cash Back Rewards Each Year

While doing research on the PerkStreet 2% cash back debit card, I ran into this from their website: For the average American family, it adds up to a lot of cash back. According to data from the U.S. Bureau of Labor Statistics, the average household spends $601 per week on things that could be put on a debit card, like utility bills, gas, and groceries. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Creative ways to help a charity without spending any money. Enjoy! […]

Reader Mailbag: Clock Confusion

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. The price of tea 2. Preemptive computer replacement 3. Retirement account confusion 4. Secret Santa thoughts 5. Infrared heaters 6. Investing in I-bonds 7. Children and television 8. Health and weight management insight 9. […]

Spreadsheet For Children’s Savings – Encourage Kids To Save

I recently created a spreadsheet to help my son track his savings.  He has moved beyond the simple three-jar setup that we used for his older sister – and I recently helped him open his very own Kids Savings Account from ING DIRECT. He really digs updating the spreadsheet, which helps him visualize just how much money he has saved.  Kids are visual – and explaining the concept of an online savings […]

Quick Ways to Improve Your Credit Score

Like your weight, your credit score isn’t something that you can safely change overnight. It takes months and years of responsible credit usage, regular payments, and living within your means. […]

The Economics of Country Mouse vs. City Mouse

This post is from staff writer April Dykman. I’ve lived in a small town for most of my life. The drive home includes steep hills with panoramic views and winding country roads that ramble past ranches and wide-open fields. But I didn’t always have positive feelings about the country life. In high school, I hated it. […]

Do You Feel Entitled To Money?

One of the biggest obstacles for those who are trying to save money and pay off their debt is their notion that they are entitled to money. They look at celebrities or their neighbors and want what they have. […]

5 Things to Do With Your Coffee Beans

I once walked into a coffee house where all the art on the walls was made from using coffee bean grounds as watercolor paints. Very cool if a little monochromatic — and aromatic, I might add. Upcycling old used coffee beans and grounds into art! […]

Best Money Tips: Save on Event Tickets

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on saving on event tickets, household items with unique uses, and ways you can save money right now. Top 5 Articles Save Money On Concert & Event Tickets — Save money on event tickets by opting out of ticket insurance. […]

How to Switch Banks

American banks aren't the most lovable of institutions. It's no wonder that the American consumer is sick and tired of low interest rates on savings accounts and sky-high ATM fees, to say nothing of the disappearance of free checking. […]

Six Unusual Ways to Save at Club Stores

Those of us who belong to club stores (FYI, I get my Costco membership paid for by my employer as a very nice perk) know that if you shop them correctly you can save a good amount on a whole host of food-related products. […]