November 10, 2011

5 Ways To Restructure Your Life To Afford Retirement

Retirement is expensive — really expensive. According to the “Rule of 25″, you will need roughly $300,000 in retirement savings for every $1,000 per month you spend during retirement ($1,000 * 12 months * 25 = $300,000). […]

Pay for Holiday Presents with Credit Card Reward Bonuses

Moneyland says that consumers are using their credit card rewards cash in mainly three ways this year: to pay down balances on the cards, to save, and to pay for holiday presents. The details: More customers are redeeming rewards this quarter. […]

A Mindful Life

When I first started The Simple Dollar, a little over five years ago, I had just started the process of turning around my finances and I wanted to share that story with my friends. Before that, I hadn’t really been mindful about my financial choices. […]

Open Enrollment: Evaluating Your Health Care Coverage

Right now, thousands of employees are being offered the chance to switch up health care coverage offered by employers. Open enrollment is the time for you to look at your health plan options, and decide what you want to sign up for in the coming year. Many people just keep everything the same (except health insurance premiums usually go up). […]

Four Jobs Left Behind by Baby Boomers

They’re 76 million strong and still make up one third of the workforce. They’re nearing retirement and their jobs will be up for grabs, or at least should be. Here’s how the math works out, generally speaking, of course. There are 76 million in the baby boomer generation but only 46 million in the generation after them. You know them as the Generation X population. If the Gen. […]

Lending Club Update – October 2011

It’s been awhile since I updated my Lending Club performance, so I thought I’d take a moment today and let you guys know what’s going on. As I’ve mentioned in the past, I haven’t been adding notes to my portfolio this year. […]

Wal-Mart Offering Check Cashing Services

Many Wal-Mart locations around the country now have Money Center departments. These developments create an incredibly convenient way to take your paycheck into the store, have it cashed at the Money Center, and use your cash for your shopping trip. […]

Exploring Why You Need Life Insurance and How Much You Need

The following is an excerpt from The Questions and Answers on Life Insurance Workbook: A Step-by-Step Guide to Simple Answers for Your Complex Questions. Since this is a workbook (meant for you to fill in sections of it), you can't get the full meaning/impact in a basic blog post. […]

Three Urgent Home Repair Jobs, and Three You Can Skip (or at Least Delay)

When you think of the basics of a civilized family existence, a decent home is foundational. Doesn’t grace at your table frequently end with thanks for “the roof over our heads”? But not all home repair jobs are equally vital. The roof? Yes, you need a good roof. […]

Reader Mailbag: Focus On, Focus Off

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Refinance timing question 2. Encouraging better financial choices 3. Old credit card debt 4. Nostalgia battles 5. Self control and financial drought 6. Risk and living off investments 7. Good customer rewards program 8. […]

Senate Panel Passes Postal Service Deal

The Homeland Security and Governmental Affairs Committee has passed a plan to help rescue the United States Postal Service, a plan that was introduced by a bipartisan group of lawmakers. […]

New Capital Fund Pays Entrepreneurs’ Student Loans

A new venture capital firm is looking for a few — one hundred in the first five years — entrepreneurs from the recent crop of former students and people their age. Gen Y Capital Partners is looking for investment opportunities — “For Gen Y, by Gen Y” — to help start-up businesses grow. Any entrepreneur in the appropriate age group should consider this offer. […]

When $1 Million Isn’t Enough

Want to know how to make $1,000,000 a year and be stressed about not having enough? Read this post from one year ago by James Altucher about his friend Mike. It’s a quick read, very enlightening, and worth checking out (as is much of Altucher’s stuff). […]

Why I Still Pick Up Pennies

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. The most-read piece I ever wrote for MSN Money’s Smart Spending blog was an essay called “See a penny? Pick it up!” It got more than 1,657,000 hits before MSN changed blog platforms. […]

The Two Biggest Mistakes People Make When Starting to Live Frugally

"I've turned over a new leaf in life!" You exclaim from the highest mountain about your newly adopted frugal lifestyle. You've seen the light — possibly through dire financial necessity — and you understand that with a few lifestyle changes, you can live frugally with relatively no pain and lots to gain. Living frugally, after all, is en vogue. Brown-bagging is in, sushi is out. […]

10 Unexpected Home Uses for Mayonnaise

Moms know that mayonnaise make an essential addition to tuna. But did you know that mayo has some great uses for around the house? Here are 10 uses I bet you weren't aware of. (See also: Cut-Rate Condiments: Homemade Mayo) 1. Kill Head Lice A few years ago, I unfortunately got lice. I tried all the products that the local drug stores had to offer and found that nothing worked. […]

Best Money Tips: How to Be On a Gameshow

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to be on a gameshow, lifestyle changes that can help you travel more, and how to get rich. Top 5 Articles How to Be On a Gameshow (18 Shows Looking for Contestants) — Want to be on a gameshow? Consider trying out for Wipeout or Minute to Win It! […]

15 Career Advice Sites You Should Know About

There are thousands of sites out there filled with career advice. From figuring out what you want to do and effectively networking to helping you get paid what you deserve, these sites can help you not only land a job you love, but do it better than everyone else. (See also: 25 Awesome Websites to Help You Get a Job) For Beginners Don't know where to start? […]

What Happened This Summer?

The following is a guest post from Marotta Wealth Management. This summer many things that should do better over a long-term investment strategy did not. This situation is not unusual for one quarter's worth of time. […]