December 7, 2011

Dividend Investing is Not the Perfect Solution for Yield

The following is a guest post from Barbara Friedberg, MBA, MS, editor-in-chief of Barbara Friedberg Personal Finance, where she writes to show you how to build wealth.This current low interest rate environment has created a lack of opportunities for investors looking for yield. […]

Developing Self-Control and Perseverance

Laurie writes in: My main observation though is the constant path of self control and perseverance you seem to follow. I commend you highly for being able to do this. […]

Five Personal Finance Apps to Try for 2012

Everybody from the government (how ironic) to personal finance experts are telling us that we need to manage our money better and that’s good advice but managing money requires us to use something that we’re a little low on: Time. […]

Year End Reminder: Donate to Charity

The year is quickly coming to a close, and the first priority for many people right now is getting through the holidays with as little stress as possible. […]

US Postal Service Cutbacks – What They Mean to You

In case you haven’t heard, the US Postal Service has announced major cost-cutting measures that will negatively impact the quality (or at least speed) of their service. We’ve talked about this before, but USPS is hurting. Badly. In fact, they’re currently projected to lose over $14B next year, up from $8.5B in 2010. […]

Christmas Budgeting & Holiday Shopping Trends (Infographic)

Do you worry about money this time of year? How do we deal with Christmas consumerism? There’s such a thing as holiday stress, which may be partly triggered by spending pressures. How many of us anticipate that our budgets will be under siege? It’s actually what the whole retail industry is banking on. […]

12 Handmade Gift Ideas for a Personal Christmas

Some of the most thoughtful gifts are handmade. You can personalize them, and the recipients can tell that you have put some real effort and consideration into them. Additionally, handmade gifts are also relatively inexpensive. […]

Win a $50 AMEX Gift Card from GoBankingRates.com

I’m happy to be hosting this giveaway of a $50 American Express Gift Card from GoBankingRates.com. Isn’t this the perfect time of year to have an extra $50 to spend on gifts? (Or buy something for yourself at those after-Christmas sales?) Let me tell you a little bit about our giveaway sponsor. […]

Pack a carry-on suitcase for a 10 day trip

It pays to travel light with just a single carry-on suitcase. Not only will you avoid paying excessive airline luggage fees, but you’ll get through airport security faster with a stealthily packed, slimmed-down carry-on suitcase. You’ll also save time by not waiting for checked luggage and you won’t risk losing a single bag. Yay! I can fit…PLEASE don’t go without me!  I should know. […]

Five Reasons to Pay in Cash

Sound Mind Investing lists five reasons to pay in cash as follows: Using cash rather than credit helps keep spending under control. Making a purchase with cash causes a twinge of emotional pain. Handing over a credit card (or even a debit card) doesn't. Fewer impulse purchases. No interest payments. Privacy. Helping out local business. […]

CoreLogic Credit Report and Score: Always Watching You

CoreLogic, a company that already works with lenders to consolidate credit reports from the three reporting bureaus, is developing a new credit report and score. The company believes its information, culled from public sources and proprietary databases, could give lenders, employers, and any other company that wants to evaluate an individual’s risk, a more accurate picture of that individual. […]

The Simple Dollar Weekly Roundup: Struggling to Write Edition

Whenever there’s a challenge going on in my life, I find it much harder to write. I find my thoughts drifting away from the words and onto other things. For me, the best solution is to simply spend some time reflecting on that challenge. […]

Credit Karma’s My Accounts Feature

Kenneth Lin emailed me the other day about a new feature in Credit Karma called My Accounts. It’s a simple listing of all your revolving accounts, like credit cards, and whether there are opportunities for you to move them elsewhere and pay less in interest. […]

Which Frequent Flier Program Has the Best Awards Availability?

Frequent flier miles were once a fun commodity. I would collect and redeem them for free flights like punches in a frequent diner card at my local sandwich shop. Today, airline miles are a controversial subject as too many travelers have felt burned when they have found their earned miles to be virtually unusable for awards at the lowest redemption levels. […]

Haircuts to Dentistry and More: Get Low-Cost Services From Students

You need your teeth cleaned. You need a haircut. You really want a massage to get rid of the tightness in your back and shoulders. You don’t, however, have the scratch to make any of this happen. What you might not know is that a surprising number of services can be had on the cheap by getting them from students rather than accomplished masters of the trade. […]

Why Financial Literacy Fails (and What to Do About It)

One of my resolutions since returning from Peru is that I’m going to be more responsive to requests from reporters. I’ve generally tried to weasel out of interviews in the past because they always made me uncomfortable. I’ve done enough of them now, though, that I’m able to answer questions without having a panic attack. Most interviews are pretty formulaic, really. […]

Best Money Tips: Facts Your Doctor Won't Tell You

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on facts your doctor won't tell you, tips to avoid problems at the airport, and ways to stop wasting money. Top 5 Articles 7 Facts Your Doctor Won't Tell You — One thing your doctor may not tell you is that if you are over 65, he or she may not be able to help you. […]

6 Simple Tips to Keep Your Car Running Longer

If you’ve ever owned a car for several years — or just driven one that’s several years old — you know that it takes some work to keep it running. The good news is, how often your car breaks down and how much those repairs cost you are largely within your control. Here’s a quick rundown on how to keep your car on the road — and more money in your pocket. […]

Gift Cards at Kroger Can Earn You Big Gas Rewards

Kroger is one of the biggest (if not the biggest) grocery store chain in the U.S. And while on their site recently looking for some product information, I ran into this promotion they are running (additional details are here). The summary: Get 4 times the fuel points when you buy gift cards. For those of you who don't know, Kroger has a frequent buyer card called the Plus Card. […]