December 8, 2011

Spare Change: Building a Tower Edition

For me, the past few months have been transformative. There have been some monumental changes in my mindset, which have begun to be reflected in my everyday life. Some of these changes are public — I’m doing more interviews, I’m preparing to tackle my next book project — and some of the changes are private. […]

Moving Hosts

We’re currently making a move to a new hosting solution so things on the site might look weird. We had to revert things back a few days but hopefully we’ll get things sorted out quickly and back to normal. If you don’t see this post on the site, then we’ve transitioned over fully. Thanks and sorry for the confusion! Moving Hosts from personal finance blog […]

Help a Reader: Money Moves for Mom

Here's an email I recently received from a reader: My mom just asked me to help her look through her retirement accounts and develop a strategy going forward.  Long story short, a divorce ruined both of my parents' finances and now my mom is trying desperately to get to a point where things can be comfortable in retirement.  I have a few ideas, but think someone out there might have a better one. […]

Planning a Group Vacation

Two summers ago, my wife, my children, my parents and I all traveled to Texas together, in part to visit relatives but also to enjoy the Dallas-Fort Worth area. Because we took some time to plan the trip in advance and involved everyone going on the trip in the planning, we ended up finding quite a few free and frugal things to do on the trip. […]

How to Prepare for Higher Taxes

Regardless of which side of the isle you fall politically, there is no denying the fact that taxes are going to go up. We don’t know when but it probably won’t be far in to the future. There is certainly room for a lot of political debate on this topic but I want to talk about your money and what you can do to prepare. Why are they going up? They don’t have any room to go down. […]

Daily Deal Sites Secondary Market

These days, there is a secondary market for just about everything. You can find gift cards with unused balances remaining, and buy them for less than the face value. […]

Could You Survive at the Poverty Line?

This guest article is written by YFS, owner and author of Your Finances Simplified. YFS was born and raised in west Philadelphia and is now a financial adviser, IT contractor, landlord, and treasurer of a non-profit. If you and your family of four received an annual income of $22,350, could you survive? You would be living at the 2011 poverty line for the 48 contiguous states. […]

Get to the Polaris Point

If you’re among the fortunate few, you not only have a job you love, but one that will earn you at least a decent living over a sustained period of time. For all too many Americans, however, that’s a pipedream. Many of them toil away at jobs they detest, but that pay the bills. […]

Six Steps to Winterizing Your Home

US News lists six steps to winterizing your home as follows: Reverse ceiling fan rotation. Inspect your furnace. Insulate water pipes. Seal cracks in windows, doors, and ducts. Store summer tools and prep winter ones. […]

Reader Mailbag: Book Suggestions

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Investing in tax liens 2. How much for housing? 3. Stuck in a rut 4. Choosing an investment house 5. Turning the economy around 6. Investing for youths 7. Reactivating old card 8. Auto loan credit question 9. […]

5 Free Ways to De-Stress

This post is from staff writer April Dykman. I’ve started to notice something about my spending habits, and maybe you can relate. When I’m sad, stressed, or emotional, I often justify expenses by telling myself “I deserve it.” Before I wised up financially, my self-rewards were expensive. Spa services, new clothes, beauty products I didn’t want or need. […]

PayPal Makes Accepting Charity Difficult

Around the holidays, for-profit companies see an opportunity to do something charitable, even though they’re not technically registered non-profit organizations. The concept reminds me of college. I was in my university’s marching band, and we frequently traveled as a group to performances. […]

PSA: Scan Your Important Documents

On a recent trip to Las Vegas, one of my friends lost their wallet. Normally, a lost wallet is just an inconvenience. You make a few phone calls to cancel your credit and ATM cards, you mentally prepare yourself for a trip to the DMV to get a new driver’s license, and you curse your particular mix of misfortune and carelessness. […]

Your Finances: 4 Emotional Decisions to Avoid

Personal finance concepts are generally straightforward and simple, but some people struggle with building a solid financial foundation when emotions get involved. Here are four ways people often act emotionally instead of logically that you should watch out for. […]

20 Gifts for the Guy Who Has Everything

Some guys are notoriously difficult to shop for. I’m sure you have one of these guys in your life. He almost never WANTS anything. And when he does want something, he is so picky that you’re afraid you’ll buy the wrong thing. Or he’s already got so many gadgets and toys that finding something new that he’ll like is a challenge to your creativity. So what do you get for the guy who has everything? […]

Best Money Tips: Steps to Being Happy

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on steps to being happy, avoiding December debt, and strategies to maximize credit card rewards. Top 5 Articles 8 Steps to Being Happy Without Spending a Dime — Be happy without spending a dime by surrounding yourself with positivity. […]

How Much Should You Spend on Auto Insurance?

If you think you spend too much on auto insurance, you aren’t alone. Virtually all of us have felt this way before. Yet our feelings are typically directed at insurance company greed (“they charge me too much!”) rather than ourselves. This is ironic, because insurance companies are some of the most transparent, numbers-based businesses of all. […]

Being Beautiful Can Earn You a Fortune

I've talked about how we all can make more money by being attractive. Now here's an infographic that puts some numbers to the fact that being beautiful pays off. […]