February 14, 2012

2011 Income Taxes Filed

I have just finished filing my 2011 income taxes.  I used H&R Block at Home Online (now offering a 15% discount). Due to the fact that I changed jobs mid-year, my annual income was a little lower in 2011 than it was in 2010.  Couple that with the fact that we now have a mortgage (and mortgage interest) – and we received a little-bit-bigger-than-anticipated refund. I am not a big fan of “loaning” t […]

Picturing Your Destination, Part 2

The following is excerpted with permission of the publisher John Wiley & Sons, Inc.(www.wiley.com) from Risk Less and Prosper: Your Guide to Safer Investing by Zvi Bodie and Rachelle Taqqu. Copyright (c) 2012 by Zvi Bodie and Rachelle Taqqu. Sidebars and tables are in red. This is a continuation of part 1.Step 4: Assign a TimelineStep 4 should be a very quick stride to take. […]

Shop Around for Car Repairs (44/365)

This is one of those tips that you hear and immediately think, “Easier said than done.” Why? Most of the time when you need a car repair, you’re pinched. Your car failed at a bad time, you need to get to work or school, and you’re willing to just throw money at the problem so you can get back on the road as fast as possible. […]

Four Reasons Store Credit Cards Suck

Things are getting back to normal, aren’t they? The credit crisis of 2008 and 2009 gave consumers a temporary reprieve from the endless credit card offers. Not only are we once again getting offers in the mail but when we purchase at stores ranging from Walmart to Macy’s we’re constantly asked to open a store credit card. The offer seems enticing. […]

FMF March Money Madness, Round 1, Posts 17-20

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Kids & Money: Open a Kids Savings Account

One of the best ways to help your child learn the value of money, and to help him or her improve financial habits, is to make use of a savings account. Your child can watch the balance grow, and learn the value of earning interest, and saving up for a future goal. A savings account can be a good way for children to get excited about reaching goals. […]

Does Giving with a Credit Card Save Money for a Charity?

We've discussed whether it is a good idea or not to give to a charity via credit card, even having a professional fundraiser weigh in on the subject. The opinions seem mixed. […]

5 Ways Blazing Internet Speeds Can Save You Money

This technology article is sponsored by Comcast Business Class, the nation's leading communication services provider. Benjamin Franklin said it best — time is money. This is especially true today, when the speed of your internet connection can directly impact your bottom line. […]

Compound Interest, Compound Opportunity

One of the first topics covered in almost any personal finance book you read is the power of compound interest. Compound Interest 101 You can skip this section if you’re already familiar with compound interest and how it works. I’m including it for people new to the idea. Let’s say you have access to a savings account that pays 5% interest. […]

Questioning the Norm: Storing Fruits and Veggies

This post is from staff writer Tim Sullivan. In France, they peel apples. When I worked as an au pair, the kids would ask me to peel them. I’d sit there wondering why anyone would ever peel an apple. […]

Bank Switch Kit and Checklist

With Wells Fargo changing their policies to be less consumer-oriented this week, I’ve received several questions about the logistics switching banks. In previous decades, closing your account at one bank and opening an account at another was a simple process. […]

Quarterly Estimated Tax Payments

The tax system in the United States is often called a “pay as you go” system because you are expect to pay taxes as you earn your income. For most W-2 employees, your taxes are withheld with every paycheck and this requirement is easy to satisfy. […]

Ask the Readers: Do You See Movies in the Theater?

It's always nice to escape reality by watching a movie. Whether you are a fan of action, comedy, romance, or horror, movies can provide an escape from everyday life. Some people like to see movies in the theaters while others are deterred by the high ticket prices and opt to wait to see movies on DVD. Do you see movies in the theater? Or do you prefer to wait until they come out on DVD? […]

Six Cheap Ways to Keep the Kids Busy This Winter

Cabin fever might not be diagnosed in medical textbooks, but any parent knows it can be a serious illness on cold winter days! When the shine wears off the holiday gifts and the bored kids start bouncing off the walls, everyone can go crazy. Here are six ways parents can battle cabin fever while barely opening their wallets. 1. […]

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, I've been traveling the world full-time, and for less money than I've ever spent (and I'd wager less money than most people would spend) to live in one place. My worldly possessions fit into one bag (just larger than carry-on size) and a backpack containing my laptop and computer gear. […]

Best Money Tips: How to Fly for Free

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to fly for free, tips to reduce your grocery budget, and how to save money on things you need. Top 5 Articles How To Fly For Free — To travel for free, volunteer to get bumped from your flight or complain to the airline. […]

Wise Bread on Marketplace: A Frugal Valentine's Day

I'm not the biggest Valentine's Day fan. It's not that I hate love, but I do hate all of the expensive things people are expected to do to express that love. […]

FMF Cruise Review, Part 1

Picture: The Norwegian Dawn as we returned from one of our cruise excursions. (click to enlarge) This is the first of a multi-part piece on my family's Caribbean cruise in January. I realize it might not be everyone's cup of tea, so I'll start with these thoughts: 1. There are many personal finance tips/issues covered throughout the series, so it's simply not a "vacation story".2. […]