February 23, 2012

Uh, Is That Really “On Sale?”

Last week, I went to my local mall for the first time in many months (or was it years?). As I strolled around, taking in the sights and the bustle of our consumerist Mecca, I couldn’t help but notice all the sales I saw advertised at every major clothing retailer. JCrew and Anthropologie had multiple racks with deeply discounted items. […]

Top 10 Retail Chains

Consumer Reports lists the top 10 retail chains in its March issue as follows: 1. Costco2. Kohl's3. JC Penney4. Target5. Macy's6. Meijer7. Sears8. Sam's Club9. Kmart10. Walmart In case you're wondering, the rated the stores based on quality, selection, value, checkout, service, and layout.Here's my take on each of these: 1. […]

Six Ways to Save Money at Work

You probably think of work as a place to earn money, but you also spend a lot of money because of work — on clothes, food, transportation, and other items. If you’re not careful, your earnings can take a hit from these expenses. Here are six ways to trim the expenses related to the workplace: 1. […]

Opt Out of Courtesy Overdraft Protection (53/365)

A lot of banks offer what they call “courtesy overdraft protection.” On the surface it seems like a good program. After all, they do cover the bad check you wrote, right? Actually, most “courtesy” overdraft protections can end up putting you in a worse situation than just dealing with a returned check. Most courtesy overdraft programs work in a very straightforward fashion. […]

Taxmageddon and Why Should You Be Concerned

Remember Carmageddon? This was the closure of the 405 freeway in Los Angeles that was supposed to lead to unprecedented problems? How about snowmageddon? […]

What the Government’s Foreclosure Settlement Means for Homeowners

It’s no secret that, since the mortgage market meltdown, there has been a wave of foreclosures. Some of those foreclosures, though, came even though they probably shouldn’t have. […]

The Absolutely Last Chance for a Massive Roth Conversion

The following is a guest post from Marotta Wealth Management. A tax tsunami is coming at the end of this year. The higher your adjusted gross income (AGI), the closer you live to the coast where the tsunami will hit. […]

Reader Mailbag: Hair Cutting

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. When to dump a car 2. Comparing home features for energy 3. 401(k)s, IRAs, and taxes 4. Cultural events, cheapness, and children 5. Blogging for money 6. An accountant for taxes 7. Trent’s spending traps 8. […]

Customers Say Retailers Are Not Living Up to Durbin Amendment Promise

Retailers, represented by the National Retail Foundation, promised that consumers would benefit when retailers, particularly small businesses, were to benefit from regulated interchange (swipe) fees charged by Visa and MasterCard. […]

Want to Save on Groceries? Cook like a Peasant

This post is by staff writer April Dykman, who just discovered the wonders of walnut sponge cake. Ever notice how most cultures have their own take on rice? […]

Why Expense Ratio Matters (A Lot)

At last count there are about 23,000 mutual funds and exchange traded funds (ETFs) available to investors in the U.S. Picking from among them for your portfolio can seem daunting. Do you pay attention to past performance? fund management? or something else to find a suitable growth vehicle for your money? When picking funds, all else being equal (i.e. […]

5 Kitchen Luxuries That Are Worth It (and 5 That Aren't)

I love cooking. It's frugal, yes. But for me, it's more than that — cooking is a way to release stress, show people I love them, and (perhaps most importantly) feed myself delicious, healthy food. While I try to keep a pretty minimal and inexpensive kitchen, over the years, I have realized that there are certain luxuries that are well worth the cost. […]

Should You Talk to Friends About Money?

I have a friend (a loose term for this guy) who, whenever I see him, only talks about money. Everything has a price tag with this dude, and it’s incredibly annoying. Upon meeting my husband for the first time — who was my boyfriend back then and a lieutenant in the Navy — this “friend” had the audacity to ask, straight out, how much he made a year. […]

Best Money Tips: Quick Cheats to Save Time

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save time, fix furniture, and use rubber bands. Top 5 Articles Quick "Cheats" that Can Buy You Time — Line casserole dishes, baking sheets, and the bottom of your oven with aluminum foil to make clean-up a breeze. […]

Top-Rated Water Filters (Starting Under $20)

Grabbing bottled water may be convenient, but it's also costly. Filtering your own tap water is cheaper and better for you. Here's how to pick the right type of filter at the right price. […]

FMF Cruise Review, Part 7

This is a follow-up post to part 6.Today we hit another island and then head for home.Sunday, January 22Today we were up and had breakfast by 9 am, then hit an art seminar on the ship ("The Art of Collecting Art.") We had a quick snack in our room afterwards and got off the ship at 1:50 pm just after we docked at St. […]