March 1, 2012

How To Pay Less For Necessities & Everyday Essentials

When we’re in a financial bind, it’s easy enough to cut back on the higher priced items and luxury goods. But when the prices of necessities jump, then that’s when some people may get worried, particularly if they’re living on fixed income. […]

Teaser: The 2012 Get Rich Slowly Video Contest is Coming!

Spring is on the way, which means it’s almost time for the third annual Get Rich Slowly video contest! Two years ago, to celebrate this site’s fourth anniversary, we invited readers to submit short videos sharing financial tips and success stories. We received 57 submissions, from which J.D. […]

Roth IRA Conversion 2012: Are You a Good Candidate?

The following is a guest post from Marotta Wealth Management.A tax tsunami is coming at the end of this year. And this is the absolutely last chance for a massive Roth conversion. Two years ago the Bush tax cuts were extended for two years. But the snooze button is running out, and this time the likelihood of another extension is slim. […]

Automatically Build an Emergency Fund (60/365)

Whenever I’m asked for a single piece of financial advice for someone, I usually offer up “spend less than you earn.” When they inevitably ask me for something more specific, I tell them “start an emergency fund and stick with it.” An emergency fund is one of the best financial tools a person can have. It makes the ups and downs of day-to-day real life so much easier to get through. […]

Should You Self-Prepare or Hire a Tax Professional?

Thanks to the internet and the evolving technology that comes with it, we are living in a do it yourself world that becomes more self-service as times passes. […]

FMF March Money Madness, Round 1, Posts 49-52

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

New Travel Plans: Tips for Taking a Real Vacation

I try to visit my family on the other side of the country a couple times a year. Most of my family has migrated to the west coast from the east. The migration, at least in my immediate family, began over ten years ago, and more of the clan join the California contingent each year. Having family gives me a nice excuse to travel, though, and I’m trying to visit more often. […]

How to Borrow from Your 401(k) Loan

Sometimes, when you really need the money, raiding that retirement account starts to look really good. Especially if you have no other viable options. […]

The Key to Great Investment Returns

Here's a piece from Smart Money that profiles what they call 401k Millionaires -- people who have managed to save $1 million or more in their 401ks.The piece gets to the heart of what differentiates the 401k Millionaires (which is only 0.2% of all savers) versus the average 401k investor that has a balance of $60,000. They don't have higher incomes and they aren't some kind of investing geniuses. […]

Reader Mailbag: Personal Projects Undone

Reader Mailbag: Personal Projects Undone What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Is more retirement savings necessary? 2. Netflix streaming series 3. Imminent financial disaster 4. Loan debt and house purchase 5. Paper books or e-books? 6. […]

A Month of Travel for Less than a Month at Home

This post is by staff writer Tim Sullivan. It was always my dream to be paid to travel. I thought I’d write guidebooks or be a tour guide. A few years ago, my wanderlust was acting up again, so I crunched some numbers, adding up the cost of living where I was (New York) versus traveling for month. […]

Standard vs. Itemized Deductions

Whenever tax season rolls around, I often see some of the same questions hit my inbox like what’s my tax bracket?, when are taxes tax due this year?, and others like it. […]

5 Easy Ways to Add $50 to Your Pocket

In terms of the economy, things seem a little better than a couple of years ago, but we are kidding ourselves if we think everything is hunky dory. The media outlets can talk all they want about a recovery, but chances are good that your family can still use some help. Here are five ways you can gain $50. […]

Best Money Tips: Save on Early Bird Plane Tickets

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on saving on early bird plane tickets, the secrets to part-time job success, and frugal uses for your income tax return. Top 5 Articles 3 Tips To Save On Early Bird Plane Tickets — If you are buying your airline tickets early, make sure to track the the prices to see if the price of your tickets changes. […]

Don’t Sell It Short

If you’re a healthy adult in your 50s, it may be hard to think of yourself needing long-term care. But that’s just when you should be thinking about it, say long-term care insurance industry experts. […]

Five Reasons to Have a Budget

US News lists five reasons you need a budget as follows: 1. To set and reach financial goals. 2. To spend according to your priorities.3. To build wealth. 4. To plan for retirement. 5. For peace of mind. My thoughts: When you are first starting out (after college -- perhaps even before you graduate), you need a budget. You need it for control more than anything else IMO. […]

12 Unique Ways to Score a Job Interview

Link for teaser title: inventive-job-strategies.jpg You've tried everything else. Now it's time to get creative and stand out from the crowd. […]