March 5, 2012

Get Your Costco Amex Rebate Back in Cash

With the arrival of February credit card statements (which come in the month of March), those who have the Costco Amex card will be receiving their rebate checks. Many people believe that these checks can only be redeemed for merchandise at Costco, but this is not true. […]

Use Cloth Diapers (64/365)

When Sarah and I first started cloth diapering, quite a few of our family and friends thought we were completely crazy. Rather than focusing on the mountain of benefits (it is incredibly less expensive if you have multiple children, it’s far better for the environment), they focused on one of the drawbacks, which is actually fairly negligible. […]

Do I Have to File a Tax Return This Year?

Everybody has to file a tax return, right? That isn’t necessarily true, according to the IRS but before you decide that you are one of the lucky individuals who don’t have to file, be sure that you’re right because not filing a return can lead to stiff penalties for those who don’t file but should have. The IRS doesn’t require anybody to file a tax return that is under a certain income level. […]

FMF March Money Madness, Round 1, Posts 57-60

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

More Thoughts on Renting Your Fun

I’ve written in the past about how I think you should own your investments and rent your fun. I mostly think about this when it comes to vacation properties, but it can be applied equally well to things like boats and other major “big boy toys.” Over the weekend, we nailed down our Spring Break plans. We’re heading to the Gulf coast for a week of sand and sun. […]

Do You Owe the Nanny Tax?

When you pay a sitter or a nanny, paying taxes on their wages is probably the last thing on your mind. […]

IRS Reports Glitch Delay Tax Refunds

It seems the trusty Internet Revenue Service has experienced a bit of a hiccup this tax filing season. The IRS is reporting that a software “glitch” has delayed the processing of “several million taxpayers” as they try to upgrade their systems. After writing about how to get your tax refund faster, we didn’t account for software upgrades and how a “glitch” delayed so many. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, A Frugal Manifesto. Enjoy! […]

Reader Mailbag: Paper Search

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Refinancing into extremely low ARM 2. Over the Roth cap 3. Dealing with well-meaning family 4. Value of supporting local businesses 5. Walking away from great employer 6. Investing fluctuating income 7. […]

Buy Michael Jordan’s House for $29 Million

If you’ve ever browsed through the television guide, you might have seen that there are a good number of television shows dedicated to the real estate industry. […]

How to Pay a Lower Tax Rate

It doesn’t matter how much you’ve been following the Republican primary, it’s impossible for anyone to escape all the talk about tax rates. When Mitt Romney revealed that his effective tax rate was much lower than that of many Americans, it made some folks upset. Why was someone as wealthy as Romney paying so little, as a percentage of income, in taxes? […]

8 Other Green Cleaners Already in Your House

You've probably heard of the amazing cleaning properties of baking soda and vinegar. However, did you know that you probably have several other natural green cleaners in your home? These lesser-known household cleaners are better for the environment, effective at cleaning, and easy on your wallet. […]

How to Stop Chronic Procrastination

Some people may wonder why procrastination advice seems to never work for them and if there is a deeper issue at hand. Well, for 20% of the population who are chronic procrastinators, it is a serious problem that needs to be addressed according to Joseph Ferrari, a psychology professor at DePaul University and a leading expert in the study of procrastination. […]

Class Consciousness and Social Mobility

Kris and I have returned from three weeks traveling in Argentina and Chile with a group from our university alumni association. My favorite parts of these trips are when we get to interact with the locals, not just because I can use my Spanish, but also because it’s a chance to see how they live their lives. I did get to do some of that on this trip, but not as much as I would have liked. […]

Best Money Tips: Save When Shopping for One

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to save when shopping for one, teaching kids financial responsibility, and the key to great investment returns. Top 5 Articles 6 Ways to Save When You're Shopping for One — If you are shopping for just yourself, save money by signing up for rewards programs. […]

35 Resources for Female Entrepreneurs

Female entrepreneurship has spiked in the last decade. While the most recent U.S. government statistics are from 2007, women-owned (non-farm) businesses increased by over 20% from 2002 to 2007 according to the U.S. Census Survey of Business Owners, and now make up nearly 30% of all businesses. Luckily, there are an enormous number of resources available to help female entrepreneurs succeed. […]

What I'd Do in These Sticky Situations

Daily Finance lists four financially sticky situations and gives suggestions on what to do. I thought I'd list them and tell you what I'd do if I was in any of these. Here goes:1. At a restaurant, your friends suggest splitting the check evenly, but your meal cost less than theirs. It would depend on how much of a difference there was. […]

Facts About Gift & Estate Taxes

It’s better to give than to receive. Yet the giver is taxed and the recipient is not. To the frustration of many, the government’s desire for your money doesn’t stop when you die. If you’re unfamiliar with the specifics of gift and estate tax, you may be confused about why they are being lumped into [...]Facts About Gift & Estate Taxes Copyright 2011 TheDigeratiLife.com All rights reserved. […]