April 2, 2012

Discover More Cash Back Reward Categories for Spring 2012

As a followup to my recent post about the Discover Card birthday month bonus I wanted to share the Spring bonus reward categories. […]

Ben & Jerry’s 2012 Free Cone Day – April 3rd

Every year, Ben & Jerry’s gives away a free cone on their self-created holiday called Free Cone Day. This year, that day is April 3rd (tomorrow… as of this writing) and when you go to a local Scoop Shop, you will be able to get some free ice cream! […]

Rotate Clothes Seasonally (92/365)

Rotating clothes seasonally? This is something many of us already do anyway. After all, heavy winter shirts don’t fly in the summer, and I’d freeze to death in some of my thinner warm weather shirts if I wore them in the heart of winter. If you’re doing this already, congratulations. […]

Help a Reader: What to do with an Inheritance

Here's an email I recently received from a reader: We inherited a small amount of money recently.  It is enough to pay off our van and have a couple thousand for savings.  I want to do this.  My husband wants to take the money and put it against our mortagage and then refinace.  We would need to do this to refinace because the value in our area has gone down greatly.  I am all for less years on […]

Four Spring Maintenance Activities

Good money management comes with preparation. Those who foresee and plan for expenses long before they have to be paid are in a better position to avoid debt in their lives. Of course not all expenses can be planned for but many of our expenses occur on a regular schedule. […]

Fixed vs Variable Costs In Business: Some Examples

Once bitten by the entrepreneurship bug, many would-be small business owners are eager to visualize how their plans will unfold and are full of enthusiasm about charting their business growth. Fewer entrepreneurs sit down to mull over the other side of running their venture: the side that deals with costs and expenses. […]

FMF March Money Madness, Round 4, Posts 1-4

Here's the fourth round (only eigth posts left in the competition!) of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

How Much House Can You Afford?

Right now, there are a number of people interested in buying homes. This makes sense, since home prices are low, and it is possible to get a low mortgage rate. […]

How Long Should it Take to Do My Taxes?

Have you done your taxes yet? If so, how long did it take you? I no longer do my own taxes, but back when I did I usually spent a long evening collecting all the necessary paperwork and plugging the numbers into TurboTax. Well, guess what? According to the IRS, if you’re amongst the 68% of filers who use Form 1040, you’ll spend a whopping 22 hours filing your taxes. […]

Thoughts from a Human Resource VP on Education and Experience

I had lunch with a friend recently. He's the vice president of Human Resources for a 300-store retail chain and responsible for hiring hundreds of workers each year at various levels within the organization.We hadn't seen each other in a couple of years, so as we were getting caught up, he told me about his daughter. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Our House On The Market: Month One.Enjoy! […]

CBPP Analysis of Ryan Budget Tax Cuts

The big news last week was about the Supreme Court hearing oral arguments over the health care reform law, but the Ryan budget was a close second. In a year in which we’re facing potential taxmageddon, it’s just one of several tax proposals. […]

Reader Mailbag: Planning Our Summer Vacation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. 403(b) or Roth? 2. Inexpensive romance 3. Student loans or 401(k)? 4. Paying back an employer 5. Video games and board games 6. Grandmother wants to be helpful 7. Switching to prepaid contract 8. Hair care for shorter hair 9. […]

25 Uses for Baking Soda Around the House

Baking soda is by far one of the most inexpensive and versatile things you can have in your home.  Known for its cleaning and deodorizing properties, it can be used in the kitchen, the bathroom, the laundry room, and even your bedroom.  Here is the skinny as to why baking soda is something you should stock up on the next time you go to the store. What is Baking Soda? Baking soda is Sodium Bicarbon […]

How to Handle a Credit Card Data Breach

Last week, Global Payments confirmed a massive security breach involving credit and debit card numbers and information. […]

Paying Taxes on Sweepstakes Winnings

Did you win a sweepstakes or some other raffle? Technically, your winnings are taxable. In theory, it’s no different than the lottery, except the dollar amounts, in most cases, are much smaller. […]

Shopping for the Sake of Shopping

When I was a boy, my family had a series of dogs: a Saint Bernard, a Shih Tzu, a Golden Retriever and a whole host of mutts. Because dogs will be dogs, and because we lived in the country far from anything, our dogs would sometimes begin barking…and continue barking for minutes. Or hours. […]

SpringCoin to Pay Off $500 Debt for One Lucky Wise Bread Reader

SpringCoin (formerly known as DebtEye during beta) is an online debt relief coaching service that helps you get out of debt quickly. Founded by three certified credit counselors, SpringCoin has received many positive reviews. […]

One Recipe, Lots of Food: 10 Great Main Dish Casseroles

There was a time when the word "casserole" mostly made me think of less-than-appetizing options, like the dreaded tuna-noodle. But over the years, I have learned to love casseroles — they are easy to make, are often inexpensive, are simple to put together, and provide lots of delicious leftovers perfect for fridge or freezer. […]