May 17, 2012

The Plot Lines of Your Second Act

I have long contended there is a much better retirement saving strategy than saving increasingly humongous portions of your weekly earnings. That strategy: Simply planning not to retire. Think of it. If you don’t retire, and you go right on working, you won’t have to save as much as you get older, because you’ll be earning as you spend. […]

25 Tips For Safe Shopping Online Or At Brick And Mortar Stores

All of us know someone who is crazy about shopping. If you are an avid shopper, take heed: before you embark on your shopping sprees, take note that the thieves and ne’er do wells may be out and about to prey on the unsuspecting. […]

Avoid the “Feature Creep” (137/365)

A few years ago, I started shopping around for a new digital camera. I started off doing the most sensible thing a person can do when they’re considering buying a reasonably expensive item like a digital camera. I made a list of what I actually wanted to do with it. I wanted reasonably high resolution pictures. […]

The Shiller Ten-Year P/E Ratio

The following is a guest post from Marotta Wealth Management. A common measurement given on financial sites for a stock, index or fund is the price-to-earnings ratio, or P/E ratio.The P/E ratio is the market price per share divided by the annual earnings per share. […]

Young Americans Likely to Be Unbanked Regardless of Income Level

In discussing unbanked and underbanked American consumers, we tend to focus on low socioeconomic status communities. The mainstream opinion is that building wealth and long-term financial stability relies on the use of traditional banking and investing products and the knowledge to use these products effectively. […]

Credit Sesame’s New iPhone App Review

By now, you are probably aware of how important your credit score is to your financial future. Knowing your credit score, and keeping up with your credit situation can help you save money in the long run, especially as you take steps to improve your situation. One of the ways you can keep tabs on your general creditworthiness is by signing up for a web site like Credit Sesame. […]

30 Steps to Great Finances: Steps 5 and 6

I have only shared the first few steps to great finances, but hopefully you are already feeling more in control of your money.  So far, we have covered the following: Step #1: Know your net worth step Step #2: Record your spending for a month Step #3: Develop a cash flow plan Step #4: Grow your career by over-delivering  If you haven’t completed any of those steps, do so before […]

Reader Mailbag: Education Begins at Home

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buy or rent and commute? 2. Advice to younger self 3. Handling angry coworker 4. Credit cards for other debts? 5. Handling too many vegetables 6. Promotional emails 7. Evicting a child 8. […]

How Bartering and Trading Helps You Make Money and Help the Environment

Save Money and the Environment I live in a small town with a handful of clothing stores.  That’s why I was thrilled when a local business owner announced she was hosting a clothing swap at her hip store Willow.  I gathered up a bag full of unwanted items from my closet, entered the date and time on my calendar, and sat back and waited only to learn that the event was rescheduled. Although I wasn’t […]

How to Buy Brand Name Items at Generic Brand Prices

This is a guest post from Halina Zakowicz of Your Money and Debt. Like many of you, I’m always looking to save money on brand name items. […]

Brokers with Free Dividend Reinvestment Programs

Thus far, my investing in individual stocks has been confined mostly to dividend stocks and a bunch of companies I really like (and have good financials), such as Apple and Southwest (ok, mostly good financials). One of the things I researched extensively was the merits of dividend reinvestment. The idea behind dividend reinvestment is that it’s like automatic savings. […]

10 Ways to Get Rid of Stuff Frugally

It's a symptom of our crazy consumer culture that how to get rid of stuff is such a common topic of discussion. […]

Got a Problem? Why You Should Figure It Out Yourself

An aunt of mine recently asked me what the Internet was for. Of course, she has email and knows how to use a computer, but she just couldn’t understand why I found having access to all that information so exciting. “Well, I can look up anything!” I told her — and I often do. […]

Best Money Tips: Money-Saving Workout Routines

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on money saving workout routines, saving on your electric bill, and money tips for new grads. Top 5 Articles Money Saving Workout Routines for a Fit Recession-ista — Instead of hiring a personal trainer to keep you motivated to stay fit, enlist the help of one of your friends. […]

My Repeatable Approach for Success

The following excerpt is reprinted with permission from Rise: 3 Practical Steps for Advancing Your Career, Standing Out as a Leader, and Liking Your Life by Patty Azzarello, copyright © 2012. Published by Ten Speed Press, an imprint of the Crown Publishing Group. […]