May 29, 2012

Understanding The Alternative Minimum Tax vs The Standard Tax System

Usually, when people talk about the alternative minimum tax, they say that the problem is that it is affecting people it was never intended to affect. Whom, then, WAS the AMT intended to affect? […]

Doomsday Preppers Shows the Importance of Being Prepared

If you haven’t had the opportunity to catch an episode of Doomsday Preppers, National Geographic Channel’s new series, you’re missing out.  Where else are you going to learn how much time, energy, and resources go into prepping?   The hour long program follows average Americans as they prepare for TEOTWAWKI (The End of the World as We Know It). From building the ultimate shelter to securing muniti […]

Install a Programmable Thermostat (149/365)

During the day at our house, I leave the air conditioning and furnace off, no matter the time of year. […]

The Importance, or Lack Thereof, of Making Money

In my article earlier today about the recession era bail-out programs, I touched on the idea that sometimes, there are methods to judge a decision outside of its immediate profitability. The bail-outs may have provided a return on investment for taxpayers or they might not have. […]

5 Ways to Save When Cleaning Your Professional Clothes

If you have a professional job, chances are you have some, or the majority, of your work clothes marked “dry clean only.” Dry cleaning can be very expensive; Proctor and Gamble estimates that “women spend $1,500 a year on dry cleaning” (Savvy Sugar).  That is more than $100 a month on dry cleaning! Think of all the other ways people could use that money! […]

30 Steps to Great Finances: Steps 9, 10, and 11

Today we are going to continue listing the 30 steps anyone can take to have great finances. If you are new to this series, please read through the steps we've already covered before reading this post.Last time we offered some suggestions for making extra income and we continue with that line of thinking today. […]

Should You Cosign on Your Child’s Loan?

Chances are that you want to help your child get the best possible start in life, and with money. Part of that, though, might include helping your child get a loan. Whether he or she is looking for a credit card, or hoping to buy a car that can get him or her to and from work, you might be asked to cosign. […]

What’s your Fluff Factor?

Tasty Trash: The $55 million Squawkfox Food Waste Challenge is a series aimed at helping your family save up to $1,500 this year by reducing food waste. The environment may also thank us. […]

Were the Recession Era Bail-Outs Worthwhile?

The Treasury Department of the United States has released its latest analysis of the various bail-outs enacted during this and the previous Presidential Administration, and not surprisingly, the outlook is good. The government frames the analysis of its own policies in terms of investment return. […]

Playing the Lottery

Julie writes in: I would love to see you run the numbers on playing the lottery. My mother spends $20 a week on Powerball. I keep telling her she’d be better off putting that $20 a month into a savings account, but I might as well be talking to the wall. Lotteries wouldn’t exist if they didn’t turn a profit. […]

Series I Savings Bond Rate Update (May 2012)

If it’s May or November, it’s time for an update to the rates on a Series I Savings Bond! As of May 1st, 2012, the Treasury Department announced that the fixed rate on newly issued Series I bonds would remain at 0.00%. […]

How to Host a Yard Sale

Summer is coming, and the weather is warming around much of the United States. You know what that means: Yard sale season is upon us! […]

Ask the Readers: What Is Your Dream Job?

Editor's Note: Congratulations to NJJ, Lisa, and B for winning this week's contest! Everyone has envisioned their dream job. […]

25 Tasty Ways to Use Chicken Stock

Chicken stock is one of those ubiquitous bases for soups, sauces, stews, and more. I’ll bet, however, that I can impress you with at least one new use for this versatile ingredient. (See also: 25 Things to Do With Rotisserie Chicken) Before we get started, though, let me clear something up — chicken stock is different from chicken broth. […]

Giving Distressed Homes New Leases on Life

As with so many other things, the world of real estate tends to move in cycles. For proof, just look at the markets for single-family homes and apartments. It wasn’t that many years ago that every American was buying a home. If you didn’t own a home, people demanded to know why. What were you waiting for, anyway, an engraved invite? People who’d never owned a home before bought homes. […]

The Secret to Making Tough Financial Decisions

We all know people who are great at getting things done. But whether they deliver at work, always find the time to fit in a workout, or make tons of time for family and friends, it all comes down to the same thing — priorities. Yup, you know where I’m going with this. I’m talking about money, because the way you handle it is a matter of priority, too. How do I know this? […]

Best Money Tips: Save Money and Stick to Your Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on saving money and sticking to your budget, using credit cards without getting burried in debt, and using receipts to save money. Top 5 Articles 12 Tips to Save Money and Stick to Your Budget — To save money and stick to your budget, shop during sales and make a list everytime you go grocery shopping. […]

Your Financial Health

The following is an excerpt from Securing Your Financial Future: Complete Personal Finance for Beginners courtesy of Rowman & Littlefield Publishers. All Rights Reserved. If you want to know how tall someone is, you have them stand on a level surface, back against a wall, then make a mark on the wall and get out a tape measure. […]