July 2012

Slowly Substitute Healthier Food Options (212/365)

Anyone who has ever paid attention to their health, even a little, knows that there is some correlation between their personal health and well being and what they choose to eat. Eating a well-balanced and relatively low calorie diet is good for almost anyone (though you’ll find yourself getting into a lot of debate when you get more specific than that). […]

Make Your Own Onion Soup Mix and Italian Dressing at Home

Most of us are conditioned thanks to advertising firms’ marketing to buy already prepared mixes that we can make at home for a fraction of the cost. Our family has recently explored creating some convenience items that we can easily make at home including Onion Dry Soup Mix and Italian Salad Dressing. When I was growing up, a staple in our home was Lipton Onion Dry Soup Mix. […]

Requesting a Check from Upromise (Revisited)

If you’re like me you have a Upromise account that you’ve long since forgotten about, but which is (slowly but surely) earning money. Last night I logged in and discovered that I have a balance of a little over $110. Nice! Since our account isn’t actually linked to a 529 plan, I need to request a check to access the money. […]

Top 10 Worst Financial Products Ever: Part One

There are a lot of bad financial products out there. Some of them are downright punitively bad for you. While some financial products offer you great opportunities to build wealth, others can sap your wealth with high costs — and even keep you in the debt trap forever. While some products aren’t always bad for everyone, many financial products are generally not a good idea for most people. […]

Mutual Vs. Public Insurance Companies

A former boss of mine, high up the corporate ladder in an insurance company, often complained about his own industry. “Insurance companies make money by not providing a service to their customers.” That is, insurance companies make money by collecting premiums and paying out the least amount of benefits possible. […]

The Cost of Your Trash

I absolutely hate it when I throw things away. Few things frustrate me more than having a full trash can. Why? I know that, on some level, I paid for the things that are being thrown away. If I’m tossing the box that a prepackaged meal came in, part of the cost of that prepackaged meal was the box. […]

Investing Locally

I was sitting in front of my friend Katie’s house, leaving her a note about the new business we’re starting together with some other mothers we know; a literary magazine for parents. She lives in the prettiest part of the neighborhood where I grew up. I turned and saw a woman whose face looked tired, like a new mom, but familiar. She was pointing out the chickens to her husband and baby. […]

Where to Buy Boric Acid

Longtime Bargaineering readers know that every spring we have our annual battle with ants trying, successfully, raid our kitchen area in search of food. We’ve tried almost everything, from traps to a service, and the most effective way, besides keeping things as clean as possible, has been boric acid as suggested in our post on how to get rid of ants safely. […]

Frugality: Welcome Challenge or Only a Chore?

This article is from new staff writer Kristin Wong. As a kid, it was my job to pull the weeds in our embarrassingly overgrown backyard. No, my parents didn’t believe in doing or paying for yard work. They had children, after all. I hated pulling weeds, especially during the hot and humid Texas summers, so I did what anyone in my position would’ve done: I decided it was my little brother’s job. […]

Ask the Readers: Do You Rent or Own Your Home?

There is always a debate on whether or not it is better to rent or own your home. Home ownership gives you the freedom to decorate as you please and gives you the peace of mind of knowing that you have a home but the negatives of property taxes and having to take care of your own maintenance can be a bummer. […]

Maintaining Memories: How to Save Old Photographs

At the beginning of this year, my grandfather passed away. While going through his things, my family discovered photographs — amazing photographs from my grandparents' younger years, specifically the time my grandfather spent in the Korean War. There is some ripping and fading, but overall, they’re in surprisingly good shape. […]

8 Creative Uses for K-Cups

Although I love our Keurig single-cup brewing system at Sugar HQ, I do feel a little bothered by how many K-Cups we use and throw away every day without recycling. Turns out, there are many ways we can recycle K-Cups on our own; all it takes is a little creativity! RELATED: 13 Cool Uses for Tape Jell-O Shots Instead of buying plastic shot glasses, use your old K-Cups. […]

Best Money Tips: Take Advantage of Back to School Sales

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to take advantage of back to school sales, automating your budget, and habits of the wealthy. Top 5 Articles 7 Ways to Take Advantage of Back to School Sales — Use back to school sales to supply your home office. […]

How to Get Great Deals on Outlet Purchases

The Wall Street Journal says to beware when you buy from outlets. Their thoughts: Products sold in outlets may not be of the same quality as those sold in retail stores, return policies may be different and you may have to spend extra gas money getting there. […]

Find an Exercise Buddy or Two (211/365)

One of the biggest challenges of picking up a positive but challenging habit is finding the consistent motivation to stick with it. If you’re operating by yourself, it’s very easy to talk yourself into taking the easier path. This phenomenon is true no matter what the habit is. […]

2012 Sales Tax Holidays

It’s once again time for back-to-school shopping and… Sales tax holidays! What follows is an alphabetical list of states with sales tax holidays along with a brief summary of what’s included in each location. Sales tax holidays, state-by-state Alabama: August 3-5. Clothing up to $100/item, computers up to $750/item, school supplies up to $50/item, books up to $30/item. […]

Sharebuilder BONUSJULY $200 Promotion Bonus ($10,000 Minimum Initial Deposit)

Do you have $10,000 lying around burning a hole in your pocket? If you answered yes, you can take advantage of a Sharebuilder promotional offer that will put an extra $200 in your pocket. […]

You Must Over-Perform in Your Job If You Want to Maximize Your Pay

U.S. News lists several reasons you are not earning the salary you want, but the one that stuck out to me was reason #4. It reads: You think doing your job adequately is enough. Doing a merely adequate job isn't enough to merit a significant salary increase. Big raises go to people who go well beyond the minimum expected. Exactly. […]

2012 Sales Tax Holiday Scheduled Dates

It’s nice to be able to avoid sales taxes sometimes. It’s a common gimmick amongst car dealers and some furniture stores to get you in the door: “We’ll pay your sales tax!” But there are some states that actually offer holidays on sales tax. Even though it means a reduction in revenue for the states, they still line up for the sales tax holidays because consumers love them. […]

Three Mistakes You Can’t Afford to Make When Buying Your First House

When you’ve decided it’s time to buy your first house you’ll be flooded with a ton of emotions. It’s exciting and stressful at the same time, and ultimately very rewarding once the papers are signed. Unfortunately, all of the emotion and stress can mean missing something very important or rushing into the decision which can haunt you for as long as you own the home. […]