July 16, 2012

Learn to Love Leftovers (197/365)

Any time you throw food into the trash can, you’re throwing money into the trash can. Quite often, that food you’re throwing away is the remnants of a meal from a few days ago. You stuck the remnants in the refrigerator, but every time you went to grab another meal, you overlooked the leftovers. […]

Discover More Credit Card Review

We all here horror stories of people who have too many credit cards and rack up thousands of dollars in debt and have trouble making even minimum payments.  Sure, those are the attention getting stories, but there are also many responsible credit card users who like to use their credit cards to accrue cash back or rewards points.  If you are one of those people, you will appreciate the Discover Mo […]

Two Great Books on Making Money, Part 2

This is the follow-up to this morning's post.The second book I liked so much is more limited/targeted and not directly related to making money, but it will help you make money if you can benefit from being "well known". It's Platform: Get Noticed in a Noisy World. Now when most people hear the word "platform", they think of a stage (which is an appropriate meaning in a way for this book). […]

Credit Card Changes Looming: Merchants Will Be Allowed to Add Surcharges

In case you missed it, Visa and MasterCard settled a major lawsuit last week and have agreed to pay various retailers a total of $6B, temporarily reduce interchange fees (to the tune of ca. $1.2B), and allow merchants to tack on credit card surcharges. So what does this mean for you? […]

Where Dave Ramsey’s Debt Snowball Fails

I’ve written extensively about how Dave Ramsey’s “Debt Snowball” does a disservice to families and individuals struggling to get out of debt. By acquiescing to the emotions of money, those who most need to separate emotions from their financial decisions don’t. Not everyone who is in debt are in that position due to emotionally-driven decision making, but many are. […]

Best Summer Jobs for Teens

Summer has arrived, and that means that teenagers are looking for a way to make more money. Summer is a great time for teenagers to switch to full time work. […]

How to Learn a Foreign Language for Free

Forget Rosetta Stone! I have some ways to learn the foreign language of your choice for free. For example, the Internet is full of educational websites dedicated to making you bilingual and multilingual. Rather than spend a small fortune on language lessons, I believe in the power of self-learning. Here are some of the best resources I’ve run across that might be of interest to you. […]

Food Waste Experiment: Are Debbie Meyer Green Bags worth it?

Tasty Trash: The $55 million Squawkfox Food Waste Challenge is a series aimed at helping your family save up to $1,500 this year by reducing food waste. The environment may also thank us. To start from the beginning, read the introduction. “Save money by eliminating waste.” That’s the claim that first caught my eye when I picked up a box of Debbie Meyer Green Bags. […]

Reader Mailbag: Headache Solution

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Realities of extreme debt reduction 2. Husband makes more than me 3. Sharing lawn equipment 4. Vegan cooking and recipes 5. Steam sale 6. Unable to save money 7. Walking as exercise 8. Honeymoon or bills? 9. Selling a car 10. […]

Tuition Reimbursement: A Benefit for Some Employees and Employers

Happy anniversary to Consumerism Commentary! Nine years ago today, I published the first article on this website, introducing myself and sharing the original purpose of Consumerism Commentary. The character of the site has changed drastically over this extended period of time, but I’m glad to say I’m still involved with its operation. […]

9 Things You Should Throw Out, Recycle, or Donate Today

If you’ve ever watched any shows about hoarding, you know it can get pretty ridiculous (and, to be perfectly candid, disgusting). […]

The Power of Personal Tranformation: Change Your Self, Change the World

Note: On July 8th, I gave the closing keynote at World Domination Summit 2012. After listening to Brené Brown talk about vulnerability, Susan Cain talk about introversion, Scott Harrison talk about building wells in Africa, and Chris Brogan talk about bravery — after listening to all of these professional speakers, I took the stage. I’m just an average guy. […]

The Benefits of Changing Your Routine

For the past two years, I’ve been in a rut. I haven’t had the motivation to exercise, or eat well, or push myself harder to achieve my goals. Eventually, that sad routine put me in a place where I was very unhappy with myself, so recently I decided I needed to get out of the funk. It wasn’t easy to make conscious decisions to cut back on drinking, wake up earlier, hit the gym several times a we […]

Turn Off the Oven: 25 No-Cook Meals

Making a meal in the summer doesn’t mean you have to cook. For many delicious meals, you need only “assemble.” Below are 25 cool, easy options. A few of the recipes below require just a little bit of cooking: boiling some pasta, making hard-boiled eggs, or frying bacon. Don't let that scare you off! It's maybe 15 minutes of range cooking at most, with no turning on the oven required. […]

Best Money Tips: Improve Your Car's Gas Mileage

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on improving your car's gas mileage, saving on baggage fees, and things to never keep in your wallet. Top 5 Article 9 Ways to Improve Your Car's Gas Mileage and Drive Efficiently — To improve your car's gas mileage and drive efficiently, replace your air filters and spark plugs. […]

Pour-Over Coffee: Better Than Brewed?

If you’ve never had a cup of pour-over coffee before, you’re missing out on a great cup. More meticulous than machine-drip coffee, brighter and cleaner than French press brew, and less dangerous than a stove-top percolator, pour-over coffee is often seen as purely the realm of coffee snobs and “cuppers”. […]

Two Great Books on Making Money, Part 1

There are two things regarding books that I very rarely do these days: 1) purchase one (most books I either get from the library or have publishers send me for free) and 2) read a hard-copy version (I either skim the book for highlights -- which I can do in about 30 minutes -- or get an audiobook version from the library that I listen to in my car.) But over the past couple of months I broke with […]

Slogging through the muddied waters of customer reviews

Many online retailers, such as Amazon.com, have customer reviews as an integral part of their site’s functionality:  user buys something, tries it out, posts what they thought.  The aim of having customer reviews alongside the product descriptions is to provide real, honest feedback from real people to allow for better-informed buying decisions.  A side benefit for the website offering the reviews […]