August 3, 2012

Printable Coupons For August 2012

For several years I have been using a printable grocery price book to track the prices of groceries.  Coupling the price book with coupons – especially free printable coupons – I manage to save quite a bit of money on groceries each month. Now, No Credit Needed is able to offer free, printable coupons, right here on the site! […]

Wash Your Hands (215/365)

Washing your hands? Really? It seems like something that’s incredibly obvious and perhaps bordering on stupid. Most of us were taught in childhood to wash our hands after using the restroom. What does that have to do with personal finance? The truth is that the simple act of washing your hands is a surprisingly good financial tactic. […]

Ask the Readers: How Do You Handle Money Mistakes?

Getting started with smart money management can be tough. It can be frustrating. For one, you have to discard so many old habits. Plus you have to develop new habits. And, toughest of all, you have to deal with the constant small (and large) mistakes you make as you’re getting the hang of saving and investing. In a lot of ways, learning to be smart with money can be like learning to ride a bike. […]

HSA Fees: Don’t Be Penny Wise and Pound Foolish

My employer recently switched HSA providers. The old one had horrible investment choices, but there were no fees associated with the standard savings-type account once you hit a fairly low minimum balance requirement. The new one? Fees. We’re now facing a $2.75/month charge with no way of escaping it. […]

The Levels of Thinking About Money (and Life)

Over the past few years, few books have impacted my thinking quite like David Allen’s Making It All Work. The idea behind Making It All Work is that if you want to live a better life, you’ve got to really understand what your goals are and what you’re working for, both in the short term and in the long term. […]

ING to Consider Selling ING Direct Canada and ING Direct UK

To satisfy European regulators, ING Group, the Dutch former parent company of popular online bank ING Direct in the United States, is “reviewing strategic options” for its other online banking divisions, ING Direct Canada and ING Direct UK. Those “strategic options” could include a sale of those branches. Earlier this year, Capital One completed its acquisition of ING Direct USA. […]

Your Take: Using Unprotected Wi-Fi Hotspots

How many times have you hopped onto an unprotected wireless access point? I don’t mean the ones that are open to the public, like at Panera, McDonald’s, or Starbucks. I mean someone’s personal home internet that they left unprotected, unpassworded. I haven’t done it in a long time, the last time was probably on a trip to Pittsburgh over ten years ago and it was a matter of convenience. […]

5 Essential Tools for Telecommuting

This technology article is sponsored by Comcast Business Class, the nation's leading communication services provider. If you’re one of the 2.9 million teleworkers cited in a recent workshifting.com report (PDF), you likely already understand how having the right tools for the job can increase productivity and make you appear like a rock star to your boss. […]

Taming Your Debt: Aggressive Repayment Strategies

Why is it so easy to get into debt and so hard to get out? I think the answer lies somewhere in the machinery of our consumer culture. We’re constantly encouraged to buy things whether we can afford them or not. There are creditors lining up to finance whatever they’ve convinced us that we not only need, but rightfully deserve. […]

Wise Bread on Marketplace: "Frugal" Travel That Isn't

I'm back on American Public Media's Marketplace Money this weekend, chatting with the great Tess Vigeland about supposedly "frugal" travel that isn't worth it. You can listen online or check local air times. Want more information about making sure your frugal trip is worth it? […]

Best Money Tips: Grocery Saving Strategies

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on grocery saving strategies, making your wedding venue more affordable, and how volunteering can help your career. Top 5 Articles Great Grocery Saving Strategies Anyone Can Use — Going vegan can help you save at the grocery store. […]

Have a Great Day, Every Day: 5 Things to Do in the Morning

Wake up. Shower in a rush. Brush your teeth. Rush out the door. Worry that you're going to be late. Sit down at your desk, and take a deep breath as you get ready for your work day. Does that sound like some type of secret recipe for a disastrous day? Or like a typical morning? Typically, our mood or attitude for the day is set in the first hours of the day. […]

How to Prepare for an Economic Meltdown

I am no economist -- by a long ways. I am bored by economics, have limited knowledge of the subject, and have no desire to change my relationship to the topic. Even though personal finances are impacted by the economy, I'm more likely to be interested in writing about pink unicorns than I am in writing about economics.Ok, so it's not that bad, but you get the point. […]

Star Money Articles and Carnivals for the Week of July 30

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Couple Money counts her pennies. One Money design says daily deals may be dead. Stack the Chips gives five vacation savings tips. Beating Broke talks about your child wanting to become an Olympic athlete. The Financial Conflict Coach discusses cultural differences. […]