August 4, 2012

Discover More Zero Percent For 18 Months

I realize that it’s a bit odd for a site called No Credit Needed to feature an article about getting a credit card, but if I hate anything more than credit card debt – it’s credit card interest. […]

Practice Good Hygiene (216/365)

Much like yesterday’s entry on washing your hands, this feels like a common sense tactic. Good hygiene is something most of us learned before we were in kindergarten, after all. Yet, just like washing your hands, it’s something that many people overlook. Take a careful look at the people around you. […]

Gold and silver medals are basically the same

I know most Olympic athletes would disagree that a gold medal is basically the same as a silver medal.  Some people call second place “first loser,” after all. Fast forward to 2070.  Picture (hypothetically) Michael F. Phelps IV hard up for cash after a bad bet against the Norwegian cross country team in the Atlanta Winter Games. […]

Mortgage Refinance Is Almost Here

We have been working hard to pay off our 15 year fixed-rate mortgage.  Recently, mortgage rates have dropped to all-time lows.  Our current loan is already at a low rate, but my wife and I feel that now is the time to refinance. I did some research and was amazed by some of the rates that I found.  I contacted three mortgage providers and three mortgage brokers.  One of the providers was from a la […]

Ten Pieces of Inspiration #85

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]