September 2012

Boredom Is a Choice

Every once in a while, I’ll receive an email from a reader or see a comment somewhere in which the reader complains that they’re “bored” during their financial recovery. I’m honestly mystified by this. I can’t recall being bored since my pre-teen years. […]

Get on the Same Page Financially (273/365)

Get on the Same Page Financially (273/365) Yesterday, we discussed how valuable it is to start off with financial equality in your relationship. There should be one pool of money and an understanding that debts affect both partners in the relationship. […]

Reader Story: From recession to best financial shape of my life

This guest post from William Cowie is part of the “reader stories” feature at Get Rich Slowly. William has contributed to ConsumerismCommentary.com, BudgetsAreSexy.com and other personal finance blogs. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. […]

Common Sense Not So Common

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Every once in a while I will get a comment like "that's comment sense!" (or something similar) to a post on spending less than you earn, saving for the future, and the like. The implication is that "everyone knows this stuff already". But while that maybe once was true, it's not true today. […]

Four bargains if you have a lot of spare cash

Cash is king.  Cash is capital, in small, unmarked bills.  Almost nothing speaks louder at the negotiating table.  It says: “I have the means, right now, to buy from you.” Because it speaks so loudly, there are great deals to be had if you can pay cash.  Here are a few: Real estate.  The somewhat filthy- to super-rich investor can swoop in on some incredible deals, or provide liquidity for others […]

Build a Financially Equal Relationship from the Start (272/365)

When people get married or become fully committed enough to combine their finances, they often take the right step by merging their financial situations together. What they miss out on, though, is establishing true financial equality within the relationship. […]

15 Classic clothing pieces every guy should own

Special to Squawkfox: This article is by Carl. He’s a guy. Kerry (not a guy) tried to write about men’s fashion, but she sounded too much like a crazy ex-girlfriend. Since Carl has more experience with wearing men’s pants, he snagged a spot on Squawkfox. Enjoy! When Kerry posted her list of 12 Classic clothing pieces every gal should own, I was intrigued. Only 12? […]

Learning to Say No

Earlier this week, I appeared on HuffPost Live, an online television channel, to talk about saying no to spending. Social situations make it difficult for people to admit among friends that they can’t afford whatever the social activity might be, such as dining out or going to a club. The discussion was couched in fashion. […]

Ten Pieces of Inspiration #93

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. Consider this an autumn edition. I spent much of the week collecting pictures of fall colors for a display project. […]

Get Free Financial Planning Help

I’ve been working with a fee-only financial advisor recently to be sure all my eggs are in the right nests for my future. I’ve been impressed with her knowledge of law, taxes, insurance, investing — all aspects of financial life. While I’ve covered personal finance topics as a journalist for more than 20 years, I haven’t been so diligent about managing my own affairs. […]

How Much Should I Save for Retirement?

The following is a guest post from Marotta Wealth Management. For related posts on this subject, see The Safest Retirement, How Much Income Do I Need For Retirement?, and Have You Calculated Your Retirement Number? […]

Find Areas of Mutual Interest That Don’t Involve Spending Money (271/365)

In the evenings, you’ll often find Sarah and I at the kitchen table playing a board game or a card game. The games we play are usually ones we’ve received as gifts in the past, and they require no additional expense to play – not even a drop of electricity. Sometimes, you’ll find us reading books. Usually, they’re from the library or received as gifts or traded for using Paperbackswap. […]

Discover Gets a CFPB Smackdown

Earlier this year, the Consumer Financial Protection Bureau (CFPB) delivered a smack down to Capital One. More specifically, they made CapOne refund nearly $150M to consumers and $60M in fines. Well, just this week they struck again. This time the target was Discover. The penalty? […]

Internal Success

One of my closest friends is in his early thirties. He lives in an old fixer-upper. He drives an old car and he dresses extremely modestly most of the time. He’s quiet and reserved. If you saw him at the grocery store, you wouldn’t give him a second thought. […]

For Financial Freedom: Reduce Expenses or Grow Income?

The frugal approach to growing wealth focuses on what you spend. The Millionaire Next Door, one of the most popular wealth motivation books, shows how spending wisely is the most important factor in increasing net worth. […]

Your Take: Poor Smokers Spend 25% Of Income on Cigarettes

Here’s a remarkable statistic – low-income smokers in NY spend 25% of their income on cigarettes. Those earning less than $30,000 a year account for 39% of the state and city taxes on cigarettes. Those with incomes over $60,000 spend about 2% of their salary on cigarettes. […]

Ask the Readers: If parents are paying for college, are any majors off limits?

This is a guest post from Jacqueline Whiton, who self-financed her undergraduate education and MBA. She is interested in personal finance and is saving to fund her three teenagers’ anticipated college expenses. After saving since your child was in preschool, you celebrate euphorically when your son or daughter is accepted to the college of his or her choice. […]

10 Fun, Practically Free Ways to Make New Friends

Want to meet new people? The easiest and most important element is to just be “out there.” Be active and be open! Don’t be picky, and be willing to hang out with everyone. A good rule to follow is to say “yes” to every invite (well, except the sketchy ones). Need some more specific ideas? Try these 10 ways to help meet new people. (See also: Why Cultivating Relationships Is Good for You) 1. […]

Save on School Expenses Without Ruining Your Kid's Childhood

Requests for money from schools are relentless. Appeals start in late summer, crescendo in the first couple of months, and persist with numerous opportunities throughout the school year. […]

Best Money Tips: Go on Cheap Dates Without Being Cheap

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on going on cheap dates without being cheap, making a game plan for college, and whether or not you can be organic and frugal. Top 5 Articles How to Go On Cheap Dates Without Being Cheap — One good cheap date idea is to go to the dollar theater. […]