October 16, 2012

Take on Leadership Positions (289/365)

When I was in college, I was heavily involved with a community computer group that had some college students as members and often used the college’s facilities for meetings and other events. When I first joined the group, it was mostly related to my professional interests at the time. […]

The 2013 Social Security Cost-of-Living Adjustment

According to the Social Security Administration, Social Security benefits will rise by just 1.7% in 2013. This is less than half of the 3.6% cost of living adjustment in 2012, though infinitely higher than the 0% increase in 2010 and 2011. For those of you that are still working, this means that the Social Security ceiling is also increasing. […]

Coin Counting: Where to Turn in Your Change for Free

Do you have a jar somewhere in your room filled with spare coins? Most of us do. While it can be a painless way to let cash accrue and save for things like a vacation or debt snowflaking, turning that change in can be a real pain, especially if you are hit with fees. However, there are ways to avoid the fees and the inconvenience of counting and rolling your own change. 1. Check with your bank. […]

No Contract Cell Phone Plans

One of the main recurring expenses faced by modern families is the cell phone plan. By the time you pay for talk, text, and data, you could easily end up paying $100 a month or more for your cell phone plan — and with a contract you are locked into that price for two years. Over time, that starts to add up. […]

Education Majors Earn Less Regardless of Career

As I’ve mentioned before, I studied education as an undergraduate. I knew that my career as a public school teacher would limit my potential earnings over my lifetime, though I eyed administration as a potential progression. […]

Nursery Wall Art: Decorate your baby’s room for less

Lions, and tigers, and bears! Oh, my! Who knew the cost of sticking a few animal-themed nursery wall decals around my baby’s room could be so pricy! While some sticker companies charge as little as (cough) $40 for a pack of tree wall decals with woodland creatures, others (like Dwell studio) will bill you $120 for some digitally reproduced canvas wall art featuring an owl in a tree. […]

An Age Old Employment Myth Takes Its Lumps

One of my favorite conversational gambits with old friends and new is retirement. Questions like, “When do you hope to retire?” and “How will you fill your time after you stop working?” never fail to spur entertaining exchanges. I’m not shy about revealing my own feelings on the matter. I’ve seen too many living embodiments of the adage, “If you rest, you rust.” I hope I never retire. […]

The Fall Clothes Rotation

Late last winter and early last spring, many local places put their fall and winter clothes on deep discount. Long sleeved shirts and long pants had to go to make room for the short sleeved shirts and shorter pants, after all. I actually went to one of these sales and picked up a couple of items on deep discount. […]

My Journey: Handwriting 100 Letters for McDonald’s Monopoly Pieces (Part 2)

This series chronicles my journey to hand-write 100 letters to McDonald’s requesting Monopoly Game Pieces for their annual Monopoly Game sweepstakes. The game rules state that McDonald’s will mail back 2 game pieces if a participant sends a self-addressed, stamped envelope (SASE) to McDonald’s. […]

Earning more vs. spending less: The decision

This is the last article in a series. Here are round 1, round 2, and round 3. The need to specialize I have been wrestling now for some time with the question of where to focus one’s energies: whether to earn more or whether to save more. […]

Ask the Readers: What Are the Best Gifts for Kids?

Congratulations to Nancy B from Many LA, Rachel, and Step for winning this week's contest! Editor's Note: For the next few weeks, we will be doing a gift giving series on Ask the Readers and will focus on the best gifts for certain demographics! Ask the Readers: What are the Best Gifts for Kids? is part three of our series! Shopping for kids for their birthday or the holidays can be a blast! […]

How to Get Free or Cheap Internet Access

It is not unusual to pay $15 to $70 a month for cable or DSL Internet service in your home. The lower price is normally obtained by bundling your Internet with other services, such as your home phone and cable television. If you are looking to reduce your monthly expenses but still want to use the Internet, here are some ways you can get free or cheap Internet access. […]

Best Money Tips: Go to College for Free

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on going to college for free, tips to save on Thanksgiving airfare, and measuring career success. Top 5 Articles Go to College for Free — Want to go to college for free? Consider attending a military service academy. […]

Make Millions More: The Difference 1% Can Make

There's no doubt about it: managing our careers for maximum growth can have a huge financial payoff. All you need to do is look at the numbers to see that this is true. […]