November 2012

I’ll Worry About It Later: Toxic Financial Attitudes

At various times throughout my life including the present, I’ve been guilty of having attitudes that could be damaging to my hopes for financial independence. I am generally a laid-back person, and my lack of what can be called “urgency” has certainly damaged my corporate ladder-climbing options. […]

How Much to Retire?

Speaking of becoming a millionaire (or not), the most recent issue of Money magazine had some interesting statistics on how much money people think they’d need to retire today. Based on the results of a national poll: 10% of respondents said $250k-$500k 24% of respondents said $500k-$1M 35% of respondents said $1M-$2M 31% of respondent said over $2M At the same time, they provided data showing t […]

Doing a Lot with a Little

Millionaires make tons of money. Right? They must. Otherwise, how would they have reached such heights? […]

Breaking Away from “Having It All”

There are so many dimensions of modern life in which people would like to see success. They want to have plenty of money to spend. They want to be in a financially strong state with little or no debt. They want to have a challenging and fulfilling career. They want to have strong connections with their family. They want to have a strong marriage. They want to be reliable parents who are always the […]

Your Take: Warren Buffett’s Proposal – Minimum Tax for the Wealthy

Warren Buffett wrote an op-ed piece in the New York Times on Sunday in which he argued that there should be a minimum tax for the wealthy. His argument for a minimum tax hinged on a variety of reasons but the first one stuck out for me (the wealth gap reason is another powerful one) – most people don’t decide whether or not to invest in something based on the tax rate. […]

12 Healthy Brown Bag Lunch Foods for the Fridgeless Workplace

You’ve likely found that bringing a lunch far exceeds dining out (in the savings arena, anyway.) While the practice is a noble one, it can also be tempting to abandon from time to time — especially when the brown bag lunch can get monotonous. Add in the fact that many work environments have no place to practically store a cold lunch, and it may not be long before you give up entirely. […]

10 Newborn Costs That Took Me by Surprise

When you’re expecting a little bundle of joy, there are a myriad of costs that you know to expect. Diapers, for one. There are the things that you choose to go without — a wipe warmer, for example. And then there are the costs that you don’t see coming. (See also: 5 Places to Get Cheaper Diapers) Here are some potential needs to budget for when your little one arrives. 1. […]

Ask the Readers: How can we help pay for nieces’ and nephews’ education?

Strategies for saving for college haven’t been discussed much on Get Rich Slowly over the years. And yet student debt has been a regular and pressing problem for many. Saving before you get to college seems like an important financial step. Reader Lynn K. wanted to ask the readers several questions about saving for college – for her coming nieces and nephews, not even her own children. […]

Best Money Tips: The Shoestring Wedding

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on having a shoestring wedding, 35 gift ideas under $25, and tips for an organized wallet. Top 5 Articles The Shoestring Wedding: Cut Down Costs, Not the Celebration — Cut down the costs of your wedding by having a ice cream bar in lieu of a cake. […]

How Kids and Adults Can Earn Extra Income by Doing Voice-Overs

If you have a golden voice, you might be able to rake in a good part-time income doing voice-overs — recording the words for commercials, cartoons, or movie trailers. In recent years, the boom in podcasts and audio books has created more demand for the work. Plus, the rise of computers with digital recording software now allows voice actors to work remotely from anywhere. […]

Star Money Articles and Carnivals for the Week of Nov 26

As a reminder, I am currently running the $25k Red Kettle Challenge. I AM MATCHING DONATIONS!!!Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Saving Money Today asks if you should sell your house yourself or use a realtor. Wise Bread has five steps to stress free gift giving. […]

Balance Transfers With No Fee: Chase Slate Review

You should always eat healthy meals, exercise every day, and pay your credit card statements in full each month. But just as we might not follow every recommendation for living a healthy life, most Americans tend to carry a balance and are paying credit card interest every month. […]

Seven Ways People Make Their Money Troubles Worse

Psychiatrists say that realizing that you have a problem is the first step towards solving it. Maybe, but in my financial experience, what comes after recognizing the problem is more important. After all, there’s no shortage of people who will tell you, loud and clear, when you have financial troubles. […]

Always Ask for Fees To Be Waived (333/365)

Companies love to tack fees onto your bill, no matter what service they’re providing. Why wouldn’t they? Fees are pretty much pure profit for them, and for most customers, fees are glanced at and forgotten. A couple monthly fees per customer times a million customers and you’re talking about a pretty nice chunk of change. However, for most services, we live in a buyer’s market. […]

How to Avoid Buying a Flood Damaged Car

Hurricane Sandy ravaged the Northeast, and many people are still recovering. Thousands are now homeless, and even those who are able to continue living in their homes may have to get new vehicles because their vehicles were flooded and destroyed in the storm. According to The Huffington Post, “Six of the leading eight automakers in terms of U.S. […]

Nothing Bad Is My Fault: Toxic Financial Attitudes

The difference between financial independence and a life of financial frustration comes down to attitude. The way you approach all aspects of your life, not just money, has a significant effect on your long-term financial growth. […]

Make the Most of Your Holiday Shopping

You know you’re going to spend money this holiday season. For most of us, it’s one of life’s inevitabilities. […]

Ten Free Gifts to Give This Christmas

Who said the best things in life aren’t free?  Why not think outside the box this Christmas and give thoughtful, meaningful gifts that don’t cost a dime? […]