November 2, 2012

Use the “One Month” Coupon Strategy (306/365)

One of my favorite tactics in life is to apply the 80/20 rule to everything. In a nutshell, the 80/20 rule states that you get 80% of the benefit of something from 20% of the effort you put into it. The trick is that you have to have a good understanding of what you’re doing to be able to figure out what the 80% benefit is and the 20% effort is. This brings us around to coupons. […]

Credit Life Insurance: You Don’t Need It

Occasionally, Consumerism Commentary readers send in questions or stories they’d like to share with a wide audience. These questions and stories come to me through email, via Facebook, and through this website. […]

Make a Mason jar sewing kit to mend costly clothing repairs fast

The salesperson offered the gal a 10% discount for a wool cardigan missing a button. If the picky gal hadn’t snubbed the deal, she would have saved $8.50 (plus tax) on a high quality sweater with a fixable flaw. […]

The Windfall Question

Perhaps three or four times a week, a reader will email me asking what they should do with a sudden windfall that they’ve inherited, whether it’s from a deceased relative, lottery or gambling winnings, or some other source. Almost always, their goal is to keep the money safe for the short term while also earning some level of return on that money while it’s safe. […]

Your Take: Will You Vote?

With the election next Tuesday, it’s natural that the Your Take the Friday beforehand would be this one – will you be voting? Why or why not? I’ll be voting. Our polling place is actually just a ten minute walk from our house so I’ll wander over sometime mid-morning and cast my ballot. There are some very interesting referendum questions here in Maryland. […]

Ask the Readers: How do you keep holiday tipping in check?

This post comes from J. Whiton. I’m preparing a holiday gift budget for family and close friends and realize I should factor in year-end gifts and bonuses to myriad people who provide services to us throughout the year. I’ve gotten the memo that “it’s the thought that counts,” but I’m not sure my newspaper delivery person has. […]

11 Ways to Save Money on Holiday Travel

  The holiday season isn’t just about shopping and gifts; a great deal of travel also takes place during this time of year. Unfortunately, holiday travel can get expensive fast—faster than the wrapping paper flies off those gifts. These 11 tips will help you keep your travel spending under control. (See also: 7 Ways to Get the Best Fall and Holiday Travel Deals) 1. […]

Best Money Tips: Ways to Use Leftover Halloween Candy

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on ways to use leftover Halloween candy, safeguarding your career switch, and saving money on holiday shopping. Top 5 Articles Sweet, Sweet Hangover: 9 Ways To Use Up Leftover Halloween Candy — To use up leftover Halloween candy, top ice cream with it. […]

Don't Let Your Bank Pick Your Homeowner's Insurance

If you're thinking about letting your home's property or flood insurance lapse because you think you don't need it or money's tight, here's a word of advice — don't. (See also: 9 Costly Things New Homeowners Don't Prepare For) Your bank can make you pay for home insurance in what's called lender-placed or forced-placed insurance. […]

Star Money Articles and Carnivals for the Week of Oct 29

As a reminder, I am currently running the $25k Red Kettle Challenge. Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: MoneyWatch lists Social Security tricks to maximize payout. Jesus Money tells how to help others financially. Preciously Preserved had way too much fun shopping. […]