November 5, 2012

Six Ways to Save Money and Have More Fun at the Holidays

It’s hard to believe, but I’ve already seen a few holiday ads, and Halloween has barely passed! But with Christmas less than two months away, I guess I shouldn’t be surprised. In that spirit, here are a half dozen tips to save money at the holidays. If you think about these things now, you’ll have a much happier bank account when January rolls around. 1. […]

Treasury Confirms November 2012 Series I Savings Bond Rate

Not long ago, I wrote about the likely rates for Series I Savings Bonds starting in May 2012. At the time it appeared that the variable (inflation) portion of the rate would wind up being 1.76%. While the fixed portion was unknown, it seemed likely that it would remain at 0%. Well, the Treasury has since confirmed this. […]

Wait on Purchases Until Sales Appear (309/365)

I’m going to let you in on a little secret. My son’s seventh birthday is coming up very soon. For most of the year, he has only asked for one thing – a Nintendo 3DS. […]

Holiday Price Match Policies of Target, Walmart and Best Buy

Looking to save both time and money this holiday season? (I know, who isn’t?) If you are in the habit of searching the ads every week and then stopping by several stores to buy the best deals for the kids’ presents, think again. Keep searching the ads, but then use the power of price matching to simplify your life. […]

5 Tips for Using Mobile Coupons

Coupon clipping has long been hailed as the cornerstone of frugal living. While I’m not a big fan of coupons, I know that many people use them to save money. And, with the right strategies, the savings from using coupons can really add up over time. Some of those coupon clipping strategies are time consuming, though. That’s why some people are embracing mobile coupons. No more clipping. […]

Are Class-Action Lawsuits Good for Consumers?

Over the past few days, thousands of Bank of America customers have begun noticing unexpected credits in their checking account transaction activity. […]

A High Yield Savings Option (With Some Strings Attached)

Earlier today I ran across a rather attractive option for bumping up you savings account interest rate. It requires jumping through a few hoops, but if you’re willing to do the work, you can snag a 6% interest rate. Here’s how it works: The “Mango Prepaid Card” (basically a prepaid MasterCard debit card; link) comes with an attached savings account that’s paying 6% APY. […]

Free Quicken Home and Business Giveaway

If you've read Free Money Finance for more than five minutes, you know that I love, love, love Quicken. I have used it for 15 years or so to track every single penny I've earned, spent, invested and so on. […]

Are you getting gouged at Value Village?

Something smelled foul at Value Village. No, it wasn’t the scent of grandma’s 50-year-old fur wrapped in decade long mothballs. Nope. But the smell was indeed stank and it seemed to stink up every corner of the popular Canadian thrift store, which is called ‘Savers’ in the United States. […]

Reader Mailbag: Vote, Vote, Vote

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Learning about investing 2. Twitter for careers 3. Charity auctions 4. Moving, marriage, and first priorities 5. To-do list management 6. International travel planning 7. Housing frustration 8. Ethics of returning cash 9. […]

Lending Club Now Offers Hedge Funds

One of the corners of personal finance that I don’t often tread is the world of peer to peer investing. As a resident of Maryland, I can’t invest in notes at places like Lending Club and Prosper unless I purchase them on the secondary market, through one of their marketplaces. […]

Financial enlightenment does not come from charts

I’ve always looked at websites and apps that purport to solve your financial woes and set you on the path to fiscal happiness with skepticism. It’s not that I think they’re not useful; but I think that making charts and graphs and having the ability to Tweet your receipts is, while fun, not essential to financial health, and sometimes even a distraction. […]

Open Secrets: Surprising Things Your Spending Reveals

  The chrome skull shift knob that I gleefully replaced the original shift knob with on my 1998 Mazda 626 several years ago has quite a story behind it. I had wanted one for ages, particularly since it would be such an incongruous detail on my boring car, and my husband bought and installed one for me to get himself out of the doghouse. […]

Best Money Tips: Tips to Stop Wasting Food

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on tips to stop wasting food, getting your hurricane claim paid quickly, and unexpected uses for a Roth IRA. Top 5 Articles 5 Tips to Stop Wasting Food — Making a meal plan will help you avoid wasting food. […]

14 Sassy Spice Blends to Stretch Your Grocery Dollars

When you find yourself needing to fall back on basic ingredients for meal planning, don’t forget that a savvy flavor solution may be as close as your pantry. The proper spice blends can go a long way towards adding the extra flavor your family is craving. […]

Reader Profile: MD

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]