November 7, 2012

Join Our Tweetchat on Thu 11/8, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Balancing Parenthood and a Career! Join us as we talk about challenges parents face when juggling a career and kids, financial and career factors to consider before becoming parents, and tips for finding a work/life balance. […]

Closing an Ally CD Early (Revisited)

As a followup to my recent post about Ally Bank having modified their deposit agreement to change their CD withdrawal policy… This afternoon I had an opportunity to try out the process of closing a CD early (again), and guess what? It was much like before. I started by hitting up their online chat. […]

Use a Price Book for Your Regular Purchases (311/365)

When my wife and I first moved to our current home, we took a look at all of the grocery stores available to us within reasonable driving range and made a list of them. […]

6 Ways to Become More Popular & Increase Your Salary

A recently released study determined how popular you were in high school may determine how much money you make. What about you? Were you the homecoming king or queen in high school? Were you more like Emilio Estevez’s jock character in The Breakfast Club or more like Judd Nelson’s rebel character? Molly Ringwald’s character or Ally Sheedy’s? […]

Should You Re-Gift this Holiday Season?

One of the biggest tricks in the frugal gift giving book is re-gifting. What better way to save money on gifts to others than using something that you didn’t even have to buy? However, re-gifting is not always the way to go. […]

Vanguard’s Benchmark Switch Reduces Costs

What’s in a fund’s benchmark? Apparently a lot. It’s been several years in the making but Vanguard is changing the benchmarks it uses for its index funds. I didn’t think much about the news but it turns out it was a cost saving movie. When mutual fund companies, like Vanguard, use a benchmark for its funds, it has to pay that benchmark a fee. […]

How to Optimize Your Retirement Investing Priorities

The law in the United States is designed to encourage each working citizens to save for his or her own future. Through tax advantages, there are subtle incentives for investing in certain types of accounts. […]

The Simple Dollar Weekly Roundup: No More Politics Edition

No more flyers. No more robocalls. No more political ads on television or radio. No more emails in my inbox asking for donations. Not for a year and a half, anyway. Prep your tech for a weather emergency I do many of these things in the winter when there’s a blizzard approaching. […]

The Five Most Popular Apprenticeships

You don’t have to go into debt to land a great job. Apprenticeship programs provide workers with classroom and on the job training while earning a paycheck. According to the Department of Labor, apprenticeships are available in more than 1,000 career fields and most can be completed in four years or less. […]

Student loan saga: the next chapter

This post is from staff writer Honey Smith. Both good news and bad news since my last update on student loans. As I may have mentioned before, after five years in my doctoral program, I thought I was going to graduate, so I consolidated all the student loans I had at the time. Because of the way student loans and consolidation worked at the time, I ended up getting a pretty good deal. […]

Best Money Tips: Save Money and Have Fun During the Holidays

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on saving money and having fun at the holidays, ways to save $1 a day, and steps to make your money last a lifetime. Top 5 Articles Six Ways to Save Money and Have More Fun at the Holidays — Save money and have more fun at the holidays by shopping at thrift stores. […]

Do It All Car-Free With a Cargo Bike

Since getting rid of the family car four months ago, I've been looking for easy ways to get my three kids around town. We picked up a bike trailer at a rummage sale that does the job, but my two younger kids (ages 5 and 3) feel cramped in it and can't enjoy the scenery as we cruise along our bike path on San Francisco Bay. […]

Help a Reader: To Convert or Not

Here's an email I recently received from a reader: I am 29 years old, single and plan to get married in the next couple of years.  I currently have about $110k in my Roth IRA and just shy of $40k in a SEP-IRA.  My question is, later this year my boss will likely cut me a SEP check for about $20k, should I convert that $60k (or a lesser amount) to my Roth?Obviously I would have to pay taxes in A […]