November 18, 2012

Take a Hard Look at Club Membership Fees and Gym Fees (322/365)

As I mentioned yesterday, one of the first things Sarah and I did when we began our financial recovery was to start going through all of our regular bills – monthly bills, annual bills, and everything in between. If it needed to be paid regularly, it was examined. This included quite a few club membership fees, subscription fees, and gym fees. We had a warehouse club membership. […]

Free Money from American Express

Just a quick note to let you all know that registration is now open for American Express's annual Small Business Saturday. Here's my quick summary of the event: 1. You register your American Express card at the Small Business Saturday site. 2. On Saturday, November 24, you shop with that card at a small business that accepts American Express cards. […]

Setting Clear Long-Term Financial Goals

When Sarah and I first began our financial turnaround, we discovered that it was very easy to set and complete very short term personal finance goals and microgoals. We’d agree to spend a weekend without spending any money. We’d agree to spend a day or two going through our DVD collection and eliminating 60% of it. We’d agree to spend the next month avoiding bookstores. These were strong microgoal […]

Helping the Poor This Holiday Season

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. For the rest of the year I'm going to be highlighting verses relating to the poor on Sundays as a reminder of why I'm doing my $25k Red Kettle Challenge. […]

Reader Stories: Making friends in ‘God’s Waiting Room’

This guest post is from Mrs. PoP, who writes at is a fitting post near Thanksgiving, as Mrs. PoP has a lot to be thankful for. This story is part of our Reader Stories series. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. […]

The Pitfalls of Free Credit Reports

Sooner or later most of us will need to find out our credit score. This can be a perilous journey if you don’t know what you are doing! If you’ve looked online you will already have seen a number of websites offering free credit reports. Finding your credit score for free by using one of these websites isn’t as straightforward as it seems though. […]