November 28, 2012

Join Our Tweetchat on Thu 11/29, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Saving Money! Learn about saving money on food, automating savings, and researching your purchases. […]

Know What Every Fee Is on Every Bill (332/365)

This one’s simple: whenever you receive a bill in the mail that contains even one item that you can’t immediately explain, you’re probably losing money. There are two big reasons for this. One, the item on the bill might be misapplied to you. […]

5 Money Discussions to Have Before You Marry

Money troubles are the leading cause of divorce, and yet people may spend more time discussing what wedding invitations to buy and what venue to choose for their reception rather than how they will handle their money after marriage. Your wedding is only one day, yes, an important day, but only one day. Your marriage will last for years and, hopefully, decades. […]

6 Changes Coming to Social Security Next Year

Every year, about this time, we start looking to the coming year, and what changes will be coming for our finances. Many aspects of our finances are affected by the changes put into place each year. […]

The Simple Dollar Weekly Roundup: Organized Life Edition

As I’ve mentioned before, my life tends to oscillate back and forth between organized and disorganized. Sometimes, I’ll feel like my life is chaotic and unproductive, whereas at other times I feel like my life is incredibly well organized and really productive. At the moment, I feel like I’m on the “productive” end of one of those oscillations. […]

Using Traditional IRA Funds to Pay Off Debt

In response to my recent post about Roth IRA withdrawal penalties, a reader named Aaron asked the following: My wife has $40k in a traditional IRA. It was a rollover from when she used to work. We have about $40k in debt (cars, credit cards, school loans) plus a mortgage. […]

How to Really Ruin Your Financial Life and Portfolio by Ben Stein

Most people of my generation know Ben Stein as the monotone voiced teacher in Ferris Bueller’s Day Off and then host for Win Ben Stein’s Money with Jimmy Kimmel (he won five Daytime Emmy awards!), but his first success was as a speechwriter for President Nixon and Ford. […]

5 Steps to Stress-Free Holiday Gift Giving

What do you get when you mix a media-saturated society with easy credit and the biggest holiday of the year? Pure chaos. We talk a good game in this country about simplifying the holidays, returning to a less material-focused celebration, and reducing our holiday-induced stress and consumption habits. […]

Downside of the Rolling Jubilee

As a media-savvy ploy to shift public opinion on the debt problem, the Rolling Jubilee may be a brilliant PR move. It's probably not much real help for debtors. (See also: How Debt Fools People) Are you familiar with the Rolling Jubilee? […]

5 Reasons to Use Your Credit Card for Holiday Purchases

Credit cards tend to get a bad rap. Many people focus on the interest charged, but forget about the perks and the protections that come with credit card use. When used with savvy and intelligence, a credit card can be a valuable financial tool. As the holiday shopping season ramps up, consider using your credit card to make seasonal purchases. […]

The really, really, really long-term view…and when you’ll die

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. I know it’s the holidays, but I’m going to begin this post with a somber topic: death. […]

Best Money Tips: Throw a Holiday Party for Less

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on throwing a holiday party for less, gifts for women in their 30s, and shopping secrets for Costco, BJ's, and Sam's Club. Top 5 Articles How to Throw a Holiday Party For Less — Throw a holiday party for less by hosting it with a friend or making it a potluck. […]

Smart Shopping: Guide to Researching a Purchase

So you're in the market for a new purchase and you want to make sure you buy the "right one"? You've come to the right place — whether you're looking for a new pair of shoes, a fancy laptop, or a new cell phone carrier, this guide will help you make the right decision. […]

Best Practices for New P2P Lending Investors

The following is a guest post by Peter Renton from Lend Academy. This advice won't work for me since Michigan doesn't allow peer to peer investing, but I'm sure some of you are interested in the topic. Have you heard of peer to peer (p2p) lending but don’t know much about it? Maybe you read an article somewhere and thought it sounded interesting. […]

Budgeting is boring? Well, yeah, but …

My friend J Money heartily disagrees that budgets are boring.  I think that budgeting can be made palatable, but fun?  If anyone can hit on the magic formula that makes budgeting fun, they’ll be very rich indeed. A blogging colleague was asking around on Facebook about budgeting presentations that weren’t “boring and irrelevant for 18-22 year olds.”  If a college-aged person follows a budget, my t […]