December 18, 2012

What Is Your Biggest Financial Concern Today?

I am preparing for a possible media appearance on a program broadcast across the world. I’ve been reading a number of news stories as well as comments from readers in order to get a sense of what Americans are concerned about today. One of the biggest issues seems to be the so-called fiscal cliff. […]

Use the Peak-End Rule (352/365)

The “peak-end” rule is a tactic that can not only maximize the value you get out of your vacations, but it can maximize what you get out of almost anything in life. […]

Frugal Gift Giving: Trading Your Skills, Talents, and Time

Shopping for holiday gifts for your family, friends, children’s teachers, service providers, and neighbors can leave you and your wallet exhausted. Do you really know everyone on your gift giving list well enough to buy them a thoughtful present? Most likely the answer is no, so you probably resort to giving cash. […]

10 Small Christmas Gifts to Have on Hand in an Emergency

One of the most difficult situations that can arise is when someone gives you gift — and you have nothing in return. One of the ways you can get beyond this is to keep small Christmas on hand for just such an emergency. These small gifts can be wrapped ahead of time, and even fitted with a tag that you can fill in later, when you have a minute to excuse yourself. […]

Naked With Cash: Anne and Matt

In January, Consumerism Commentary will begin the Naked With Cash event and series. Several Consumerism Commentary readers will share their financial reports and analyses at the beginning of each month, with insight from financial planners and other experts. […]

Best Money Tips: New Baby Checklist

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on what you'll need for a new baby, things that are worth the money, and how to cure your shopping addiction. Top 5 Articles A New Baby Checklist - What You'll Need! — You will need onesies, a changing table, a baby monitor, and more if you are having a new baby! […]

Getting Through the Valley

Whenever someone takes on a goal, they tend to go through a few phases. At first, there’s the honeymoon phase, where the person is enthusiastic about what they’re working on. They’ve got a clear goal, one that they’re sure is going to change their life. The steps to achieve that goal seem fresh and new, and they can often see real results from those steps. […]

5 Ways to Snag Holiday Travel Deals

Heading ho-ho-home for the holiday season can also mean going bro-bro-broke thanks to high travel costs. Even as prices on airfare, hotels and rental cars steadily increase, there are still deals says Jean Chatzky, author of eight finance books including “Money Rules: The Simple Path to Lifelong Security” and host of the personal finance show, “Money Matters with Jean Chatzky,” on RLTV. […]

Ask the Readers: How Do You Save on Holiday Travel?

We are officially in the midst of the holiday season and many of us have travel plans! Whether you are headed to family or friend's homes for the holidays, if you are traveling chances are you are trying to figure out how to save on your holiday travel plans. […]

11 Ways to Have Fun at Your In-Laws

Visiting in-laws can seem like competing on "Survivor." You have to learn to thrive in a foreign environment amid unfamiliar ways. Though I have never been on a reality television show, I have made numerous visits to the homes of my husband's family, just the two of us in the beginning and later accompanied by children. I have learned survivor-like skills such as how to accept and overcome chal […]

Money in a savings account continues to be a wise move

The Empowered Dollar had an enviable problem.  She had enough cushion in savings for repayment of student loans. In the end, she decided to split the difference between paying off her student loans and depleting her savings.  She “couldn’t bear to part with all” of her savings. For my two cents this was a very wise move.  She solicited a lot of advice and considered it carefully.  (I didn’t give a […]

The ‘cost’ of gun ownership

As some of you might know or remember, I have been considering the purchase of a firearm for some time. […]

How Traditional Banking Practices Can Make You Poor

There are certain specific connotations with the word bank: impressive marble-floored buildings with high counters, smiling tellers, and huge vaults. Not to mention cash, free coffee, and, if you’ve got a particularly friendly local bank branch, cookies for the kids. But the banking industry is changing. We no longer count on our brick-and-mortar branches for all of our banking needs. […]

Lessons in Frugality From "The Walking Dead"

AMC’s “The Walking Dead” isn’t your usual weeknight television fare. The cable series, adapted from the best-selling graphic novels of the same name, is known for its twisting plots, intense zombie (“walker”) action sequences, mind-blowingly realistic (and gory) zombie makeup, and complicated character relationships. […]

Credit Card Fraud: It Can Happen to You

This wasn’t supposed to happen to me. You see, as a financial writer, when I cover a story about credit card fraud, it’s supposed to be in the third person — about what happened to some unfortunate victim, or about how laws help protect consumers, etc. It’s not supposed to be in the first person. I’m not supposed to be the victim. […]

Reader Profile: JP

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]