December 28, 2012

Remember That Time Is Money (362/365)

What is an hour of your time and energy worth? In simplest terms, an hour of your time is worth whatever you’re paid for an hour’s worth of work at your job. After all, you’re repeatedly willing to spend your time and energy at that rate, so it must be an exchange rate you’re happy with. In fact, that’s a pretty good metric to apply to the rest of the time that you have. […]

The Value of Non-Financial Investments

The other day, I spent an hour playing an abstract strategy game with my oldest son. After that, I spent roughly the same amount of time helping my daughter build a LEGO kit that was way above her age level. […]

Weight Watchers for Your Wallet

As both a financial blogger and an “amateur nutritionist” (and no, those are not sugar cookie crumbs on my chin, and you’ll never prove otherwise), I have often noticed that many of the behavioral tips for dieting really overlap with the behavioral tips for paying off debt. […]

12 Proactive Things You Can Do Right Now

January marks a new year, and that means you can expect to find plenty of articles and ideas about how to set and keep the traditional New Year's resolutions. But why bother? Why invest energy into a list that most of us don't adhere to when you could instead simply begin adapting new behaviors that will ultimately lead you in the right direction? […]

Ask the Readers: Why will you teach your children frugality?

This is a guest post from Suba. She believes in living life instead of existing and she shares her thoughts at Wealth Informatics, a personal finance blog focused on living a high quality of life by intelligently leveraging knowledge, time and money. “Kids these days feel so entitled,” said my childhood friend. […]

Best Money Tips: Free Ways to Relax

Welcome to Wise Bread's Best Money TIps Roundup! Today we found some great articles on totally free ways to relax, creating lasting financial resolutions, and the keys to winning with money. Top 5 Articles Super Savvy! 10 Totally Free Ways To Relax — Watching the sunset or sunrise is a great way to relax for free! […]

From Sweet Tea to Chai: Delicious Homemade Tea Recipes

"You can never get a cup of tea large enough or a book long enough to suit me." – C.S. Lewis I have the drinking habits of an English pensioner. I pretty much require a cup of hot tea with every meal. I carry tea bags with me to insure that I never have to put up with bad restaurant coffee. The warm weather of Southern California has no impact on my tea drinking. […]

Should Americans Be Forced to Save for Retirement?

As we all know, Americans are dreadful at saving for retirement. I have run post after post throughout the years showing the stats of how ill-prepared most are for the day they won't/can't work.Of course there's Social Security, but anyone who is counting on it for their full retirement is going to be unpleasantly surprised. […]

Burning songs from the library isn’t hip. It’s theft

MSN.com has a slide show on 100 ways to save money in 2013. There are a lot of good ways to save money but the one on slide 18 is not good.  It recommends not paying for music If you’re a music junkie, you probably download the latest and greatest songs from iTunes without a second thought. A dollar here and another couple of bucks there add up quickly. […]