Money Tips from 2013

Reflecting on Your Life and Finances

Editor’s note: A few times a month, Lance Cothern from Money Life and More will stop by to share some of the best articles from across a variety of publications, including other blogs and mainstream media. The holiday season is now over which should be a relief for wallets and purses everywhere. […]

My Personal and Financial Plans for 2014

The last time I shared my personal goals and plans with Consumerism Commentary readers was at the very beginning of 2011. I went so far to declare that 2011 would be the year that everything changes, a subtle homage to a television program called Torchwood. […]

How Phishing and Email Scams Work – and How You Can Avoid Them

In yesterday’s reader mailbag, I answered a question from a reader who asked for simple ways to avoid identity theft online. I told the reader that the best thing that a person can do is to simply avoid clicking on links within emails. […]

Ask the Readers: What Do You Look Forward to in 2014?

With the new year comes new plans, new experiences, and (if you're the type to make them this time of year) new goals! What do you look forward to in 2014? Have you made any big plans for this year? […]

Boost Your Creativity: 9 Surprising Ways to Generate New Ideas

Whether you're solving a problem at work, figuring out how to remodel your home, or trying to come up with something new to fix for dinner, you'd probably have an easier time if you had access to better ideas. Creativity is the art and science of generating these sorts of ideas, and nearly everyone wants to be more creative. […]

5 Best Amazon Deals for Tuesday 12/31

Men's Hoodies and Fleece $24.99 and Under - Choose from a range of men's hoodies and crewneck fleece at $24.99 or under and save up to 80%. Save 50% Off Intimate Apparel - Save 50% or More Off Intimate Apparel by Calvin Klein, Splendid, Only Hearts and More. Up to 50% Off Select Gourmet Gifts, Candy & Chocolate - While supplies last, save up to 50% on select gifts, candy and chocolate. 25 Kids' […]

Best Money Tips: Pay Down Holiday Debt Quickly

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on paying down holiday debt quickly, getting your retirement plan back on track, and honey do's to start your New Year off right. Top 5 Articles How to Pay Down Holiday Debt as Quickly as Possible — To pay down holiday debt quickly, stop using your credit cards! […]

Spare change: Spending studies, money hacks, and Tina Turner

This article is by staff writer April Dykman. I tried to finish my Christmas shopping early, both to avoid crowds and to save money. For instance, my gift to my youngest niece was a baking kit. The girl watches Cake Boss religiously, and every time I see her, she immediately asks if we can bake cupcakes, which she will then douse with sprinkles. […]

How to Resist Lifestyle Creep and Still Have Everything You Want

Levels of spending on some things seem to automatically go with levels of spending on other things. But there's no rule that says this has to be true. (See also: Choosing a Luxury Eccentricity) Overcoming the Lifestyle Problem This is what I call "The Lifestyle Problem." It's expensive enough to support yourself and your family, but supporting all those people and a lifestyle? […]

The Long and Short of Commuting

Here's a piece from the WSJ that gives the secrets of the happiest commuters. I found the following to be the most interesting paragraph: How to create the perfect commute? Track down a few happy travelers, and they'll tell you it's not just about length. People can enjoy commutes as long as 45 minutes, studies show—and men are less frustrated by long commutes than women. […]

Best Rewards Credit Cards of 2014

Part 1 of 4 – The Simple Dollar 2014 Rewards Credit Card Series Updated: January 9, 2014 This is the first part in a series of four posts on rewards credit cards. In the upcoming posts, I’ll focus on the more specific types of rewards cards, like cash back, hotel, and airline credit cards. […]

Finding a Middle Path

The path that Sarah and I followed to find financial sanity seems extreme to a lot of readers. We gave up a lot of the “wants” in our life very quickly in order to turn our financial ship around. For us, this shift was possible because we discovered along the way that many of the things we really value in life actually are quite cheap. We enjoy spending time together. […]

5 Steps to Make the Most of New Year’s Resolutions and Goals

As one year comes to a close, many people like to take a few moments and think about the year ahead. The setting of New Year’s resolutions is a time-honored tradition and a recurring theme at the end of each year. The new year has always been a chance, although somewhat arbitrary, to give yourself a fresh start. It’s a second chance. […]

5 Best Amazon Deals for Monday 12/30

Kindle Books $0.99 - 100 Kindle Books Starting at $0.99 Save over $300 on the HC1850 Computerized Sewing and Quilting Machine by Brother - Top-rated Brother HC1850 Computerized Sewing and Quilting Machine with 130 Built-in Stitches, 9 Presser Feet, Sewing Font, Wide Table, and Instructional DVD. Canon PowerShot Digital Cameras Starting Under $100 - Instantly save when you buy select Canon PowerS […]

J.W., November 2013 Net Worth

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. […]

Reader Mailbag: The Fifty Two Week Project

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Raising chickens 2. Guidelines for handling phishing 3. Credit cards and scores 4. Exercise expenses 5. Is cheap wine worth it? 6. Why recommend slow cookers? 7. Factors in favor of homeownership 8. […]

Build a Better Budget in 5 Minutes Flat

Do you have a budget? If not, you've been meaning to get to it, right? According a survey conducted by Bankrate, 40% of Americans don't keep a budget. But if you're dreading getting the job done, maybe you shouldn't be. Budgeting isn't so bad, and it doesn't have to be about spreadsheets and calculations and highlighter pens. In fact, at the most practical level, budgeting is really simple. […]

Best Money Tips: Best Buys During After-Christmas Sales

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on best buys during after-Christmas sales, saving on winter spending, and the year's best and worst products. Top 5 Articles Best Buys During After-Christmas Sales — After Christmas is a great time to buy furniture and name-brand tvs. […]