January 8, 2013

Revising My “Essential Bookshelf”

In 2009, I made a list of eleven essential books that profoundly helped my career, my finances, and my personal life. […]

Why “follow your passion” is bad advice, and what to do instead

Jennifer didn’t know what she wanted to be when she grew up. “I did hours upon hours of research into different fields I thought I might be interested in,” she says. “I thought I might want to do supply-chain management, but I wanted to have hours where I could be home to cook and clean and be the stereotypical housewife.” Finally, she decided to become a financial adviser. […]

Downsize Your Life for the New Year

A new year often represents a new beginning. One of the best ways to start off the new year right is to think about how you can downsize life a little bit. This isn’t just about moving to a smaller home. It’s about looking at your lifestyle, and figuring out how you can make it a little bit simpler. […]

Financial Lessons Learned

Aside from the unswerving advice to spend less than you make, personal finance wisdom has a way of evolving year by year, as the economy, tax laws, and other variables change. True, most lessons these days have to do with it being harder and harder to build a nestegg, the need to start earlier and the importance of saving more robustly and wisely than ever before. […]

When Your Head Hits the Pillow

At the end of the day, when your head hits the pillow, do you look back on the day that’s just finished and think a bit about the day to come? That’s usually what runs through my head in those minutes just before I fall into a deep sleep. I mostly reflect on my day and try to decide, on some level, whether it was a good day or not. What makes for a good day? I laughed, I cried, I thought. […]

Discover it Credit Card: 0% Balance Transfers

As I mentioned a few days ago, I am a big fan of finding ways to reduce interest rates. One thing that my wife and I did when getting out of debt was take advantage of a 0% interest rate via a credit card balance transfer. The transfer rate that we took advantage of was for 12 months. Well, Discover has just launched their new Discover it Card, featuring a 0% interest rate for 18 months. Click her […]

Life Lessons from A&E’s Storage Wars

A few years ago, I attended a local storage facility auction like the kind you see on A&E’s Storage Wars. It wasn’t nearly as interesting and the lockers didn’t go for thousands of dollars, like they often do on the show. […]

Ask the Readers: Do You Buy Organic Food?

Eating healthy is important to your well-being and can also be beneficial to your wallet. Having a healthy diet can decrease health issues in the long run. As such, many people opt to eat organic foods! The health benefits can be great, but sometimes the price of organic food can steer people away from buying organic. Do you buy organic food? […]

How to Escape Reward Card Spending Traps

I've talked before about how rewards cards are created specifically to make even the most frugal of card-holders take on debt. Our brains are wired so that even a little incentive to spend (like getting 1% cash back or a few airline miles) will make us decide to buy something we would otherwise leave at the store. […]

Fight the Post-Holiday Blues: 20 Cheap Ways to Make January Special

January can be a tough month — the post-holiday blues and dreary weather can be enough to make anyone feel a little down. Combine this with failed New Year's resolutions and a long month, and you've got a case of the winter doldrums. (See also: 4 Tips for Making Resolutions Stick in the New Year) But don't give in to the Holiday Hangover. […]

Join the Debt Movement

This is a guest post from Jeff Rose, a Certified Financial Planner who writes about financial planning topics at Good Financial Cents. His first book, Soldier of Finance, is slated to be released the fall of 2013. His latest project, named The Debt Movement, is to help people pay off $10,000,000 of debt in 90 days. […]

Best Money Tips: Increase Your Income This Year

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on increasing your income this year, why you shouldn't engineer your own layoff, and organizing your way to savings in 2013. Top 5 Articles 5 Ideas To Increase Your Income This Year — To increase your income this year, turn your hobby into a moneymaker. […]

Find Your Hidden Spending Habits and Save

We all know saving is important — some of us may have even made “Save More” one of our New Year's resolutions. Unfortunately, though, when the end of the month rolls around, many of us don’t have anything left to save. (See also: 37 Savings Changes You Can Make Today) But it doesn’t have to be that way; there may be some hidden spending habits you haven’t uncovered. […]

Reasons Why You Should Engineer Your Layoff

The following is an excerpt from How to Engineer Your Layoff. If you're interested in quitting your job and profiting from it, this book is for you! Today's post gives several reasons you should consider quitting your job. […]