January 10, 2013

The Value of College

Over the last several months, I’ve had conversations with several people about the value they got from college. One person went to college to study chemical engineering and became a high school teacher. Another person went to study agriculture and became a database administrator. Yet another person went to law school and is now an English professor. I started off majoring in the sciences and now I […]

5 Natural Disasters Not Covered in Your Homeowners Policy

We pay for homeowners insurance in the hopes that when something goes wrong, it won’t devastate our finances because the insurance company will cover the costs involved — including possibly paying to replace the home and everything in it. And, while most natural disaster events, including fire, lightning, windstorm, and hail, might be covered by your homeowners policy, there are plenty of other di […]

The Roth IRA: What You Should Know

You know that putting savings towards your future retirement is important, but deciding where to build your nest egg can be a bit daunting.  But the Roth IRA has too many tax benefits to ignore. […]

Reader Mailbag: Ongoing Site Redesign

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Frugal gifts for adult children 2. Eliminating a collection 3. Maximizing income in graduate school 4. Inexpensive learning games for kids 5. House savings in early twenties 6. The basics of Medicare 7. […]

Side Gig Thursdays: Grace Wilson, Treasures of the Tea

In the mornings, I start my day off with a cup of coffee. After that initial cup, I generally move onto water or tea, usually dependent on the temperature of the world outside. […]

8 Legit Ways to Use the Gym for Free

You may love running outside, cycling on a greenway or roadway, or practicing yoga on your own, all for free. […]

Best Money Tips: Save on Your Snowboard or Ski Trip

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving on your snowboard or ski trip, ways for teens to make money, and getting your retirement back on track. Top 5 Articles 6 Tips To Help You Save On Your Snowboard Or Ski Trip — To save money on your snowboard or ski trip, consider renting a cabin. […]

Battle of the toy bulge

By now, most families have taken down their trees and house lights. And if you’re like me and live in the Midwest, you might be counting down the days until the first signs of spring. A new year of goals, hopes and beginnings has begun… Meanwhile, a battle is taking place in many homes. […]

4 Ways to Save Money on Photo Announcement Cards

Photo cards are a great way to announce life events or send out family updates because they include pictures, making the message much more personal. We started using them for holiday cards once we had kids so we could show friends and family how the little ones had grown. Unfortunately, the personalization of the card does cost more than a traditional card. […]

Haggle? Yes, an Amateur Can Do It

I’m not a big fan of haggling. I rarely do it. I’d much rather walk into a transaction knowing the price and making a calm decision based on that price. Plus, being a small business owner, I understand the value of margins and am happy to pay the list price when I can afford it, or to put off my purchase if I can’t. But like it or not, sometimes haggling is called for. […]

Bank or Credit Union?

MSN Money asks if a credit union is a better alternative to a bank. They don't really give an opinion one way or the other, but simply talk about the (often unknown) advantages of a credit union.I have a relationship with both a bank (Chase) and a credit union and they both have their plusses and minuses. […]

Blowing Quicken a little KISS

To move forward with our personal finance plan for 2013, we’ll be tracking our expenses more carefully.  Just like Johnny Five, we need input to change direction with our finances, and to start making better deals with ourselves to meet financial goals. I’ve had one version of Quicken or another for years, but I’ve always fallen short in keeping things current.  Call it personal laziness, call it […]